Credit Cards Articles

Relevant Credit Cards articles and tips

Peter Terlato

Personal Finance Editor

How to read your credit card statement

f you’ve ever pondered all the figures, limits, summaries and warnings that are often included on your monthly credit card statement, we’ve put together a simple guide to help decipher this document.

Credit Cards

21 Aug, 2023

6 min read

Peter Terlato

Personal Finance Editor

What is a honeymoon credit card rate? Here's how they work

Fancy a financial honeymoon? While it doesn't involve being whisked off to an exotic destination, a credit card honeymoon period can offer an appealing introductory interest rate.

Credit Cards

18 Aug, 2023

4 min read

What is a honeymoon credit card rate? Here's how they work

Peter Terlato

Personal Finance Editor

How to transfer Flybuys to Velocity

You can link your Flybuys account to your Velocity account and transfer your accumulated Flybuys points to Velocity points or set up an automatic points transfer.

Credit Cards

16 Aug, 2023

4 min read

How to transfer Flybuys to Velocity Frequent Flyer Points

Alex Ritchie

Personal Finance Editor

How long does it take to transfer my credit card balance?

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Credit Cards

08 Aug, 2023

5 min read

How long does it take to transfer my credit card balance?

Alex Ritchie

Personal Finance Editor

Which of my debts should I pay off first?

If you’re wondering which of your debts to pay off first, the answer is simple – whichever has the highest interest rate.

Credit Cards

08 Aug, 2023

4 min read

Which of my debts should I pay off first?

Alex Ritchie

Personal Finance Editor

Five common credit card traps to avoid

Being a responsible credit card holder requires you to read the fine print and familiarise yourself with common credit card traps. Here are the common credit card traps that can turn your spending into bad debt.

Credit Cards

04 Aug, 2023

4 min read

Vidhu Bajaj

Personal Finance Writer

What are the pros and cons of credit cards?

Credit cards can be your best friend if you use them wisely but your worst enemy if you use them irresponsibly.

Credit Cards

25 Jul, 2023

9 min read

What are the pros and cons of a credit card?

Vidhu Bajaj

Personal Finance Writer

Making minimum repayments on your credit card: what you need to know

Racking up a large sum of debt on your credit card is easily done but paying it off with the minimum repayments is not.

Credit Cards

20 Jul, 2023

4 min read

Making minimum repayments on your credit card: what you need to know

Vidhu Bajaj

Personal Finance Writer

PayPal versus credit cards: Which is the better online payment option?

One of the main drawcards to PayPal is that payments can easily be traced, unlike many other online payment methods. Credit card details are not held on the site either, so your confidential information is not exposed to any third party.

Credit Cards

20 Jul, 2023

9 min read

PayPal versus credit cards: Which is the better online payment option?

Vidhu Bajaj

Personal Finance Writer

Are credit checks mandatory for credit cards?

In Australia, applying for a credit card always involves a mandatory credit check. This is an essential part of testing your ability to responsibly service your repayments and is done in your best interest.

Credit Cards

19 Jul, 2023

9 min read