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Low interest home loans from 4.94%
A home loan at a low interest rate can help keep repayments down. Compare some of the lowest home loan interest rates starting from 4.94% (comparison rate* 5.95%) from a wide range of Australian mortgage lenders, and check fees, features and more to find the home loan for your needs.
80+ home loan providers in RateCity’s database
5800+ home loan products in RateCity’s database
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5.74%
5.65%
$3,143
Australian Credit Licence 234945
Fees & charges apply
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
- 20% min deposit
- P&I
5.84%
5.86%
$3,173
Australian Credit Licence 230686
Fees & charges apply
Products issued by ubank, part of NAB
- Special
- Owner Occupied
- Variable
- 40% min deposit
- P&I
5.79%
5.83%
$3,158
Australian Credit Licence 395219
Fees & charges apply
- Owner Occupied
- Variable
- 10% min deposit
- P&I
6.14%
6.15%
$3,264
Australian Credit Licence 233714
Fees & charges apply
- Owner Occupied
- Variable
- 20% min deposit
- P&I
5.39%
6.44%
$3,038
Australian Credit Licence 230686
Fees & charges apply
- Owner Occupied
- Fixed 3 years
- 20% min deposit
- P&I
6.04%
5.95%
$3,234
Australian Credit Licence 234945
Fees & charges apply
- Special
- Investor
- Variable
- 20% min deposit
- P&I
5.69%
5.95%
$3,127
Australian Credit Licence 395219
Fees & charges apply
- Owner Occupied
- Fixed 3 years
- 10% min deposit
- P&I
6.19%
6.99%
$3,280
Australian Credit Licence 234527
Fees & charges apply
- Cashback
- Owner Occupied
- Fixed 2 years
- 10% min deposit
- P&I
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.