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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Mark Bristow
Personal Finance Editor
What is the revert rate in a fixed rate home loan?
The revert rate is the interest rate that your mortgage will automatically switch over to once you reach the end of a fixed rate term.
Home Loans
22 Jan, 2025
6 min read
Vidhu Bajaj
Personal Finance Writer
How do land and construction loans work?
If you’re planning to buy land and build a house, there are specific land and construction loan options available to you. Find out how these work.
Home Loans
21 Jan, 2025
4 min read
Mark Bristow
Personal Finance Editor
What happens to a home loan when someone dies?
Learn what happens to a home loan when a borrower dies, who inherits the debt, and the options beneficiaries have for managing or repaying the mortgage.
Home Loans
17 Jan, 2025
4 min read
Mark Bristow
Personal Finance Editor
Five ways to make money from property in 2025
Here are some of the ways you could potentially make money from property this year, as well as some of the risks and challenges to watch out for in the current market.
Home Loans
17 Jan, 2025
7 min read
Vidhu Bajaj
Personal Finance Writer
Applying for a mortgage with a new job
Discover how starting a new job can affect your mortgage application and ways to improve your chances of approval.
Home Loans
16 Jan, 2025
5 min read
Mark Bristow
Personal Finance Editor
Getting a mortgage for an international property
Buying an overseas property could offer different opportunities and benefits to buying in Australia, but there are also risks and complications involved.
Home Loans
15 Jan, 2025
4 min read
Mark Bristow
Personal Finance Editor
Can you have two home loans on one property?
It is possible to have two loans on a commercial or residential property. But before you take out a second mortgage, be informed about the advantages and disadvantages.
Home Loans
15 Jan, 2025
4 min read
Mark Bristow
Personal Finance Editor
What do mortgage lenders look for in bank statements?
It’s a good idea to know what lenders are actually looking for when they go over your bank statements as part of a home loan application.
Home Loans
08 Jan, 2025
8 min read
Vidhu Bajaj
Personal Finance Writer
What is expression of interest in real estate
Discover what an expression of interest (EOI) means in real estate, how it differs from auctions and private treaty sales, and its pros and cons for buyers.
Home Loans
30 Dec, 2024
3 min read
Vidhu Bajaj
Personal Finance Writer
What to consider when buying property in a trust
Learn the pros, cons, and key considerations of buying property through a family trust, including tax benefits, asset protection, and financing challenges.
Home Loans
19 Dec, 2024
6 min read
Mark Bristow
Personal Finance Editor
Mortgagee in possession sales – how to protect your home
A mortgagee in possession sale is where a bank or mortgage lender repossesses a property after a borrower defaults, then sells the property to recover the money owed.
Home Loans
11 Dec, 2024
4 min read
Mark Bristow
Personal Finance Editor
Buying a mortgagee in possession property – what you need to know
Mortgagee in possession sales are where a bank or mortgage lender sells a property that it repossessed when the homeowner could not pay their home loan.
Home Loans
10 Dec, 2024
4 min read
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Vidhu Bajaj
Personal Finance Writer
28 Feb, 2025
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Personal Finance Editor
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