971 articles written by Alex Ritchie
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How long does it take to be pre-approved for a home loan?
A pre-approval can help you understand your borrowing power. Explore how long it takes and the key steps in the home loan process.
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Alex Ritchie -
26 Feb, 2025 -
5 min read
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The most exclusive credit cards in the world
Discover some of the most exclusive credit cards, offering unparalleled luxury, elite perks, and prestige for high-income individuals.
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Alex Ritchie -
30 Dec, 2024 -
9 min read
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How to transfer a home loan to another person
Learn how to transfer a home loan, explore transfer options, and understand the costs involved, including legal fees and taxes.
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Alex Ritchie -
27 Nov, 2024 -
5 min read
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How to get a home loan while self-employed
Getting a home loan while self-employed isn’t usually difficult, but you’ll need to make sure you have the right documents to prove that you can repay the loan.
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Alex Ritchie -
16 Nov, 2024 -
7 min read
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Can I be added to my parent’s car insurance policy?
Your parents can add you to their car insurance policy. However, there are some factors to consider before you do this.
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Alex Ritchie -
22 Oct, 2024 -
6 min read
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Asking for a rate cut: how to negotiate a better home loan rate
If you don't ask you don't get. If you are unhappy with your current home loan it's perfectly acceptable to approach your lender and ask for a better rate.
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Alex Ritchie -
03 Oct, 2024 -
8 min read
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Does applying for a credit card affect your credit rating?
Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score.
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Alex Ritchie -
30 Sep, 2024 -
5 min read
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What is lending criteria? The factors that may impact eligibility criteria
By understanding the eligibility criteria for mortgage approval before applying for a home loan, you can increase the chances of your application getting over the line.
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Alex Ritchie -
18 Sep, 2024 -
7 min read
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How soon after paying off my last personal loan can I get another loan?
Can you take out a personal loan while you’re still paying one off? How soon after paying off your last personal loan can you apply for a new personal loan? Let’s explore these scenarios today.
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Alex Ritchie -
17 Sep, 2024 -
4 min read
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How can I calculate my car insurance premium?
Every insurer has its own metrics and algorithms for calculating your car insurance premium, but you can compare car insurance calculations.
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Alex Ritchie -
16 Sep, 2024 -
3 min read