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Low interest home loans from 4.94%

A home loan at a low interest rate can help keep repayments down. Compare some of the lowest home loan interest rates starting from 4.94% (comparison rate* 5.95%) from a wide range of Australian mortgage lenders, and check fees, features and more to find the home loan for your needs.

80+ home loan providers in RateCity’s database

5800+ home loan products in RateCity’s database

Updated on

Find and compare low interest home loans

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5.79%

5.83%

$3,158

More detailsclick for more details

Australian Credit Licence 395219

Fees & charges apply

  • Owner Occupied
  • Variable
  • 10% min deposit
  • P&I

6.14%

6.15%

$3,264

Enquire

Australian Credit Licence 233714

Fees & charges apply

  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

5.39%

6.44%

$3,038

More detailsclick for more details

Australian Credit Licence 230686

Fees & charges apply

  • Owner Occupied
  • Fixed 3 years
  • 20% min deposit
  • P&I

6.04%

5.95%

$3,234

More detailsclick for more details

Australian Credit Licence 234945

Fees & charges apply

  • Special
  • Investor
  • Variable
  • 20% min deposit
  • P&I

5.69%

5.95%

$3,127

More detailsclick for more details

Australian Credit Licence 395219

Fees & charges apply

  • Owner Occupied
  • Fixed 3 years
  • 10% min deposit
  • P&I

6.19%

6.99%

$3,280

Enquire

Australian Credit Licence 234527

Fees & charges apply

  • Cashback
  • Owner Occupied
  • Fixed 2 years
  • 10% min deposit
  • P&I

Providers we compare

HSBC
NAB
Commonwealth Bank
Westpac
ANZ
Macquarie Bank
Athena
Australian Unity
loans.com.au
AMP Bank
Suncorp Bank
Unloan
Homestar Finance
Heritage Bank
Mortgage House
Newcastle Permanent
ubank
RACQ Bank
IMB Bank
BOQ

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.