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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Mark Bristow
Personal Finance Editor
Fixed vs variable rates: which is better, and can you have both?
To fix or not to fix; it’s a question that every home loan borrower will need to answer. So, is a fixed rate or a variable rate home loan better? And is it possible to have both?
Home Loans
14 Mar, 2025
5 min read
Mark Bristow
Personal Finance Editor
How to lower your mortgage repayments
Reducing your mortgage repayments can potentially save you thousands of dollars over the life of your loan.
Home Loans
13 Mar, 2025
6 min read
Vidhu Bajaj
Personal Finance Writer
What is a non-conforming home loan?
A non-conforming home loan is offered to borrowers who don’t meet the standard lending criteria set out by major lenders.
Home Loans
28 Feb, 2025
5 min read
Alex Ritchie
Personal Finance Editor
How long does it take to be pre-approved for a home loan?
A pre-approval can help you understand your borrowing power. Explore how long it takes and the key steps in the home loan process.
Home Loans
26 Feb, 2025
5 min read
Mia Steiber
How to refinance a home loan in six steps
Refinancing your home loan is a strategy that could save you thousands. If you are considering refinancing, here are the steps you need to know.
Home Loans
25 Feb, 2025
10 min read
Mark Bristow
Personal Finance Editor
Can you convert a personal loan to a home loan?
If you are juggling multiple debts, one way to simplify your finances is by consolidating your debts into a single loan.
Home Loans
14 Feb, 2025
6 min read
Vidhu Bajaj
Personal Finance Writer
How does a lump sum payment on a home loan help you?
You’re probably keen to repay your home loan as quickly as possible. Find out how making a lump sum payment on a home loan can help you achieve that goal.
Home Loans
03 Feb, 2025
3 min read
Vidhu Bajaj
Personal Finance Writer
Can you use the equity in your home to set up a business?
Learn how to use home equity to fund your business. Explore options like home equity loan, line of credit, and refinancing to access funds securely.
Home Loans
28 Jan, 2025
6 min read
Vidhu Bajaj
Personal Finance Writer
Can you change your mortgage broker, and is it a good idea?
Can you switch mortgage brokers? Learn when and how to change brokers, potential risks, and how to find the right broker for your needs.
Home Loans
28 Jan, 2025
6 min read
Mark Bristow
Personal Finance Editor
What is the revert rate in a fixed rate home loan?
The revert rate is the interest rate that your mortgage will automatically switch over to once you reach the end of a fixed rate term.
Home Loans
22 Jan, 2025
6 min read
Vidhu Bajaj
Personal Finance Writer
How do land and construction loans work?
If you’re planning to buy land and build a house, there are specific land and construction loan options available to you. Find out how these work.
Home Loans
21 Jan, 2025
4 min read
Mark Bristow
Personal Finance Editor
What happens to a home loan when someone dies?
Learn what happens to a home loan when a borrower dies, who inherits the debt, and the options beneficiaries have for managing or repaying the mortgage.
Home Loans
17 Jan, 2025
4 min read
Trending articles
Mark Bristow
Home & Personal Finances Editor
14 Mar, 2025
Fixed vs variable rates: which is better, and can you have both?
Mark Bristow
Home & Personal Finances Editor
13 Mar, 2025
How to lower your mortgage repayments
Vidhu Bajaj
Personal Finance Writer
28 Feb, 2025
What is a non-conforming home loan?
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