Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
192 articles written by Vidhu Bajaj

Cashback home loan deals in March 2025
Compare the available home loan cashback deals options in March 2025 at RateCity as per your need.

Vidhu Bajaj -
08 Mar, 2025 -
3 min read

Some of the top rated home loans for March 2025
If you’re in the market to buy a property or refinance your existing home loan, compare your March 2025 options before selecting a mortgage deal.

Vidhu Bajaj -
07 Mar, 2025 -
3 min read

What is a non-conforming home loan?
A non-conforming home loan is offered to borrowers who don’t meet the standard lending criteria set out by major lenders.

Vidhu Bajaj -
28 Feb, 2025 -
5 min read

Can I use a balance transfer credit card to pay off a personal loan?
Balance transfer cards are generally used to pay off credit card debts, but you could also balance transfer a personal loan in some cases to pay it off sooner.

Vidhu Bajaj -
11 Feb, 2025 -
6 min read

Some of the top rated home loans for February 2025
If you’re in the market to buy a property or refinance your existing home loan, compare your February 2025 options before selecting a mortgage deal.

Vidhu Bajaj -
07 Feb, 2025 -
2 min read

Cashback home loan deals in February 2025
Compare the available home loan cashback deals options in February 2025 at RateCity as per your need.

Vidhu Bajaj -
07 Feb, 2025 -
3 min read

Some of the top-rated car loans in February 2025
Compare rates, fees, and features for some of the top-rated car loans in February 2025. Find the one that suits your vehicle choice.

Vidhu Bajaj -
05 Feb, 2025 -
3 min read

How does a lump sum payment on a home loan help you?
You’re probably keen to repay your home loan as quickly as possible. Find out how making a lump sum payment on a home loan can help you achieve that goal.

Vidhu Bajaj -
03 Feb, 2025 -
3 min read

Can you use the equity in your home to set up a business?
Learn how to use home equity to fund your business. Explore options like home equity loan, line of credit, and refinancing to access funds securely.

Vidhu Bajaj -
28 Jan, 2025 -
6 min read

Can you change your mortgage broker, and is it a good idea?
Can you switch mortgage brokers? Learn when and how to change brokers, potential risks, and how to find the right broker for your needs.

Vidhu Bajaj -
28 Jan, 2025 -
6 min read