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976 articles written by Alex Ritchie

Home Loans

How to transfer a home loan to another person

Learn how to transfer a home loan, explore transfer options, and understand the costs involved, including legal fees and taxes.

alex-ritchie

Alex Ritchie -

27 Nov, 2024 -

5 min read

Home Loans

How to get a home loan while self-employed

Getting a home loan while self-employed isn’t usually difficult, but you’ll need to make sure you have the right documents to prove that you can repay the loan.

alex-ritchie

Alex Ritchie -

16 Nov, 2024 -

7 min read

Car Insurance

Can I be added to my parent’s car insurance policy?

Your parents can add you to their car insurance policy. However, there are some factors to consider before you do this.

alex-ritchie

Alex Ritchie -

22 Oct, 2024 -

6 min read

Home Loans

Asking for a rate cut: how to negotiate a better home loan rate

If you don't ask you don't get. If you are unhappy with your current home loan it's perfectly acceptable to approach your lender and ask for a better rate.

alex-ritchie

Alex Ritchie -

03 Oct, 2024 -

8 min read

Credit Cards

Does applying for a credit card affect your credit rating?

Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score.

alex-ritchie

Alex Ritchie -

30 Sep, 2024 -

5 min read

Home Loans

What is lending criteria? The factors that may impact eligibility criteria

By understanding the eligibility criteria for mortgage approval before applying for a home loan, you can increase the chances of your application getting over the line.

alex-ritchie

Alex Ritchie -

18 Sep, 2024 -

7 min read

Personal Loans

How soon after paying off my last personal loan can I get another loan?

Can you take out a personal loan while you’re still paying one off? How soon after paying off your last personal loan can you apply for a new personal loan? Let’s explore these scenarios today.

alex-ritchie

Alex Ritchie -

17 Sep, 2024 -

4 min read

Car Insurance

How can I calculate my car insurance premium?

Every insurer has its own metrics and algorithms for calculating your car insurance premium, but you can compare car insurance calculations.

alex-ritchie

Alex Ritchie -

16 Sep, 2024 -

3 min read

Credit Cards

How is Afterpay different to a credit card?

Afterpay is different to credit cards in several ways, including its fees and costs, rewards and perks, and application process.

alex-ritchie

Alex Ritchie -

13 Sep, 2024 -

8 min read

Car Loans

What happens to my car loan if my car is written off?

It’s every driver’s worst nightmare; getting into an accident so severe your car is written off. But what happens to your car loan if the vehicle is a write off?

alex-ritchie

Alex Ritchie -

19 Aug, 2024 -

3 min read