Comparison Rate Warning

A comparison rate takes into account some of the fees and charges of a loan to give you a more accurate representation of a loan's interest rate once the costs are taken into account.

The comparison rates for all home loans and loans secured against real property are based on secured credit of $150,000 and a term of 25 years.

The comparison rates for personal loans and car loans are based on credit of $30,000 and a term of 5 years, unsecured, unless otherwise stated.

The comparison rate applies only to the example or examples given. Different loan amounts and terms will result in different comparison rates.

Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Other costs such as discretionary or variable fees may not be included in the comparison rate. All fees should be confirmed with the relevant financial institution prior to acquiring the product.