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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Mark Bristow
Personal Finance Editor
What is a buyer's agent?
A buyer’s agent can be your eyes and ears on the ground when comparing properties, and your representative when making a purchase via auction or private treaty.
Home Loans
22 Oct, 2024
5 min read
Mark Bristow
Personal Finance Editor
Can a bank revoke a mortgage?
While it’s uncommon, it is possible for banks and mortgage lenders to revoke your home loan before you settle on a new property purchase.
Home Loans
16 Oct, 2024
4 min read
Mark Bristow
Personal Finance Editor
Can you be your own mortgage broker?
Any Australian who thoroughly researches the home loan market and carefully compares mortgage offers could effectively serve as their own mortgage broker.
Home Loans
15 Oct, 2024
5 min read
Mark Bristow
Personal Finance Editor
Can you use shares as equity for a home loan?
Your equity investments cannot be treated as security but could strengthen your case when applying for a home loan.
Home Loans
14 Oct, 2024
3 min read
Mark Bristow
Personal Finance Editor
When do you start paying off your mortgage?
Once your mortgage is in place, you need to make repayments every month. When should you start repaying your mortgage?
Home Loans
14 Oct, 2024
3 min read
Alex Ritchie
Personal Finance Editor
Asking for a rate cut: how to negotiate a better home loan rate
If you don't ask you don't get. If you are unhappy with your current home loan it's perfectly acceptable to approach your lender and ask for a better rate.
Home Loans
03 Oct, 2024
8 min read
Vidhu Bajaj
Personal Finance Writer
How long does a guarantor stay on a mortgage?
Have you bought your first home by keeping your parents as guarantors on the mortgage? Work out when it is the right time to release them as guarantors.
Home Loans
30 Sep, 2024
5 min read
Alex Ritchie
Personal Finance Editor
What is lending criteria? The factors that may impact eligibility criteria
By understanding the eligibility criteria for mortgage approval before applying for a home loan, you can increase the chances of your application getting over the line.
Home Loans
18 Sep, 2024
7 min read
Mark Bristow
Personal Finance Editor
The pros and cons of paying off your mortgage early vs buying an investment property
Paying off your mortgage early lets you own your home sooner and save money on interest charges. But could investing in a rental property be a better choice when it comes to wealth creation?
Home Loans
10 Sep, 2024
6 min read
Mark Bristow
Personal Finance Editor
What do house valuers look for?
A professional valuation can be a little different to a real estate appraisal or online report. Understanding some of the differences could help to make sure your valuation is accurate.
Home Loans
10 Sep, 2024
4 min read
Vidhu Bajaj
Personal Finance Writer
What is a good rental yield?
Learn what is considered a good rental yield, how to calculate rental yield, and best places for rental yield in Australia.
Home Loans
29 Aug, 2024
7 min read
Jodie Humphries
Personal Finance Editor
How does a guarantor mortgage work?
A guarantor home loan allows family members to use their home equity as security for your loan. If you cannot repay the loan, your guarantor then becomes responsible for making the monthly payments.
Home Loans
29 Aug, 2024
5 min read
Trending articles
Vidhu Bajaj
Personal Finance Writer
03 Feb, 2025
How does a lump sum payment on a home loan help you?
Vidhu Bajaj
Personal Finance Writer
28 Jan, 2025
Can you use the equity in your home to set up a business?
Vidhu Bajaj
Personal Finance Writer
28 Jan, 2025
Can you change your mortgage broker, and is it a good idea?
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