Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
276 articles written by Vidhu Bajaj
How can you get a home loan on a low income?
It may be difficult to secure a home loan on a low income but you can take some steps to improve your chances.
Vidhu Bajaj -
14 Feb, 2025 -
5 min read
Can I use a balance transfer credit card to pay off a personal loan?
Balance transfer cards are generally used to pay off credit card debts, but you could also balance transfer a personal loan in some cases to pay it off sooner.
Vidhu Bajaj -
11 Feb, 2025 -
6 min read
Some of the top rated home loans for February 2025
If you’re in the market to buy a property or refinance your existing home loan, compare your February 2025 options before selecting a mortgage deal.
Vidhu Bajaj -
07 Feb, 2025 -
2 min read
Cashback home loan deals in February 2025
Compare the available home loan cashback deals options in February 2025 at RateCity as per your need.
Vidhu Bajaj -
07 Feb, 2025 -
3 min read
Some of the top-rated car loans in February 2025
Compare rates, fees, and features for some of the top-rated car loans in February 2025. Find the one that suits your vehicle choice.
Vidhu Bajaj -
05 Feb, 2025 -
3 min read
How does a lump sum payment on a home loan help you?
You’re probably keen to repay your home loan as quickly as possible. Find out how making a lump sum payment on a home loan can help you achieve that goal.
Vidhu Bajaj -
03 Feb, 2025 -
3 min read
Can you use the equity in your home to set up a business?
Learn how to use home equity to fund your business. Explore options like home equity loan, line of credit, and refinancing to access funds securely.
Vidhu Bajaj -
28 Jan, 2025 -
6 min read
Can you change your mortgage broker, and is it a good idea?
Can you switch mortgage brokers? Learn when and how to change brokers, potential risks, and how to find the right broker for your needs.
Vidhu Bajaj -
28 Jan, 2025 -
6 min read
What happens if I miss a personal loan repayment?
There may come a time when you miss a repayment for your personal loan despite your best intentions. What could this mean for your financial health?
Vidhu Bajaj -
24 Jan, 2025 -
5 min read
How does taking a personal loan affect your credit score?
Learn how taking a personal loan impacts your credit score, from application effects to repayment management and its potential risks and benefits.
Vidhu Bajaj -
24 Jan, 2025 -
4 min read