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Personal Loans Articles

Relevant Personal Loans articles and tips

Mark Bristow

Personal Finance Editor

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan, you’ll need to have gathered all your personal documentation and ensured you’re meeting the loan’s eligibility requirements.

Personal Loans

14 Feb, 2025

4 min read

When I apply for a personal loan, will the lender contact my employer?
Jodie Humphries

Personal Finance Editor

Business loan vs. personal loan – how are these different?

Discover the key differences between business and personal loans, including application processes, borrowing limits, and credit implications.

Personal Loans

13 Feb, 2025

6 min read

Business loan vs. personal loan – how are these different?
Vidhu Bajaj

Personal Finance Writer

Can I use a balance transfer credit card to pay off a personal loan?

Balance transfer cards are generally used to pay off credit card debts, but you could also balance transfer a personal loan in some cases to pay it off sooner.

Personal Loans

11 Feb, 2025

6 min read

Can I use a balance transfer credit card to pay off a personal loan?
Vidhu Bajaj

Personal Finance Writer

What happens if I miss a personal loan repayment?

There may come a time when you miss a repayment for your personal loan despite your best intentions. What could this mean for your financial health?

Personal Loans

24 Jan, 2025

5 min read

What happens if I miss a personal loan repayment?
Vidhu Bajaj

Personal Finance Writer

How does taking a personal loan affect your credit score?

Learn how taking a personal loan impacts your credit score, from application effects to repayment management and its potential risks and benefits.

Personal Loans

24 Jan, 2025

4 min read

How does taking a personal loan affect your credit score?
Mark Bristow

Personal Finance Editor

Can you transfer a personal loan to another bank? 

It is possible to effectively transfer a personal loan to another bank by refinancing your personal loan.

Personal Loans

24 Jan, 2025

5 min read

Can you transfer a personal loan to another bank? 
Mark Bristow

Personal Finance Editor

What is a line of credit?

A line of credit may offer an alternative to borrowers looking to get cash without some of the traditional restrictions of a personal loan.

Personal Loans

20 Jan, 2025

7 min read

What is a line of credit?
Peter Terlato

Personal Finance Editor

How much are gutter replacement costs?

Discover the costs of gutter replacement, including materials, installation, and factors affecting pricing. Learn how to choose the right gutters for your home.

Personal Loans

25 Nov, 2024

6 min read

How much are gutter replacement costs?
Alex Ritchie

Personal Finance Editor

How soon after paying off my last personal loan can I get another loan?

Can you take out a personal loan while you’re still paying one off? How soon after paying off your last personal loan can you apply for a new personal loan? Let’s explore these scenarios today.

Personal Loans

17 Sep, 2024

4 min read

How soon after paying off my last personal loan can I get another loan?
Vidhu Bajaj

Personal Finance Writer

Can you pay off a personal loan early?

Discover if paying off your personal loan early is right for you, what are the repayment strategies, and how paying off early might impact your credit score.

Personal Loans

03 Sep, 2024

4 min read

Can you pay off a personal loan early?
Mark Bristow

Personal Finance Editor

Can I get a personal loan to pay for my wedding?

It’s no secret that tying the knot can be an expensive proposition, with the W-word often being associated with higher than typical prices for many products and services. While you might be wedded to getting a personal loan to pay for it, it’s important to be aware of the risks involved before saying I Do to a bank or lender.

Personal Loans

15 Mar, 2024

5 min read

Can I get a personal loan to pay for my wedding?
Mark Bristow

Personal Finance Editor

Can you use a personal loan for tax debt?

Many banks won’t allow borrowers to use a personal loan to pay tax debts. However, it may be possible to get a loan to help cover your other expenses while you concentrate on repaying what you owe to the Australian Taxation Office (ATO).

Personal Loans

21 Dec, 2023

3 min read

Can you use a personal loan for tax debt?