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Relevant Personal Loans articles and tips

Vidhu Bajaj

Personal Finance Writer

Will applying for a personal loan affect my credit score?

Applying for a personal loan can impact your credit score. Learn how multiple applications, rejections, and repayments affect it, plus tips to protect your rating.

Personal Loans

30 Mar, 2025

4 min read

Will applying for a personal loan affect my credit score?
Vidhu Bajaj

Personal Finance Writer

How to get a personal loan with an average credit score

Even if you have a few dents in your credit score, you may still be able to get a personal loan. Find out how to apply for a personal loan with an average credit score.

Personal Loans

30 Mar, 2025

3 min read

How to get a personal loan with an average credit score
Vidhu Bajaj

Personal Finance Writer

Is it possible to get a personal loan for a house deposit?

Buying a home is a huge financial decision and needs careful consideration and planning. Getting a personal loan for your house deposit may be possible, but is likely to add complexity.

Personal Loans

29 Mar, 2025

4 min read

Is it possible to get a personal loan for a house deposit?
Vidhu Bajaj

Personal Finance Writer

Can you refinance a personal loan? Here's how

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Personal Loans

24 Mar, 2025

4 min read

Can you refinance a personal loan? Here's how
Vidhu Bajaj

Personal Finance Writer

Can I use a personal loan to buy a car?

Both car loans and personal loans can be used to purchase a vehicle. Learn the difference between the two to make the right choice for you

Personal Loans

24 Mar, 2025

5 min read

Can I use a personal loan to buy a car?
Vidhu Bajaj

Personal Finance Writer

Is there an age limit for personal loans in Australia?

Learn about personal loan age limits, eligibility, and options for young and older Australians.

Personal Loans

24 Mar, 2025

3 min read

Is there an age limit for personal loans in Australia?
Alex Ritchie

Personal Finance Editor

What is the maximum amount I can borrow on a personal loan?

Wondering what's the maximum amount you can borrow on a personal loan in Australia. It depends on various factors, including your income, credit score, and loan type.

Personal Loans

19 Mar, 2025

4 min read

What is the maximum amount I can borrow on a personal loan?
Mark Bristow

Personal Finance Editor

Can I have two personal loans at the same time?

In many cases, it is possible to have two personal loans at the same time, even two personal loans from the same bank.

Personal Loans

17 Mar, 2025

5 min read

Can I have two personal loans at the same time?
Mark Bristow

Personal Finance Editor

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan, you’ll need to have gathered all your personal documentation and ensured you’re meeting the loan’s eligibility requirements.

Personal Loans

14 Feb, 2025

4 min read

When I apply for a personal loan, will the lender contact my employer?
Jodie Humphries

Personal Finance Editor

Business loan vs. personal loan – how are these different?

Discover the key differences between business and personal loans, including application processes, borrowing limits, and credit implications.

Personal Loans

13 Feb, 2025

6 min read

Business loan vs. personal loan – how are these different?
Vidhu Bajaj

Personal Finance Writer

Can I use a balance transfer credit card to pay off a personal loan?

Balance transfer cards are generally used to pay off credit card debts, but you could also balance transfer a personal loan in some cases to pay it off sooner.

Personal Loans

11 Feb, 2025

6 min read

Can I use a balance transfer credit card to pay off a personal loan?
Vidhu Bajaj

Personal Finance Writer

What happens if I miss a personal loan repayment?

There may come a time when you miss a repayment for your personal loan despite your best intentions. What could this mean for your financial health?

Personal Loans

24 Jan, 2025

5 min read

What happens if I miss a personal loan repayment?