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Credit Cards Articles

Relevant Credit Cards articles and tips

Alex Ritchie

Personal Finance Editor

How do you apply for a credit card? The application process explained

It is important to shop around before you apply for a credit card to ensure you get a card that suits your spending habits. Here are some tips to help you find a card that's right for your needs.

Credit Cards

21 Apr, 2023

7 min read

How do you apply for a credit card? The application process explained
Vidhu Bajaj

Personal Finance Writer

How does a credit card interest free period work?

You’ve nabbed a credit card with a high number of interest free days but realised you’re not quite sure when the first day starts, or if your interest free days apply to each new purchase.

Credit Cards

20 Apr, 2023

8 min read

How does a credit card interest free period work?
Peter Terlato

Personal Finance Editor

What are some of the common credit cards for frequent flyers?

The most beneficial credit card for you may not be ideal for another person. There are a variety of factors that can influence which frequent flyer credit card you choose. It’s sensible to consider how you’ll want to spend your points to determine the card you select.

Credit Cards

18 Apr, 2023

5 min read

What are some of the common credit cards for frequent flyers?
Vidhu Bajaj

Personal Finance Writer

How to transfer Qantas Frequent Flyer points to another person

You may have Qantas Frequent Flyer points sitting in your account but no travel plans on your mind. You can actually transfer these Qantas points to a loved one and make their day.

Credit Cards

28 Mar, 2023

3 min read

How to transfer Qantas Frequent Flyer points to another person
Peter Terlato

Personal Finance Editor

Do I need a credit card for overseas travel?

There are a range of credit cards that offer advantageous extras such as rewards points and programs for spending, travel insurance, airport lounge access and complimentary hotel concierge services.

Credit Cards

16 Mar, 2023

5 min read

Do I need a credit card for overseas travel?
Vidhu Bajaj

Personal Finance Writer

How do you get rid of credit card debt?

If you are struggling with credit card debt, there are small steps you can take to get rid of it. Set yourself a goal and practice financial discipline to get ahead of your debt.

Credit Cards

15 Mar, 2023

5 min read

How do you get rid of credit card debt?
Vidhu Bajaj

Personal Finance Writer

How to redeem Woolworths’ Everyday Rewards points

There are many ways for you to redeem points earned through the Woolworths rewards program. To use your points, you’ll need to unlock them as per the schedule shared in the program.

Credit Cards

07 Mar, 2023

4 min read

How to redeem Woolworths’ Everyday Rewards points
Jodie Humphries

Personal Finance Editor

Should you get a debt consolidation loan or a balance transfer credit card?

If you have multiple loans, managing them can be cumbersome and even expensive. Consider looking for a debt consolidation loan or balance transfer credit card to help lower this burden.

Credit Cards

02 Mar, 2023

5 min read

Should you get a debt consolidation loan or a balance transfer credit card?
Mark Bristow

Personal Finance Editor

Is it worth considering a credit card balance transfer?

A credit card balance transfer is a type of debt consolidation that can help you pay down your mounting credit card debt faster. It involves transferring your debt from one or more credit cards onto a new card with a temporary low interest rate to minimise your interest charges while you pay off your outstanding debt. 

Credit Cards

28 Feb, 2023

5 min read

Is it worth considering a credit card balance transfer?
Peter Terlato

Personal Finance Editor

How many points do you need for a premium economy seat?

Seeking an upgrade to premium economy? RateCity research has found how many frequent flyer points you’d need to be bumped up across a number of airlines including Qantas, Virgin Australia, Air New Zealand, Emirates and more.

Credit Cards

23 Feb, 2023

9 min read

How many points do you need for a premium economy seat?
Alex Ritchie

Personal Finance Editor

What you should know about credit card instalment plans

You may not be aware that some card providers offer a credit card instalment plan, which simply means you pay off your credit card debt in parts, as opposed to one lump sum each statement period.  

Credit Cards

21 Feb, 2023

5 min read

What you should know about credit card instalment plans
Vidhu Bajaj

Personal Finance Writer

What is a business credit card and its benefits?

A business credit card is specifically designed for work or business spending. Discover the benefits and disadvantages of using a business credit card.

Credit Cards

20 Feb, 2023

7 min read

What is a business credit card and its benefits?