Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
183 articles written by Vidhu Bajaj
Can you change your mortgage broker, and is it a good idea?
Can you switch mortgage brokers? Learn when and how to change brokers, potential risks, and how to find the right broker for your needs.
Vidhu Bajaj -
28 Jan, 2025 -
6 min read
What happens if I miss a personal loan repayment?
There may come a time when you miss a repayment for your personal loan despite your best intentions. What could this mean for your financial health?
Vidhu Bajaj -
24 Jan, 2025 -
5 min read
How does taking a personal loan affect your credit score?
Learn how taking a personal loan impacts your credit score, from application effects to repayment management and its potential risks and benefits.
Vidhu Bajaj -
24 Jan, 2025 -
4 min read
How do land and construction loans work?
If you’re planning to buy land and build a house, there are specific land and construction loan options available to you. Find out how these work.
Vidhu Bajaj -
21 Jan, 2025 -
4 min read
Cashback home loan deals in January 2025
Compare the available home loan cashback deals options in January 2025 at RateCity as per your need.
Vidhu Bajaj -
20 Jan, 2025 -
3 min read
Applying for a mortgage with a new job
Discover how starting a new job can affect your mortgage application and ways to improve your chances of approval.
Vidhu Bajaj -
16 Jan, 2025 -
5 min read
What are the additional charges you need to pay when buying a car?
If you're planning to buy a new car, ensure you leave some extra room in your budget to pay for the hidden costs you may not be aware of.
Vidhu Bajaj -
15 Jan, 2025 -
8 min read
Some of the top-rated car loans in January 2025
Compare rates, fees, and features for some of the top-rated car loans in January 2025. Find the one that suits your vehicle choice.
Vidhu Bajaj -
13 Jan, 2025 -
3 min read
Some of the top rated home loans for January 2025
If you’re in the market to buy a property or refinance your existing home loan, compare your January 202 options before selecting a mortgage deal.
Vidhu Bajaj -
10 Jan, 2025 -
2 min read
What is expression of interest in real estate
Discover what an expression of interest (EOI) means in real estate, how it differs from auctions and private treaty sales, and its pros and cons for buyers.
Vidhu Bajaj -
30 Dec, 2024 -
3 min read