Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
189 articles written by Vidhu Bajaj
What are some of the best luxury cars in Australia?
If you’re looking for a new set of wheels and want something with a bit more flash or luxury, then the luxury car market might have something for you.
Vidhu Bajaj -
23 Aug, 2024 -
8 min read
Can you sell a house before paying off the mortgage?
Understand what is mortgage discharge and loan portability if you're planning to sell the house before the mortgage is paid.
Vidhu Bajaj -
22 Aug, 2024 -
5 min read
How do mortgage brokers get paid?
How mortgage brokers get paid? Can this affect which home loans the broker recommends? Let’s explore how mortgage brokers operate and receive commissions.
Vidhu Bajaj -
22 Aug, 2024 -
5 min read
What is a credit card surcharge and how you can avoid it?
Your favourite café isn't making a profit by charging a surcharge on credit card payments. Instead, it's passing on the payment processing fee charged by major credit card networks.
Vidhu Bajaj -
22 Aug, 2024 -
5 min read
Own your house outright and want another loan?
If you meet the lender’s eligibility criteria and have sufficient usable equity, you could use your current home’s value to help finance the purchase of a second property,
Vidhu Bajaj -
20 Aug, 2024 -
7 min read
Can I pay my mortgage with a credit card?
Most lenders won’t accept credit cards for mortgage repayment. Even if you can use your credit card to pay your mortgage, there are good reasons you may not want to.
Vidhu Bajaj -
19 Aug, 2024 -
5 min read
What is the value of Qantas frequent flyer points?
Understand the value of frequent flyer points to maximise perks and benefits, and collect and use them effectively for your rewards.
Vidhu Bajaj -
16 Aug, 2024 -
6 min read
Can I access my super at 60 and still work?
You can choose to access your super when you reach the age of 60 and have an employment arrangement coming to an end. Find out the rules related to accessing super at 60.
Vidhu Bajaj -
14 Aug, 2024 -
3 min read
Credit cards offering the biggest sign-up rewards point bonuses in August 2024
Several credit card options offer competitive six-figure bonus reward points. Compare your options to find the right card that fits your needs and lifestyle.
Vidhu Bajaj -
08 Aug, 2024 -
4 min read
Biggest Qantas frequent flyer points at credit card sign up in August 2024
In August 2024, there are a variety of providers offering credit cards with Qantas frequent flyer points bonuses on sign up, ranging from 100,000 points all the way up to 150,000 points.
Vidhu Bajaj -
08 Aug, 2024 -
4 min read