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Credit Cards Articles

Relevant Credit Cards articles and tips

Alex Ritchie

Personal Finance Editor

Can credit card rewards points be capped?

Many issuers have strict point earning caps. Luckily, there are strategies available which may help you to avoid your point-earning ability being limited. 

Credit Cards

23 Dec, 2022

4 min read

Can credit card rewards points be capped?
Vidhu Bajaj

Personal Finance Writer

How to pay your bills online with a credit card

Paying your bills online with a credit card depends on various factors, including your credit card provider, the type of bill, and the payment options provided by the merchant.

Credit Cards

14 Dec, 2022

4 min read

How to pay your bills online with a credit card
Alex Ritchie

Personal Finance Editor

How long does a credit card fraud investigation take?

So, how long does a credit card fraud investigation take? In general, it can take anywhere from 21 days to 90 days – depending on your card issuer.

Credit Cards

11 Nov, 2022

3 min read

How long does a credit card fraud investigation take?
Jodie Humphries

Personal Finance Editor

How to cancel a credit card?

You can cancel a credit card with just a phone call, but you should first check that you don’t have an outstanding balance or direct debits.

Credit Cards

09 Nov, 2022

4 min read

How to cancel a credit card?
Alex Ritchie

Personal Finance Editor

Can I pay my credit card bill with PayPal?

Unfortunately, it is not possible to use PayPal directly to pay for a credit card bill. You can use the PayPal balance to transfer money to your Australian bank account, and then pay your credit card bill with these funds. 

Credit Cards

24 Oct, 2022

3 min read

Can I pay my credit card bill with PayPal?
Jodie Humphries

Personal Finance Editor

What are some of the reasons why a credit card application is declined?

There are many reasons why your credit card application was declined. Luckily, many have easy solutions.

Credit Cards

18 Oct, 2022

2 min read

What are some of the reasons why a credit card application is declined?
Mark Bristow

Personal Finance Editor

Does my credit card include ski trip travel insurance?

Many credit cards, especially gold and platinum cards, offer complimentary travel insurance when you book your trip using the card. However, this may not always cover higher-risk activities such as skiing, so it’s important to compare your options and make sure you’re covered.

Credit Cards

11 Oct, 2022

3 min read

Does my credit card include ski trip travel insurance?
Jodie Humphries

Personal Finance Editor

What is a cash advance on your credit card and how much does it cost?

You can use a cash advance to get cash from your credit card, but it’s likely to cost you more than using your card to pay for things.

Credit Cards

01 Sep, 2022

4 min read

What is a cash advance on your credit card and how much does it cost? | RateCity
Vidhu Bajaj

Personal Finance Writer

Can I use a personal loan to refinance my credit card debt?

It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.

Credit Cards

01 Sep, 2022

7 min read

Can I use a personal loan to refinance my credit card debt? | RateCity
Peter Terlato

Personal Finance Editor

Credit cards offering free flights: here's how it actually works

Credit card companies advertise free bonus points, flight redemptions and other rewards as incentives to entice new customers. The costs of these benefits are often partially or wholly built into the card’s fees and rates. Discover how you can get free flights.

Credit Cards

01 Sep, 2022

4 min read

Credit cards offering free flights: here's how it actually works
Alex Ritchie

Personal Finance Editor

What are some of the frequent flyer programs in Australia?

Australia is a nation of travellers. So, when it comes to airline loyalty programs, which are the best frequent flyer programs in Australia? The best frequent flyer program will come down to your personal preferences.

Credit Cards

22 Aug, 2022

5 min read

What are some of the frequent flyer programs in Australia?
Alex Ritchie

Personal Finance Editor

What is Qantas Green tier?

Qantas Frequent Flyers have a new tier to strive for, and this one is all about sustainable choices. The new, eco-friendly ‘Green’ tier will sit alongside frequent flyer existing memberships and offer generous rewards to eligible members.

Credit Cards

11 Aug, 2022

3 min read

What is Qantas Green tier?