Credit Cards Articles

Relevant Credit Cards articles and tips

Mark Bristow

Home & Personal Finances Editor

How to make the most of shopping, from comparison to cashback

However you choose to shop, it’s important to consider what the best strategies may be to get the most value for your money. Here are a few tips to help you get started.

Credit Cards

07 Dec, 2021

6 min read

How to make the most of shopping, from comparison to cashback

Alex Ritchie

Personal Finance Editor

Does getting a second credit card hurt your credit score?

However, you may be wondering how this may affect your personal finances and does getting a second credit card hurt your credit score? Let’s explore what can affect your credit score and whether having multiple credit cards is good or bad for your credit history.

Credit Cards

05 Aug, 2021

5 min read

Does getting a second credit card hurt your credit score?

Jodie Humphries

Personal Finance Editor

Can I transfer someone else's credit card balance to mine?

If you want to help out someone struggling with high-cost credit card debt, you may want to take on the responsibility of repaying the balance. Although not common, some card companies allow you to transfer debt from another person. Find out more about the transfer of credit card balance.

Credit Cards

03 Feb, 2021

4 min read

Can I transfer someone else's credit card balance to mine?

Jodie Humphries

Personal Finance Editor

What happens if my credit card is overdrawn?

If your credit card is overdrawn or you have hit your limit, new transactions will often be declined. Most card issuers will send you a text or email when you are about to hit your credit limit.

Credit Cards

28 Jan, 2021

4 min read

What happens if my credit card is overdrawn?

Jodie Humphries

Personal Finance Editor

What cover do I get with the Suncorp credit card insurance?

As a Suncorp Bank customer, you’re eligible for complimentary Suncorp credit card insurance.

Credit Cards

18 Jan, 2021

2 min read

What cover do I get with the Suncorp credit card insurance?

Jodie Humphries

Personal Finance Editor

At what age can I get a credit card?

Only legal adults can apply for a credit card in Australia, which means you’ve to be 18 years of age. If you’re under 18, see what alternative options are available.

Credit Cards

01 Dec, 2020

4 min read

Jodie Humphries

Personal Finance Editor

How can I increase my credit card limit?

You may request a credit card limit increase either online or by phone. However, if you don’t qualify for an increase, the card issuer can refuse your request.

Credit Cards

30 Nov, 2020

4 min read

How can I increase my credit card limit?

Jodie Humphries

Personal Finance Editor

What to know about credit cards for temporary residents in Australia

If you are in Australia for an extended holiday or work, you may want to apply for a credit card. Several banks offer a credit card for temporary residents, and your eligibility depends on your income and type of visa.

Credit Cards

27 Nov, 2020

4 min read

What to know about credit cards for temporary residents in Australia

Jodie Humphries

Personal Finance Editor

How to accept credit card payments for your Australian small business

Before you can start taking orders from customers, you’ll need to set up a simple, hassle-free payment option. Credit cards offer a convenient and secure way for your customers to pay for your goods and/or services. So how do you start the process of accepting credit card payments?

Credit Cards

25 Nov, 2020

5 min read

How to accept credit card payments for your Australian small business

Alex Ritchie

Personal Finance Editor

Is it bad to have a credit card and not use it?

Do you have a credit card but for whatever reason find yourself seldom using it? You may have wondered if this is actually a good or a bad thing, or if it can even impact your credit history.

Credit Cards

29 Oct, 2020

5 min read

Is it bad to have a credit card and not use it?

Alex Ritchie

Personal Finance Editor

What happens if you don't have a credit score?

So, what happens if you don’t have a credit score? And how can you build up your credit history without risking falling into debt? Here are some helpful tips to guide you through developing your credit score.

Credit Cards

15 Aug, 2020

6 min read

What happens if you don't have a credit score?

Alex Ritchie

Personal Finance Editor

Can you pay your taxes with a credit card?

If you owe money to the Australian Tax Office, or if you’re a sole trader or self-employed, you may be wondering if you can pay your taxes with your credit card.

Credit Cards

30 Jul, 2020

5 min read