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Vidhu Bajaj

Personal Finance Writer

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253 articles written by Vidhu Bajaj

Car Loans

What is a car's trade-in value, and is it better to trade in a car than to sell it privately?

Learn the pros and cons of trading in your car vs. selling it privately. Discover which option could give you better value for your vehicle.

vidhu-bajaj

Vidhu Bajaj -

29 Aug, 2024 -

8 min read

Home Loans

What is a good rental yield?

Learn what is considered a good rental yield, how to calculate rental yield, and best places for rental yield in Australia.

vidhu-bajaj

Vidhu Bajaj -

29 Aug, 2024 -

7 min read

Home Loans

What is a property development loan?

Learn what a property development loan is, how it works, the differences between residential and commercial loans, and how much you can borrow for your project.

vidhu-bajaj

Vidhu Bajaj -

28 Aug, 2024 -

6 min read

Car Loans

What happens at the end of a novated lease?

Explore your options at the end of a novated lease: buy the car, refinance, or upgrade. Learn about residual values and what happens if you change jobs.

vidhu-bajaj

Vidhu Bajaj -

27 Aug, 2024 -

7 min read

Home Loans

What are the pros and cons of bridging loans?

Learn the pros and cons of bridging loans, a short-term solution to finance a new property while waiting to sell your current home, with flexible options and risks.

vidhu-bajaj

Vidhu Bajaj -

27 Aug, 2024 -

8 min read

Home Loans

What happens when you pay off your mortgage

After years of discipline, your home loan is fully paid. What next? Let’s take a look at what to do after paying off the mortgage.

vidhu-bajaj

Vidhu Bajaj -

23 Aug, 2024 -

9 min read

Car Loans

What are some of the best luxury cars in Australia?

If you’re looking for a new set of wheels and want something with a bit more flash or luxury, then the luxury car market might have something for you.

vidhu-bajaj

Vidhu Bajaj -

23 Aug, 2024 -

8 min read

Home Loans

Can you sell a house before paying off the mortgage?

Understand what is mortgage discharge and loan portability if you're planning to sell the house before the mortgage is paid.

vidhu-bajaj

Vidhu Bajaj -

22 Aug, 2024 -

5 min read

Home Loans

How do mortgage brokers get paid?

How mortgage brokers get paid? Can this affect which home loans the broker recommends? Let’s explore how mortgage brokers operate and receive commissions.

vidhu-bajaj

Vidhu Bajaj -

22 Aug, 2024 -

5 min read

Credit Cards

What is a credit card surcharge and how you can avoid it?

Your favourite café isn't making a profit by charging a surcharge on credit card payments. Instead, it's passing on the payment processing fee charged by major credit card networks.

vidhu-bajaj

Vidhu Bajaj -

22 Aug, 2024 -

5 min read