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Vidhu Bajaj

Personal Finance Writer

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Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

211 articles written by Vidhu Bajaj

Car Loans

How do you calculate stamp duty on a car?

Find out how much stamp duty do you need to pay on your car in different Australian states.

vidhu-bajaj

Vidhu Bajaj -

16 Apr, 2024 -

10 min read

Credit Score

Does Afterpay affect your credit score?

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

vidhu-bajaj

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Home Loans

Will there be a recession in Australia in 2024?

Will Australia face a recession in 2024? Despite challenges and economic indicators, uncertainties loom over the country's economic future.

vidhu-bajaj

Vidhu Bajaj -

23 Feb, 2024 -

7 min read

Home Loans

Should you get home loan pre-approval before looking for a property?

Plan wisely and learn the benefits of getting a home loan pre-approval before searching for a property.

vidhu-bajaj

Vidhu Bajaj -

04 Dec, 2023 -

5 min read

Credit Cards

How do you make a balance transfer?

Learn how to make a successful credit card balance transfer to save on interest and streamline debt repayment effectively.

vidhu-bajaj

Vidhu Bajaj -

24 Nov, 2023 -

7 min read

Home Loans

Is this the right time to buy a house in Australia?

Check if you're financially ready to buy a house in Australia amidst increasing property prices and mortgage rates.

vidhu-bajaj

Vidhu Bajaj -

24 Nov, 2023 -

9 min read

Home Insurance

What you need to know about home insurance for Airbnb and Stayz properties

Navigate the complexities of home insurance for Airbnb and Stayz properties - protect your investment and understand coverage options.

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Vidhu Bajaj -

13 Nov, 2023 -

5 min read

Home Insurance

Do you need holiday home contents insurance?

Having a contents insurance coverage for your holiday home could be a smart decision whether you visit it yourself or rent out to vacationers.

vidhu-bajaj

Vidhu Bajaj -

08 Nov, 2023 -

4 min read

Home Loans

Easy ways to make your home energy efficient

By making your home more energy efficient, save on energy bills while also doing your part to protect the environment.

vidhu-bajaj

Vidhu Bajaj -

07 Nov, 2023 -

5 min read

Home Insurance

Why do I need holiday home insurance?

Whether you’re keeping the property for your own use or renting it out, getting holiday home insurance is simple once you know which policy you need to get.

vidhu-bajaj

Vidhu Bajaj -

06 Nov, 2023 -

6 min read