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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Alex Ritchie
Personal Finance Editor
How long does it take to be pre-approved for a home loan?
A pre-approval can help you understand your borrowing power. Explore how long it takes and the key steps in the home loan process.
Home Loans
26 Feb, 2025
5 min read
Mark Bristow
Personal Finance Editor
What you need for a successful home loan application
Every mortgage lender has different eligibility criteria, but there are steps you can take to help improve your application’s chances of approval from your lender.
Home Loans
26 Feb, 2025
5 min read
Mia Steiber
How to refinance a home loan in six steps
Refinancing your home loan is a strategy that could save you thousands. If you are considering refinancing, here are the steps you need to know.
Home Loans
25 Feb, 2025
10 min read
Vidhu Bajaj
Personal Finance Writer
What does “conditionally approved” mean for a home loan?
Some lenders offer conditional approval for a home loan, giving you an idea of how much you can borrow. This, however, doesn’t mean the home loan is approved.
Home Loans
24 Feb, 2025
4 min read
Mark Bristow
Personal Finance Editor
What is positive gearing?
Understanding the difference between positive and negative gearing strategies may help you make better decisions when applying for a loan.
Home Loans
24 Feb, 2025
4 min read
Mark Bristow
Personal Finance Editor
How much does an average home renovation cost?
The cost of a home renovation can vary depending on the type of renovation, your personal financial situation, and a wide range of other factors.
Home Loans
24 Feb, 2025
4 min read
Vidhu Bajaj
Personal Finance Writer
How can you get a home loan on a low income?
It may be difficult to secure a home loan on a low income but you can take some steps to improve your chances.
Home Loans
14 Feb, 2025
5 min read
Mark Bristow
Personal Finance Editor
Can you convert a personal loan to a home loan?
If you are juggling multiple debts, one way to simplify your finances is by consolidating your debts into a single loan.
Home Loans
14 Feb, 2025
6 min read
Vidhu Bajaj
Personal Finance Writer
How does a lump sum payment on a home loan help you?
You’re probably keen to repay your home loan as quickly as possible. Find out how making a lump sum payment on a home loan can help you achieve that goal.
Home Loans
03 Feb, 2025
3 min read
Vidhu Bajaj
Personal Finance Writer
Can you use the equity in your home to set up a business?
Learn how to use home equity to fund your business. Explore options like home equity loan, line of credit, and refinancing to access funds securely.
Home Loans
28 Jan, 2025
6 min read
Vidhu Bajaj
Personal Finance Writer
Can you change your mortgage broker, and is it a good idea?
Can you switch mortgage brokers? Learn when and how to change brokers, potential risks, and how to find the right broker for your needs.
Home Loans
28 Jan, 2025
6 min read
Mark Bristow
Personal Finance Editor
What is the revert rate in a fixed rate home loan?
The revert rate is the interest rate that your mortgage will automatically switch over to once you reach the end of a fixed rate term.
Home Loans
22 Jan, 2025
6 min read
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Vidhu Bajaj
Personal Finance Writer
28 Feb, 2025
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Personal Finance Editor
28 Feb, 2025
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Alex Ritchie
Personal Finance Editor
26 Feb, 2025
How long does it take to be pre-approved for a home loan?
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