Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
253 articles written by Vidhu Bajaj
Short-term car insurance explained
Explore short-term car insurance options in Australia for rental or personal vehicles, offering flexibility and coverage from one day to several months.
Vidhu Bajaj -
18 Jul, 2024 -
6 min read
Tax on interest earned: How much do you pay?
You need to add the interest earned from your savings account to the income you declare on your tax return and pay tax on the total.
Vidhu Bajaj -
02 Jul, 2024 -
4 min read
Travel money card vs credit card vs debit card: which should you choose?
Explore the top spending options for Australian travelers: travel money cards, credit cards, and debit cards. Discover which is best for your travels.
Vidhu Bajaj -
13 Jun, 2024 -
11 min read
Can I get a tax deduction for interest on a home loan?
Own a property you rent out, either partially or as a whole? You may be able to claim a tax deduction for interest on your home loan when you file your tax return.
Vidhu Bajaj -
13 Jun, 2024 -
4 min read
Are swimming pools covered under home insurance?
While a standard home insurance policy typically covers accidental damage to your property caused by events like storms, fires, or theft, it's essential to understand the extent of this coverage when it comes to your swimming pool.
Vidhu Bajaj -
15 May, 2024 -
4 min read
Does home insurance cover plumbing problems?
Standard home insurance might not cover plumbing problems that could have been prevented with maintenance, or damage caused by negligence. However, if you have a surprise leak at home, or a burst tap or an overflowing toilet, you still might be able to claim on your insurance if the damage was sudden and accidental.
Vidhu Bajaj -
06 May, 2024 -
5 min read
How do you calculate stamp duty on a car?
Find out how much stamp duty do you need to pay on your car in different Australian states.
Vidhu Bajaj -
16 Apr, 2024 -
10 min read
Does Afterpay affect your credit score?
Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.
Vidhu Bajaj -
15 Mar, 2024 -
5 min read
Will there be a recession in Australia in 2024?
Will Australia face a recession in 2024? Despite challenges and economic indicators, uncertainties loom over the country's economic future.
Vidhu Bajaj -
23 Feb, 2024 -
7 min read
Should you get home loan pre-approval before looking for a property?
Plan wisely and learn the benefits of getting a home loan pre-approval before searching for a property.
Vidhu Bajaj -
04 Dec, 2023 -
5 min read