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Relevant Credit Cards articles and tips
Vidhu Bajaj
Personal Finance Writer
Are credit cards worth it?
A credit card could be a convenient way to pay for purchases, earn rewards and build credit when used responsibly. At the same time, credit cards could also lead to financial stress.
Credit Cards
01 May, 2023
6 min read
Vidhu Bajaj
Personal Finance Writer
What is a joint credit card and how does it work?
Credit cards are pretty handy, and immensely versatile, however they also come with great risk. The innocent-looking piece of plastic sitting in your wallet is essentially a license to get yourself into enormous, nigh-unpayable debt.
Credit Cards
28 Apr, 2023
9 min read
Peter Terlato
Personal Finance Editor
What are the benefits of having a credit card?
A credit card can be an incredibly advantageous tool for individuals and households. They can boost your purchasing power; help to establish, improve and, if necessary, repair your credit history; as well as provide exclusive perks and bonuses.
Credit Cards
24 Apr, 2023
5 min read
Alex Ritchie
Personal Finance Editor
How do you apply for a credit card? The application process explained
It is important to shop around before you apply for a credit card to ensure you get a card that suits your spending habits. Here are some tips to help you find a card that's right for your needs.
Credit Cards
21 Apr, 2023
7 min read
Vidhu Bajaj
Personal Finance Writer
How does a credit card interest free period work?
You’ve nabbed a credit card with a high number of interest free days but realised you’re not quite sure when the first day starts, or if your interest free days apply to each new purchase.
Credit Cards
20 Apr, 2023
8 min read
Peter Terlato
Personal Finance Editor
What are some of the common credit cards for frequent flyers?
The most beneficial credit card for you may not be ideal for another person. There are a variety of factors that can influence which frequent flyer credit card you choose. It’s sensible to consider how you’ll want to spend your points to determine the card you select.
Credit Cards
18 Apr, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
How to transfer Qantas Frequent Flyer points to another person
You may have Qantas Frequent Flyer points sitting in your account but no travel plans on your mind. You can actually transfer these Qantas points to a loved one and make their day.
Credit Cards
28 Mar, 2023
3 min read
Peter Terlato
Personal Finance Editor
Do I need a credit card for overseas travel?
There are a range of credit cards that offer advantageous extras such as rewards points and programs for spending, travel insurance, airport lounge access and complimentary hotel concierge services.
Credit Cards
16 Mar, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
How do you get rid of credit card debt?
If you are struggling with credit card debt, there are small steps you can take to get rid of it. Set yourself a goal and practice financial discipline to get ahead of your debt.
Credit Cards
15 Mar, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
How to redeem Woolworths’ Everyday Rewards points
There are many ways for you to redeem points earned through the Woolworths rewards program. To use your points, you’ll need to unlock them as per the schedule shared in the program.
Credit Cards
07 Mar, 2023
4 min read
Jodie Humphries
Personal Finance Editor
Should you get a debt consolidation loan or a balance transfer credit card?
If you have multiple loans, managing them can be cumbersome and even expensive. Consider looking for a debt consolidation loan or balance transfer credit card to help lower this burden.
Credit Cards
02 Mar, 2023
5 min read
Mark Bristow
Personal Finance Editor
Is it worth considering a credit card balance transfer?
A credit card balance transfer is a type of debt consolidation that can help you pay down your mounting credit card debt faster. It involves transferring your debt from one or more credit cards onto a new card with a temporary low interest rate to minimise your interest charges while you pay off your outstanding debt.
Credit Cards
28 Feb, 2023
5 min read
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First Option Bank Low Rate Visa Credit Card
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Purchase rate p.a.
10.49%
Annual fee
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Australian Credit Licence 236509
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ANZ Rewards Black
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- Balance transfer
Purchase rate p.a.
20.99%
Annual fee
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Australian Credit Licence 234527
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Purchase rate p.a.
13.74%
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Australian Credit Licence 234527
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Suncorp Bank Clear Options Platinum Card (Qantas Rewards)
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Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.
Purchase rate p.a.
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Product data updated on 2 Apr 2025