Credit Cards Articles

Relevant Credit Cards articles and tips

Jodie Humphries

Personal Finance Editor

What is the difference between a credit card and a debit card?

Simply stated, the difference between a credit card vs debit card is one is using borrowed funds versus using your own money.

Credit Cards

17 Dec, 2020

6 min read

What is the difference between a credit card and a debit card?

Jodie Humphries

Personal Finance Editor

How to lower credit card debt

Reducing credit card debt might not be as difficult as you may think it is. With the right information, financial discipline and planning, you'll be better equipped to lower your credit card debt.

Credit Cards

08 Dec, 2020

4 min read

Jodie Humphries

Personal Finance Editor

At what age can I get a credit card?

Only legal adults can apply for a credit card in Australia, which means you’ve to be 18 years of age. If you’re under 18, see what alternative options are available.

Credit Cards

01 Dec, 2020

4 min read

Jodie Humphries

Personal Finance Editor

How can I increase my credit card limit?

You may request a credit card limit increase either online or by phone. However, if you don’t qualify for an increase, the card issuer can refuse your request.

Credit Cards

30 Nov, 2020

4 min read

How can I increase my credit card limit?

Jodie Humphries

Personal Finance Editor

What to know about credit cards for temporary residents in Australia

If you are in Australia for an extended holiday or work, you may want to apply for a credit card. Several banks offer a credit card for temporary residents, and your eligibility depends on your income and type of visa.

Credit Cards

27 Nov, 2020

4 min read

What to know about credit cards for temporary residents in Australia

Jodie Humphries

Personal Finance Editor

Ten interesting facts about credit cards

Are you interested to learn more about credit cards and their history? Here are ten interesting facts about these plastic cards that are sure to leave you intrigued.

Credit Cards

25 Nov, 2020

5 min read

Ten interesting facts about credit cards

Jodie Humphries

Personal Finance Editor

How to accept credit card payments for your Australian small business

Before you can start taking orders from customers, you’ll need to set up a simple, hassle-free payment option. Credit cards offer a convenient and secure way for your customers to pay for your goods and/or services. So how do you start the process of accepting credit card payments?

Credit Cards

25 Nov, 2020

5 min read

How to accept credit card payments for your Australian small business

Alex Ritchie

Personal Finance Editor

Is it bad to have a credit card and not use it?

Do you have a credit card but for whatever reason find yourself seldom using it? You may have wondered if this is actually a good or a bad thing, or if it can even impact your credit history.

Credit Cards

29 Oct, 2020

5 min read

Is it bad to have a credit card and not use it?

Alex Ritchie

Personal Finance Editor

Can I use my credit card to pay for a house deposit?

Buying a property is arguably one of the biggest purchases you’ll make in your lifetime, with the initial deposit costing a fair chunk of anyone’s savings. However, you may be wondering if a credit card is an accepted form of payment for a deposit?

Credit Cards

08 Sep, 2020

5 min read

Can I use my credit card to pay for a house deposit?

Alex Ritchie

Personal Finance Editor

Can you buy a car with a credit card?

Typically, most Australians will save up for a car or take out a car loan. The former may require more time and effort, and the latter may incur its own fees and risks. But some Aussies may be wondering if they could put a car loan purchase on plastic.

Credit Cards

31 Aug, 2020

6 min read

Alex Ritchie

Personal Finance Editor

What happens if you don't have a credit score?

So, what happens if you don’t have a credit score? And how can you build up your credit history without risking falling into debt? Here are some helpful tips to guide you through developing your credit score.

Credit Cards

15 Aug, 2020

6 min read

What happens if you don't have a credit score?

Alex Ritchie

Personal Finance Editor

Can you pay your taxes with a credit card?

If you owe money to the Australian Tax Office, or if you’re a sole trader or self-employed, you may be wondering if you can pay your taxes with your credit card.

Credit Cards

30 Jul, 2020

5 min read