Credit Cards Articles

Relevant Credit Cards articles and tips

Jodie Humphries

Personal Finance Editor

Decoding the David Jones Rewards program

Enjoy various perks on your everyday spending at DJ’s with the David Jones Rewards Program. You could also earn points for your shopping at DJ’s with a David Jones credit card.

Credit Cards

21 Jul, 2022

3 min read

Decoding the David Jones Rewards program | RateCity

Peter Terlato

Personal Finance Editor

How many points do you need to upgrade to business class?

RateCity research has found how many frequent flyer points you’d need to be bumped up to business class on a number of airlines including Qantas, Virgin Australia, Air New Zealand, Emirates and more.

Credit Cards

15 Jul, 2022

9 min read

How many points do you need to upgrade to business class?

Peter Terlato

Personal Finance Editor

Travel Money Cards vs Credit Cards

The days of carrying large wads of crumpled foreign bills in a wallet or purse while holidaying across the globe are mostly behind us. So, is it better to use a travel money card? Or are credit cards and debit cards still the way to go?

Credit Cards

12 Jul, 2022

6 min read

Alex Ritchie

Personal Finance Editor

How to find and compare ethical credit cards

When it comes to finding ethical credit cards, you may need to do a little research as these labels are not as obvious as superannuation funds. Let’s explore how you can go green for your credit card.

Credit Cards

27 Jun, 2022

4 min read

How to find and compare ethical credit cards

Vidhu Bajaj

Personal Finance Writer

What happens if I don’t activate a credit card?

Most credit cards cannot be used until they are activated, but leaving a card unactivated also carries some fraud risk. Check if you can cancel the card.

Credit Cards

09 Jun, 2022

4 min read

What happens if I don’t activate a credit card?

Jodie Humphries

Personal Finance Editor

How to use & redeem Velocity Frequent Flyer points

A brief overview of how you can redeem your Virgin Velocity Frequent Flyer points for flights, travel, wine or retail. Plus, there's no joining fee for becoming a member of the Velocity Frequent Flyer program.

Credit Cards

22 Mar, 2022

3 min read

How to use & redeem Velocity Frequent Flyer points | RateCity

Jodie Humphries

Personal Finance Editor

How can I prevent my Qantas Frequent Flyer Points from expiring?

Find out when your Qantas points expire and what you can do to keep your account active. If you find that your Qantas points are about to expire, you can reset the clock by earning or spending a few points from your Qantas account.

Credit Cards

21 Mar, 2022

3 min read

Do Qantas Frequent Flyer Points Expire? | RateCity

Jodie Humphries

Personal Finance Editor

How does American Express credit card travel insurance work?

What’s included in your Amex credit card travel insurance coverage depends on the type of card you hold. Having complimentary credit card travel insurance comes in handy at such times by automatically providing a cover for your trips.

Credit Cards

11 Mar, 2022

4 min read

How does American Express credit card travel insurance work?

Jodie Humphries

Personal Finance Editor

Demystifying the American Express Black Centurion Card

The American Express Centurion Card (also called the AMEX black card) is one of the most exclusive cards worldwide and is only available on an invitation basis. Let's explore some of the facts we know about this luxury credit card.

Credit Cards

01 Mar, 2022

5 min read

Amex Black Centurion Card Australia | RateCity

Alex Ritchie

Personal Finance Editor

The most exclusive credit cards in the world

Celebrities, CEOs, rockstars and royalty; what is the one thing that has been known to unite them all? The luxury credit card. From rare metals to diamond-encrusting and solid gold, discover the most exclusive credit cards in the world.

Credit Cards

02 Feb, 2022

8 min read

The most exclusive credit cards in the world

Jodie Humphries

Personal Finance Editor

What to consider when selecting a frequent flyer program

Most airlines offer frequent flyer programs but how do you choose which one to join?

Credit Cards

11 Jan, 2022

4 min read

What to consider when selecting a frequent flyer program

Vidhu Bajaj

Personal Finance Writer

Can I transfer my Amex Membership Rewards points to Qantas?

If you enjoy travelling, you can choose to turn your American Express Membership Rewards points into Qantas points to pay for your next vacation. However, to transfer your Amex points to Qantas, you need to be an Ascent Premium member.

Credit Cards

15 Dec, 2021

3 min read