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Credit Cards Articles

Relevant Credit Cards articles and tips

Vidhu Bajaj

Personal Finance Writer

How do I redeem my credit card rewards points or frequent flyer points?

If you’ve built up a sizeable amount of rewards points or frequent flyer points through your credit card spending, you may be curious as to how you actually redeem these points. 

Credit Cards

31 May, 2023

6 min read

How do I redeem my credit card rewards points or frequent flyer points?
Mark Bristow

Personal Finance Editor

What is a credit card revert rate?

When credit card debt starts accumulating, you could consider a balance transfer, where you roll your debt onto a card charging low or no interest during its introductory period so you can pay it off quicker. However, you’ll also need to consider the card’s revert interest rate in case you don’t pay off your debt during the introductory period.  

Credit Cards

30 May, 2023

3 min read

What is a credit card revert rate?
Alex Ritchie

Personal Finance Editor

Are you cashing in on your credit card rewards?

Credit cards have become an essential part of our financial lives, offering convenience, security, and a range of other benefits and perks. But whether you have one or five rewards cards, it’s crucial that you assess if you are truly cashing in on your credit card rewards.

Credit Cards

29 May, 2023

8 min read

Are you cashing in on your credit card rewards?
Mark Bristow

Personal Finance Editor

What are the rewards of a gold credit card?

Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.

Credit Cards

29 May, 2023

3 min read

What are the rewards of a gold credit card?
Vidhu Bajaj

Personal Finance Writer

How long does it take to get a credit card?

The credit card approval process may take a few days, depending on the credit card issuer and the accuracy of the information provided in your application.

Credit Cards

25 May, 2023

5 min read

How long does it take to get a credit card?
Vidhu Bajaj

Personal Finance Writer

What do I need to get a credit card?

Increase your chances of credit card approval by discovering the essential requirements for getting a credit card in Australia.

Credit Cards

25 May, 2023

5 min read

What do I need to get a credit card?
Alex Ritchie

Personal Finance Editor

Avoid skimming and phishing credit card fraud

While all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.

Credit Cards

23 May, 2023

6 min read

Avoid skimming and phishing credit card fraud
Alex Ritchie

Personal Finance Editor

What is my credit card account number?

Your credit card number is the 15- or 16-digit card number printed on the front or back of the card, along with your name and the card expiry date.

Credit Cards

23 May, 2023

4 min read

What is my credit card account number?
Vidhu Bajaj

Personal Finance Writer

What is a charge card, and is it different from a credit card?

Charge cards and credit cards may look similar, but they work differently. Credit cards let you pay for your purchases over time. However, charge cards require you to pay the balance in full each month.

Credit Cards

04 May, 2023

5 min read

What is a charge card, and is it different from a credit card?
Vidhu Bajaj

Personal Finance Writer

Are credit cards worth it?

A credit card could be a convenient way to pay for purchases, earn rewards and build credit when used responsibly. At the same time, credit cards could also lead to financial stress.

Credit Cards

01 May, 2023

6 min read

Are credit cards worth it?
Vidhu Bajaj

Personal Finance Writer

What is a joint credit card and how does it work?

Credit cards are pretty handy, and immensely versatile, however they also come with great risk. The innocent-looking piece of plastic sitting in your wallet is essentially a license to get yourself into enormous, nigh-unpayable debt.

Credit Cards

28 Apr, 2023

9 min read

What is a joint credit card and how does it work?
Peter Terlato

Personal Finance Editor

What are the benefits of having a credit card?

A credit card can be an incredibly advantageous tool for individuals and households. They can boost your purchasing power; help to establish, improve and, if necessary, repair your credit history; as well as provide exclusive perks and bonuses.

Credit Cards

24 Apr, 2023

5 min read

What are the benefits of having a credit card?