Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
192 articles written by Vidhu Bajaj
Some of the top rated car loans in April 2025
Compare rates, fees, and features for some of the top-rated car loans in April 2025. Find the one that suits your vehicle choice.
Vidhu Bajaj -
09 Apr, 2025 -
3 min read
Cashback home loan deals in April 2025
Compare the available home loan cashback deals options in April 2025 at RateCity as per your need.
Vidhu Bajaj -
08 Apr, 2025 -
3 min read
Some of the top rated home loans for April 2025
If you’re in the market to buy a property or refinance your existing home loan, compare your April 2025 options before selecting a mortgage deal.
Vidhu Bajaj -
08 Apr, 2025 -
2 min read
Will applying for a personal loan affect my credit score?
Applying for a personal loan can impact your credit score. Learn how multiple applications, rejections, and repayments affect it, plus tips to protect your rating.
Vidhu Bajaj -
30 Mar, 2025 -
4 min read
How to get a personal loan with an average credit score
Even if you have a few dents in your credit score, you may still be able to get a personal loan. Find out how to apply for a personal loan with an average credit score.
Vidhu Bajaj -
30 Mar, 2025 -
3 min read
Is it possible to get a personal loan for a house deposit?
Buying a home is a huge financial decision and needs careful consideration and planning. Getting a personal loan for your house deposit may be possible, but is likely to add complexity.
Vidhu Bajaj -
29 Mar, 2025 -
4 min read
Can you refinance a personal loan? Here's how
It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.
Vidhu Bajaj -
24 Mar, 2025 -
4 min read
Can I use a personal loan to buy a car?
Both car loans and personal loans can be used to purchase a vehicle. Learn the difference between the two to make the right choice for you
Vidhu Bajaj -
24 Mar, 2025 -
5 min read
Is there an age limit for personal loans in Australia?
Learn about personal loan age limits, eligibility, and options for young and older Australians.
Vidhu Bajaj -
24 Mar, 2025 -
3 min read
Some of the top-rated car loans in March 2025
Compare rates, fees, and features for some of the top-rated car loans in March 2025. Find the one that suits your vehicle choice.
Vidhu Bajaj -
10 Mar, 2025 -
3 min read