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Credit Cards Articles

Relevant Credit Cards articles and tips

Mark Bristow

Personal Finance Editor

What is credit card churning?

Credit card churning is the strategy of opening and closing numerous credit cards to maximise the benefits and perks offered.

Credit Cards

08 Nov, 2024

6 min read

What is credit card churning?
Mark Bristow

Personal Finance Editor

What is a virtual credit card?

A virtual credit card is a digital-only credit card, which can be used to make purchases online or in-person contactless payments via your smartphone or similar device.

Credit Cards

29 Oct, 2024

4 min read

What is a virtual credit card?
Vidhu Bajaj

Personal Finance Writer

What is a metal credit card, and do you need one?

For many people, a metal credit card signifies prestige and wealth. These cards not only look and feel premium in your hand but often also offer extra privileges such as accelerated reward points and premium travel benefits.

Credit Cards

30 Sep, 2024

5 min read

What is a metal credit card, and do you need one?
Vidhu Bajaj

Personal Finance Writer

What should you do if your credit card application is rejected?

Was your credit card application declined? Here are some reasons why that may have happened and what you can do about it.

Credit Cards

30 Sep, 2024

7 min read

What should you do if your credit card application is rejected?
Alex Ritchie

Personal Finance Editor

Does applying for a credit card affect your credit rating?

Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score.

Credit Cards

30 Sep, 2024

5 min read

Does applying for a credit card affect your credit rating?
Alex Ritchie

Personal Finance Editor

How is Afterpay different to a credit card?

Afterpay is different to credit cards in several ways, including its fees and costs, rewards and perks, and application process.

Credit Cards

13 Sep, 2024

8 min read

How is Afterpay different to a credit card?
Vidhu Bajaj

Personal Finance Writer

What is a credit card surcharge and how you can avoid it?

Your favourite café isn't making a profit by charging a surcharge on credit card payments. Instead, it's passing on the payment processing fee charged by major credit card networks.

Credit Cards

22 Aug, 2024

5 min read

What is a credit card surcharge and how can you avoid it?
Vidhu Bajaj

Personal Finance Writer

Can I pay my mortgage with a credit card?

Most lenders won’t accept credit cards for mortgage repayment. Even if you can use your credit card to pay your mortgage, there are good reasons you may not want to.

Credit Cards

19 Aug, 2024

5 min read

Can I pay my mortgage with a credit card?
Vidhu Bajaj

Personal Finance Writer

What is the value of Qantas frequent flyer points?

Understand the value of frequent flyer points to maximise perks and benefits, and collect and use them effectively for your rewards.

Credit Cards

16 Aug, 2024

6 min read

What is the value of Qantas frequent flyer points?
Peter Terlato

Personal Finance Editor

Can I transfer my frequent flyer points across different programs?

Frequent flyer memberships and their benefits are often exclusive to their affiliated airline. However, there are exceptions. Some global airline alliances, such as oneworld, allow member airline frequent flyers to exchange points for flights and attain parallel status across their entire carrier network.

Credit Cards

07 Aug, 2024

7 min read

Can I transfer my frequent flyer points across different programs?
Peter Terlato

Personal Finance Editor

How to earn Velocity points

If you travel often, you may be able to amass points or miles through loyalty programs, to redeem for flights, hotel stays, and other rewards. One of the most popular frequent flyer programs in Australia is Velocity - Virgin Australia's loyalty club. 

Credit Cards

06 Aug, 2024

6 min read

How to earn Velocity points
Alex Ritchie

Personal Finance Editor

How to claim Qantas frequent flyer points on Emirates

Qantas and Emirates’ combined network is one of the most extensive across the world. The good news for frequent flyers is that you can earn Qantas frequent flyer points from Emirates flights, depending on the destination and the fare. 

Credit Cards

25 Jul, 2024

3 min read

How to claim Qantas frequent flyer points on Emirates