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Credit Cards Articles

Relevant Credit Cards articles and tips

Vidhu Bajaj

Personal Finance Writer

Travel money card vs credit card vs debit card: which should you choose?

Explore the top spending options for Australian travelers: travel money cards, credit cards, and debit cards. Discover which is best for your travels.

Credit Cards

13 Jun, 2024

11 min read

Travel money card vs credit card vs debit card: which should you choose?
Vidhu Bajaj

Personal Finance Writer

How do you make a balance transfer?

Learn how to make a successful credit card balance transfer to save on interest and streamline debt repayment effectively.

Credit Cards

24 Nov, 2023

7 min read

How do you make a balance transfer?
Alex Ritchie

Personal Finance Editor

Increasing your chance of credit card approval

Gaining credit card approval can often be an uncertain process. The good news is that there are steps you can take to increase your chances of approval for a credit card.

Credit Cards

26 Oct, 2023

5 min read

Increasing your chance of credit card approval
Alex Ritchie

Personal Finance Editor

How does credit card insurance work?

Oftentimes, credit cards will come with complimentary insurances and warranties designed to offer peace of mind and greater protection for cardholders. Explore how credit card insurances work and what your card may offer.

Credit Cards

26 Oct, 2023

4 min read

How does credit card insurance work?
Alex Ritchie

Personal Finance Editor

Can my credit card points expire?

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

Credit Cards

01 Sep, 2023

4 min read

Can my credit card points expire?
Vidhu Bajaj

Personal Finance Writer

Can you use a business credit card for personal expenses?

Getting a business credit card can be easier than a personal credit card. But can you put personal expenses on a business credit card?

Credit Cards

28 Aug, 2023

8 min read

Can you use a business card for personal expenses?
Peter Terlato

Personal Finance Editor

What is the purchase rate on a credit card?

The purchase rate is the interest you’ll pay on the overdue balance of credit card purchases, made in-store or online.

Credit Cards

25 Aug, 2023

4 min read

What is the purchase rate on a credit card?
Peter Terlato

Personal Finance Editor

How do credit card refunds work?

You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.

Credit Cards

23 Aug, 2023

7 min read

How do credit card refunds work?
Peter Terlato

Personal Finance Editor

How to read your credit card statement

f you’ve ever pondered all the figures, limits, summaries and warnings that are often included on your monthly credit card statement, we’ve put together a simple guide to help decipher this document.

Credit Cards

21 Aug, 2023

6 min read

How to read your credit card statement
Peter Terlato

Personal Finance Editor

What is a honeymoon credit card rate? Here's how they work

Fancy a financial honeymoon? While it doesn't involve being whisked off to an exotic destination, a credit card honeymoon period can offer an appealing introductory interest rate.

Credit Cards

18 Aug, 2023

4 min read

What is a honeymoon credit card rate? Here's how they work
Peter Terlato

Personal Finance Editor

How to transfer Flybuys to Velocity

You can link your Flybuys account to your Velocity account and transfer your accumulated Flybuys points to Velocity points or set up an automatic points transfer.

Credit Cards

16 Aug, 2023

4 min read

How to transfer Flybuys to Velocity Frequent Flyer Points
Alex Ritchie

Personal Finance Editor

How long does it take to transfer my credit card balance?

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Credit Cards

08 Aug, 2023

5 min read

How long does it take to transfer my credit card balance?

Promoted credit cards products

Latitude Financial Services Aus Holding Pty Ltd credit cardLatitude Financial Services Aus Holding Pty Ltd

Latitude Financial Services Latitude Low-rate Card- Balance Transfer Offer

  • Balance Transfer
  • Apple, Google & Samsung Pay
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  • Low annual fee

Purchase rate p.a.

13.99%

Annual fee

$69

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

Kogan Australia Pty Ltd (Kogan Money) credit cardKogan Australia Pty Ltd (Kogan Money)

Kogan Money Black Card

  • RateCity Exclusive
  • Apple & Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

0.00%

for up to 10 months, then 21.99%

Annual fee

$0

More detailsclick for more details

Australian Credit Licence 286655
Fees & charges apply

Latitude Financial Services Aus Holding Pty Ltd credit cardLatitude Financial Services Aus Holding Pty Ltd

Latitude Financial Services Latitude Low Rate Mastercard- Rewards Offer

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

13.99%

Annual fee

$69

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

First Option Credit Union Limited credit cardFirst Option Credit Union Limited

First Option Bank Low Rate Visa Credit Card

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

10.49%

Annual fee

$0

for 12 months then $48 thereafter

Australian Credit Licence 236509
Fees & charges apply

product data updated on

Product data updated on 26 Nov 2024