Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

185 articles written by Vidhu Bajaj

Personal Loans

Can you refinance a personal loan? Here's how

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Vidhu Bajaj -

24 Mar, 2025 -

4 min read

Personal Loans

Can I use a personal loan to buy a car?

Both car loans and personal loans can be used to purchase a vehicle. Learn the difference between the two to make the right choice for you

Vidhu Bajaj -

24 Mar, 2025 -

5 min read

Car Loans

Some of the top-rated car loans in March 2025

Compare rates, fees, and features for some of the top-rated car loans in March 2025. Find the one that suits your vehicle choice.

Vidhu Bajaj -

10 Mar, 2025 -

3 min read

Home Loans

Cashback home loan deals in March 2025

Compare the available home loan cashback deals options in March 2025 at RateCity as per your need.

Vidhu Bajaj -

08 Mar, 2025 -

3 min read

Home Loans

Some of the top rated home loans for March 2025

If you’re in the market to buy a property or refinance your existing home loan, compare your March 2025 options before selecting a mortgage deal.

Vidhu Bajaj -

07 Mar, 2025 -

3 min read

Home Loans

What is a non-conforming home loan?

A non-conforming home loan is offered to borrowers who don’t meet the standard lending criteria set out by major lenders.

Vidhu Bajaj -

28 Feb, 2025 -

5 min read

Personal Loans

Can I use a balance transfer credit card to pay off a personal loan?

Balance transfer cards are generally used to pay off credit card debts, but you could also balance transfer a personal loan in some cases to pay it off sooner.

Vidhu Bajaj -

11 Feb, 2025 -

6 min read