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Vidhu Bajaj

Personal Finance Writer

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267 articles written by Vidhu Bajaj

Home Loans

What are the pros and cons of bridging loans?

Learn the pros and cons of bridging loans, a short-term solution to finance a new property while waiting to sell your current home, with flexible options and risks.

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Vidhu Bajaj -

27 Aug, 2024 -

8 min read

Home Loans

What happens when you pay off your mortgage

After years of discipline, your home loan is fully paid. What next? Let’s take a look at what to do after paying off the mortgage.

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Vidhu Bajaj -

23 Aug, 2024 -

9 min read

Car Loans

What are some of the best luxury cars in Australia?

If you’re looking for a new set of wheels and want something with a bit more flash or luxury, then the luxury car market might have something for you.

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Vidhu Bajaj -

23 Aug, 2024 -

8 min read

Home Loans

Can you sell a house before paying off the mortgage?

Understand what is mortgage discharge and loan portability if you're planning to sell the house before the mortgage is paid.

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Vidhu Bajaj -

22 Aug, 2024 -

5 min read

Home Loans

How do mortgage brokers get paid?

How mortgage brokers get paid? Can this affect which home loans the broker recommends? Let’s explore how mortgage brokers operate and receive commissions.

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Vidhu Bajaj -

22 Aug, 2024 -

5 min read

Credit Cards

What is a credit card surcharge and how you can avoid it?

Your favourite café isn't making a profit by charging a surcharge on credit card payments. Instead, it's passing on the payment processing fee charged by major credit card networks.

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Vidhu Bajaj -

22 Aug, 2024 -

5 min read

Home Loans

Own your house outright and want another loan?

If you meet the lender’s eligibility criteria and have sufficient usable equity, you could use your current home’s value to help finance the purchase of a second property,

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Vidhu Bajaj -

20 Aug, 2024 -

7 min read

Credit Cards

Can I pay my mortgage with a credit card?

Most lenders won’t accept credit cards for mortgage repayment. Even if you can use your credit card to pay your mortgage, there are good reasons you may not want to.

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Vidhu Bajaj -

19 Aug, 2024 -

5 min read

Credit Cards

What is the value of Qantas frequent flyer points?

Understand the value of frequent flyer points to maximise perks and benefits, and collect and use them effectively for your rewards.

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Vidhu Bajaj -

16 Aug, 2024 -

6 min read

Superannuation

Can I access my super at 60 and still work?

You can choose to access your super when you reach the age of 60 and have an employment arrangement coming to an end. Find out the rules related to accessing super at 60.

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Vidhu Bajaj -

14 Aug, 2024 -

3 min read