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Credit Cards Articles

Relevant Credit Cards articles and tips

Mark Bristow

Personal Finance Editor

How to repair your credit score

Having a bad credit score can sometimes feel like a life sentence. However, there are ways to get your credit score back on track.

Credit Cards

14 Mar, 2025

6 min read

How to repair your credit score
Alex Ritchie

Personal Finance Editor

The most exclusive credit cards in the world

Discover some of the most exclusive credit cards, offering unparalleled luxury, elite perks, and prestige for high-income individuals.

Credit Cards

30 Dec, 2024

9 min read

The most exclusive credit cards in the world
Mark Bristow

Personal Finance Editor

How many points do you need to upgrade to business class?

RateCity research has found how many frequent flyer points you’d need to be bumped up to business class on a number of airlines including Qantas, Virgin Australia, Air New Zealand, Emirates and more.

Credit Cards

20 Dec, 2024

10 min read

How many points do you need to upgrade to business class?
Mark Bristow

Personal Finance Editor

Can I pay my credit card bill with PayPal?

Unfortunately, it is not possible to use PayPal directly to pay for a credit card bill, though you can use PayPal to transfer money to your Australian bank account.

Credit Cards

18 Dec, 2024

4 min read

Can I pay my credit card bill with PayPal?
Mark Bristow

Personal Finance Editor

What is credit card churning?

Credit card churning is the strategy of opening and closing numerous credit cards to maximise the benefits and perks offered.

Credit Cards

08 Nov, 2024

6 min read

What is credit card churning?
Mark Bristow

Personal Finance Editor

What is a virtual credit card?

A virtual credit card is a digital-only credit card, which can be used to make purchases online or in-person contactless payments via your smartphone or similar device.

Credit Cards

29 Oct, 2024

4 min read

What is a virtual credit card?
Vidhu Bajaj

Personal Finance Writer

What is a metal credit card, and do you need one?

For many people, a metal credit card signifies prestige and wealth. These cards not only look and feel premium in your hand but often also offer extra privileges such as accelerated reward points and premium travel benefits.

Credit Cards

30 Sep, 2024

5 min read

What is a metal credit card, and do you need one?
Vidhu Bajaj

Personal Finance Writer

What should you do if your credit card application is rejected?

Was your credit card application declined? Here are some reasons why that may have happened and what you can do about it.

Credit Cards

30 Sep, 2024

7 min read

What should you do if your credit card application is rejected?
Alex Ritchie

Personal Finance Editor

Does applying for a credit card affect your credit rating?

Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score.

Credit Cards

30 Sep, 2024

5 min read

Does applying for a credit card affect your credit rating?
Alex Ritchie

Personal Finance Editor

How is Afterpay different to a credit card?

Afterpay is different to credit cards in several ways, including its fees and costs, rewards and perks, and application process.

Credit Cards

13 Sep, 2024

8 min read

How is Afterpay different to a credit card?
Vidhu Bajaj

Personal Finance Writer

What is a credit card surcharge and how you can avoid it?

Your favourite café isn't making a profit by charging a surcharge on credit card payments. Instead, it's passing on the payment processing fee charged by major credit card networks.

Credit Cards

22 Aug, 2024

5 min read

What is a credit card surcharge and how can you avoid it?
Vidhu Bajaj

Personal Finance Writer

Can I pay my mortgage with a credit card?

Most lenders won’t accept credit cards for mortgage repayment. Even if you can use your credit card to pay your mortgage, there are good reasons you may not want to.

Credit Cards

19 Aug, 2024

5 min read

Can I pay my mortgage with a credit card?