RateCity.com.au
  1. Home
  2. Credit Cards
  3. Articles

Credit Cards Articles

Relevant Credit Cards articles and tips

Alex Ritchie

Personal Finance Editor

What are some of the frequent flyer programs in Australia?

Australia is a nation of travellers. So, when it comes to airline loyalty programs, which are the best frequent flyer programs in Australia? The best frequent flyer program will come down to your personal preferences.

Credit Cards

22 Aug, 2022

5 min read

What are some of the frequent flyer programs in Australia?
Alex Ritchie

Personal Finance Editor

What is Qantas Green tier?

Qantas Frequent Flyers have a new tier to strive for, and this one is all about sustainable choices. The new, eco-friendly ‘Green’ tier will sit alongside frequent flyer existing memberships and offer generous rewards to eligible members.

Credit Cards

11 Aug, 2022

3 min read

What is Qantas Green tier?
Jodie Humphries

Personal Finance Editor

Decoding the David Jones Rewards program

Enjoy various perks on your everyday spending at DJ’s with the David Jones Rewards Program. You could also earn points for your shopping at DJ’s with a David Jones credit card.

Credit Cards

21 Jul, 2022

3 min read

Decoding the David Jones Rewards program | RateCity
Peter Terlato

Personal Finance Editor

Travel Money Cards vs Credit Cards

The days of carrying large wads of crumpled foreign bills in a wallet or purse while holidaying across the globe are mostly behind us. So, is it better to use a travel money card? Or are credit cards and debit cards still the way to go?

Credit Cards

12 Jul, 2022

6 min read

Travel Money Cards vs Credit Cards
Alex Ritchie

Personal Finance Editor

How to find and compare ethical credit cards

When it comes to finding ethical credit cards, you may need to do a little research as these labels are not as obvious as superannuation funds. Let’s explore how you can go green for your credit card.

Credit Cards

27 Jun, 2022

4 min read

How to find and compare ethical credit cards
Vidhu Bajaj

Personal Finance Writer

What happens if I don’t activate a credit card?

Most credit cards cannot be used until they are activated, but leaving a card unactivated also carries some fraud risk. Check if you can cancel the card.

Credit Cards

09 Jun, 2022

4 min read

What happens if I don’t activate a credit card?
Jodie Humphries

Personal Finance Editor

How to use & redeem Velocity Frequent Flyer points

A brief overview of how you can redeem your Virgin Velocity Frequent Flyer points for flights, travel, wine or retail. Plus, there's no joining fee for becoming a member of the Velocity Frequent Flyer program. 

Credit Cards

22 Mar, 2022

3 min read

How to use & redeem Velocity Frequent Flyer points | RateCity
Jodie Humphries

Personal Finance Editor

How can I prevent my Qantas Frequent Flyer Points from expiring?

Find out when your Qantas points expire and what you can do to keep your account active. If you find that your Qantas points are about to expire, you can reset the clock by earning or spending a few points from your Qantas account.

Credit Cards

21 Mar, 2022

3 min read

Do Qantas Frequent Flyer Points Expire? | RateCity
Jodie Humphries

Personal Finance Editor

How does American Express credit card travel insurance work?

What’s included in your Amex credit card travel insurance coverage depends on the type of card you hold. Having complimentary credit card travel insurance comes in handy at such times by automatically providing a cover for your trips.

Credit Cards

11 Mar, 2022

4 min read

How does American Express credit card travel insurance work?
Jodie Humphries

Personal Finance Editor

Demystifying the American Express Black Centurion Card

The American Express Centurion Card (also called the AMEX black card) is one of the most exclusive cards worldwide and is only available on an invitation basis. Let's explore some of the facts we know about this luxury credit card.

Credit Cards

01 Mar, 2022

5 min read

Amex Black Centurion Card Australia | RateCity
Jodie Humphries

Personal Finance Editor

What to consider when selecting a frequent flyer program

Most airlines offer frequent flyer programs but how do you choose which one to join?

Credit Cards

11 Jan, 2022

4 min read

What to consider when selecting a frequent flyer program
Vidhu Bajaj

Personal Finance Writer

Can I transfer my Amex Membership Rewards points to Qantas?

If you enjoy travelling, you can choose to turn your American Express Membership Rewards points into Qantas points to pay for your next vacation. However, to transfer your Amex points to Qantas, you need to be an Ascent Premium member.

Credit Cards

15 Dec, 2021

3 min read

Can I transfer my Amex Membership Rewards points to Qantas?

Promoted credit cards products

David Jones credit card

David Jones Premiere credit card

  • Apple, Google & Samsung Pay
  • Low annual fee

Purchase rate p.a.

23.99%

Annual fee

$99

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

Latitude Financial Services Aus Holding Pty Ltd credit cardLatitude Financial Services Aus Holding Pty Ltd

Latitude Financial Services Latitude Low Rate Mastercard- Rewards Offer

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

13.99%

Annual fee

$69

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

David Jones credit card

David Jones Prestige credit card

  • Apple, Google & Samsung Pay

Purchase rate p.a.

23.99%

Annual fee

$295

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

Kogan Australia Pty Ltd (Kogan Money) credit cardKogan Australia Pty Ltd (Kogan Money)

Kogan Money Black Card

  • Special
  • Apple & Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

9.99%

for up to 9 months, then 21.99%

Annual fee

$0

More detailsclick for more details

Australian Credit Licence 286655
Fees & charges apply

product data updated on

Product data updated on 31 Jan 2025