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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Mark Bristow

Personal Finance Editor

Five ways to make money from property in 2025

Here are some of the ways you could potentially make money from property this year, as well as some of the risks and challenges to watch out for in the current market.

Home Loans

17 Jan, 2025

7 min read

Five ways to make money from property in 2025

Vidhu Bajaj

Personal Finance Writer

Applying for a mortgage with a new job

Discover how starting a new job can affect your mortgage application and ways to improve your chances of approval.

Home Loans

16 Jan, 2025

5 min read

Mark Bristow

Personal Finance Editor

Getting a mortgage for an international property

Buying an overseas property could offer different opportunities and benefits to buying in Australia, but there are also risks and complications involved.

Home Loans

15 Jan, 2025

4 min read

Getting a mortgage for an international property

Mark Bristow

Personal Finance Editor

Can you have two home loans on one property?

It is possible to have two loans on a commercial or residential property. But before you take out a second mortgage, be informed about the advantages and disadvantages.

Home Loans

15 Jan, 2025

4 min read

Can you have two home loans on one property?

Mark Bristow

Personal Finance Editor

What do mortgage lenders look for in bank statements?

It’s a good idea to know what lenders are actually looking for when they go over your bank statements as part of a home loan application.

Home Loans

08 Jan, 2025

8 min read

What do mortgage lenders look for in bank statements?

Vidhu Bajaj

Personal Finance Writer

What is expression of interest in real estate

Discover what an expression of interest (EOI) means in real estate, how it differs from auctions and private treaty sales, and its pros and cons for buyers.

Home Loans

30 Dec, 2024

3 min read

What is expression of interest in real estate

Vidhu Bajaj

Personal Finance Writer

What to consider when buying property in a trust

Learn the pros, cons, and key considerations of buying property through a family trust, including tax benefits, asset protection, and financing challenges.

Home Loans

19 Dec, 2024

6 min read

What to consider when buying property in a trust

Mark Bristow

Personal Finance Editor

Mortgagee in possession sales – how to protect your home

A mortgagee in possession sale is where a bank or mortgage lender repossesses a property after a borrower defaults, then sells the property to recover the money owed.

Home Loans

11 Dec, 2024

4 min read

Mortgagee in possession sales – how to protect your home

Mark Bristow

Personal Finance Editor

Buying a mortgagee in possession property – what you need to know

Mortgagee in possession sales are where a bank or mortgage lender sells a property that it repossessed when the homeowner could not pay their home loan.

Home Loans

10 Dec, 2024

4 min read

Buying a mortgagee in possession property – what you need to know

Mark Bristow

Personal Finance Editor

What is a cooling off period, and how do they work?

A cooling off period in real estate is a length of time after you sign a contract to purchase property when you can terminate the agreement without breaching the contract and losing your deposit.

Home Loans

05 Dec, 2024

4 min read

What is a cooling off period, and how do they work?

Alex Ritchie

Personal Finance Editor

How to transfer a home loan to another person

Learn how to transfer a home loan, explore transfer options, and understand the costs involved, including legal fees and taxes.

Home Loans

27 Nov, 2024

5 min read

How to transfer a home loan to another person

Vidhu Bajaj

Personal Finance Writer

Should you refinance, take out a home equity loan, or a second mortgage?

Both refinancing and home equity loans let you borrow against your home's equity. Discover the key differences to understand what suits your financial goals best.

Home Loans

19 Nov, 2024

8 min read