Personal Loans Articles

Relevant Personal Loans articles and tips

Alex Ritchie

Personal Finance Editor

What is a line of credit?

There are more ways to access credit than the standard personal loan with a set term. A line of credit may offer an alternative to borrowers looking to get cash without traditional restrictions.

Personal Loans

23 Jul, 2021

5 min read

Georgia Brown

Personal Finance Editor

What happens if I miss a personal loan repayment?

While it’s not ideal, there may come a time when you miss a repayment for your personal loan despite your best intentions. But what could this mean for your financial health?

Personal Loans

19 Jun, 2021

4 min read

What happens if I miss a personal loan repayment?

Alex Ritchie

Personal Finance Editor

What is the minimum amount I can borrow on a personal loan?

When looking into getting a personal loan one of the first questions customers ask is how much money they’re eligible to borrow. But what if you only need to borrow a small amount?

Personal Loans

18 Jun, 2021

6 min read

What is the minimum amount I can borrow on a personal loan?

Alex Ritchie

Personal Finance Editor

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan you need to make sure your ducks are all in a row, meaning you’ve gathered all your personal documentation and ensured you’re meeting the eligibility requirements.

Personal Loans

17 Jun, 2021

3 min read

When I apply for a personal loan, will the lender contact my employer?

Georgia Brown

Personal Finance Editor

Can I use a personal loan to pay off a credit card?

Paying down debt on a credit card with a high interest rate can sometimes feel never ending, especially if a fair portion of your repayments is being absorbed by interest charges and not making much of a dent in the balance owing.

Personal Loans

11 Jun, 2021

4 min read

Can I use a personal loan to pay off a credit card?

Georgia Brown

Personal Finance Editor

Do I need insurance for a personal loan?

Taking out a personal loan can be a big commitment, and it may take several years to pay off depending on your loan term. So, you might wonder if it’s necessary to take out insurance to cover yourself in the case of unexpected loss of income.

Personal Loans

04 Jun, 2021

3 min read

Do I need insurance for a personal loan?

RateCity

Find out what a personal loan can now cover

Depending on the lender, a personal loan can cover almost anything. Big-ticket items like weddings, watercraft, debt consolidation, student fees and home renovations.

Personal Loans

27 May, 2021

1 min read

RateCity

Find out what a personal loan can now cover

Depending on the lender, a personal loan can cover almost anything. Big-ticket items like weddings, watercraft, debt consolidation, student fees and home renovations.

Personal Loans

27 Feb, 2021

2 min read

Alex Ritchie

Personal Finance Editor

What is a short-term personal loan?

Whether you’ve been stung with an unexpected bill or your car has broken down, we’ve all been in situations where we need cash fast. And a short-term personal loan may be one solution you’ve come across.

Personal Loans

25 Feb, 2021

6 min read

Jodie Humphries

Personal Finance Editor

Will a personal loan affect my mortgage application?

Personal loans can affect your mortgage application, and it can be good or bad, depending on the situation. Learn more about how personal loans can impact your home loan eligibility.

Personal Loans

03 Feb, 2021

4 min read

Will a personal loan affect my mortgage application?

Jodie Humphries

Personal Finance Editor

How to get a personal loan with an average credit score

Even if you have a few dents in your credit score, you may still be able to get a personal loan. Find out how to apply for a personal loan with an average credit score.

Personal Loans

03 Jan, 2021

4 min read