Credit Cards Articles

Relevant Credit Cards articles and tips

Alex Ritchie

Personal Finance Editor

Should you pay off your credit cards before buying a house?

It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.

Credit Cards

12 Jul, 2023

5 min read

Should you pay off your credit cards before buying a house?

Vidhu Bajaj

Personal Finance Writer

Zip Pay vs. Afterpay: What you need to know before joining

Curious about two of the more popular BNPL platforms, Afterpay and Zip Pay? Let's explore their benefits, as well as how they differ from each other.

Credit Cards

06 Jul, 2023

9 min read

Zip Pay vs. Afterpay: What you need to know before joining

Vidhu Bajaj

Personal Finance Writer

What is the difference between business and personal credit cards?

Whilst you can still use your personal credit card for business related transactions you may find that over time it will be easier to manage your personal and business purchases separately. Business credit cards generally have more features than a traditional credit card which enables the business to apply spending controls.

Credit Cards

15 Jun, 2023

6 min read

What is the difference between business and personal credit cards?

Alex Ritchie

Personal Finance Editor

How do you pay off credit cards?

Let’s explore several potential strategies for paying off a credit card, or multiple credit cards, so you can get out from underneath your debt.

Credit Cards

31 May, 2023

5 min read

Vidhu Bajaj

Personal Finance Writer

How do I redeem my credit card rewards points or frequent flyer points?

If you’ve built up a sizeable amount of rewards points or frequent flyer points through your credit card spending, you may be curious as to how you actually redeem these points.

Credit Cards

31 May, 2023

6 min read

How do I redeem my credit card rewards points or frequent flyer points?

Mark Bristow

Home & Personal Finances Editor

What is a credit card revert rate?

When credit card debt starts accumulating, you could consider a balance transfer, where you roll your debt onto a card charging low or no interest during its introductory period so you can pay it off quicker. However, you’ll also need to consider the card’s revert interest rate in case you don’t pay off your debt during the introductory period.

Credit Cards

30 May, 2023

3 min read

Mark Bristow

Home & Personal Finances Editor

What are the rewards of a gold credit card?

Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.

Credit Cards

29 May, 2023

3 min read

What are the rewards of a gold credit card?

Vidhu Bajaj

Personal Finance Writer

How long does it take to get a credit card?

The credit card approval process may take a few days, depending on the credit card issuer and the accuracy of the information provided in your application.

Credit Cards

25 May, 2023

5 min read

How long does it take to get a credit card?

Vidhu Bajaj

Personal Finance Writer

What do I need to get a credit card?

Increase your chances of credit card approval by discovering the essential requirements for getting a credit card in Australia.

Credit Cards

25 May, 2023

5 min read

Alex Ritchie

Personal Finance Editor

Avoid skimming and phishing credit card fraud

While all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.

Credit Cards

23 May, 2023

6 min read

Avoid skimming and phishing credit card fraud

Alex Ritchie

Personal Finance Editor

What is my credit card account number?

Your credit card number is the 15- or 16-digit card number printed on the front or back of the card, along with your name and the card expiry date.

Credit Cards

23 May, 2023

4 min read

Vidhu Bajaj

Personal Finance Writer

What is a charge card, and is it different from a credit card?

Charge cards and credit cards may look similar, but they work differently. Credit cards let you pay for your purchases over time. However, charge cards require you to pay the balance in full each month.

Credit Cards

04 May, 2023

5 min read