Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
253 articles written by Vidhu Bajaj
What are unique superannuation identifiers?
Learn about Unique Superannuation Identifiers (USIs), their role in secure super contributions, how to find them, and their distinction from SMSFs and SPINs.
Vidhu Bajaj -
20 Nov, 2024 -
4 min read
Should you refinance, take out a home equity loan, or a second mortgage?
Both refinancing and home equity loans let you borrow against your home's equity. Discover the key differences to understand what suits your financial goals best.
Vidhu Bajaj -
19 Nov, 2024 -
8 min read
Some of the top-rated term deposits in November 2024
Consider term length, features, and benefits and compare term deposit options for November 2024 that align with your personal savings goals.
Vidhu Bajaj -
11 Nov, 2024 -
2 min read
Biggest Qantas frequent flyer points at credit card sign up in November 2024
Compare some of the best frequent flyer credit cards options, offering the highest sign-up frequent flyer points, in the RateCity Database for November 2024.
Vidhu Bajaj -
11 Nov, 2024 -
3 min read
Credit cards offering the biggest sign-up rewards point bonuses in November 2024
Several credit card options offer competitive six-figure bonus reward points. Compare your options to find the right card that fits your needs.
Vidhu Bajaj -
11 Nov, 2024 -
3 min read
Cashback home loan deals in November 2024
Compare the available home loan cashback deals options in November 2024 at RateCity.
Vidhu Bajaj -
08 Nov, 2024 -
2 min read
Some of the top-rated car loans in November 2024
Compare rates, fees, and features for some of the top-rated car loans in November 2024. Find the one that suits your vehicle choice.
Vidhu Bajaj -
06 Nov, 2024 -
3 min read
Will there be a rate cut in 2024? Some of the top rated home loans for November
If you’re in the market to buy a property or refinance your existing home loan, it’s important to compare your options before selecting a mortgage deal.
Vidhu Bajaj -
06 Nov, 2024 -
5 min read
Getting a home loan as a sole trader in Australia
Many traditional lenders may not be willing to offer a home loan to sole traders. However, there are other lenders who can help borrowers with the right track record.
Vidhu Bajaj -
29 Oct, 2024 -
6 min read
What is a loan to value ratio on a reverse mortgage
Find out how much you can borrow with a reverse mortgage in Australia, including LVR limits, age requirements, and tips for seniors accessing home equity.
Vidhu Bajaj -
28 Oct, 2024 -
6 min read