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Vidhu Bajaj

Personal Finance Writer

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263 articles written by Vidhu Bajaj

Term Deposits

What happens when a term deposit matures?

A term deposit is a popular option to park cash and earn some interest. When the term deposit matures, you have a choice about what to do next.

vidhu-bajaj

Vidhu Bajaj -

25 Nov, 2024 -

4 min read

Superannuation

What are unique superannuation identifiers?

Learn about Unique Superannuation Identifiers (USIs), their role in secure super contributions, how to find them, and their distinction from SMSFs and SPINs.

vidhu-bajaj

Vidhu Bajaj -

20 Nov, 2024 -

4 min read

Home Loans

Should you refinance, take out a home equity loan, or a second mortgage?

Both refinancing and home equity loans let you borrow against your home's equity. Discover the key differences to understand what suits your financial goals best.

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Vidhu Bajaj -

19 Nov, 2024 -

8 min read

Term Deposits

Some of the top-rated term deposits in November 2024

Consider term length, features, and benefits and compare term deposit options for November 2024 that align with your personal savings goals.

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Vidhu Bajaj -

11 Nov, 2024 -

2 min read

Credit Cards

Biggest Qantas frequent flyer points at credit card sign up in November 2024

Compare some of the best frequent flyer credit cards options, offering the highest sign-up frequent flyer points, in the RateCity Database for November 2024.

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Vidhu Bajaj -

11 Nov, 2024 -

3 min read

Credit Cards

Credit cards offering the biggest sign-up rewards point bonuses in November 2024

Several credit card options offer competitive six-figure bonus reward points. Compare your options to find the right card that fits your needs.

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Vidhu Bajaj -

11 Nov, 2024 -

3 min read

Home Loans

Cashback home loan deals in November 2024

Compare the available home loan cashback deals options in November 2024 at RateCity.

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Vidhu Bajaj -

08 Nov, 2024 -

2 min read

Car Loans

Some of the top-rated car loans in November 2024

Compare rates, fees, and features for some of the top-rated car loans in November 2024. Find the one that suits your vehicle choice.

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Vidhu Bajaj -

06 Nov, 2024 -

3 min read

Home Loans

Will there be a rate cut in 2024? Some of the top rated home loans for November

If you’re in the market to buy a property or refinance your existing home loan, it’s important to compare your options before selecting a mortgage deal.

vidhu-bajaj

Vidhu Bajaj -

06 Nov, 2024 -

5 min read

Home Loans

Getting a home loan as a sole trader in Australia

Many traditional lenders may not be willing to offer a home loan to sole traders. However, there are other lenders who can help borrowers with the right track record.

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Vidhu Bajaj -

29 Oct, 2024 -

6 min read