Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
253 articles written by Vidhu Bajaj
Can you cancel your home insurance policy after auto-renewal?
You can generally cancel your home insurance policy anytime as homeowners often choose automatic policy renewals as a way to prevent coverage gaps.
Vidhu Bajaj -
04 Sep, 2023 -
4 min read
Does home insurance provide coverage against damage caused by tenants?
It’s unlikely for a standard home and contents insurance policy to provide comprehensive coverage against tenant-related damage. If you’re planning to rent out your home, you may want to consider a home insurance plan designed specifically for landlords.
Vidhu Bajaj -
04 Sep, 2023 -
4 min read
Can you use a business credit card for personal expenses?
Getting a business credit card can be easier than a personal credit card. But can you put personal expenses on a business credit card?
Vidhu Bajaj -
28 Aug, 2023 -
8 min read
Does home insurance cover asbestos removal?
When buying an old home, consider assessing it for asbestos as it can be expensive to remove, and home insurance will likely not cover the removal costs.
Vidhu Bajaj -
25 Aug, 2023 -
6 min read
How to choose the right home insurance
When you look for a home insurance policy, consider comparing policies from different providers to see which one offers adequate coverage for most incidents.
Vidhu Bajaj -
25 Aug, 2023 -
6 min read
The most preferred second-hand cars in Australia
Which are the preferred second-hand cars in Australia and how to find the right one for your needs.
Vidhu Bajaj -
21 Aug, 2023 -
9 min read
Do credit inquiries impact my credit score?
Your credit score is a three-digit number representing how much of a risk you could pose to lenders when opening a new line of credit. It’s determined by applying some complex algorithms to the information in your credit file, which is essentially a record of your financial history.
Vidhu Bajaj -
18 Aug, 2023 -
6 min read
Finding your ideal first EV: Essential factors to consider
EVs offer several potential advantages, including lower operating costs, reduced air pollution, and the potential to use renewable energy sources for charging. All of these factors make them an ideal choice for individuals who wish to live sustainably and reduce their carbon footprint.
Vidhu Bajaj -
09 Aug, 2023 -
9 min read
What are the preferred car brands in Australia?
While declaring a definitive 'best' car brand among these renowned players is challenging, some brands have earned a prominent position in the hearts of car enthusiasts across the country.
Vidhu Bajaj -
03 Aug, 2023 -
8 min read
What are the pros and cons of credit cards?
Credit cards can be your best friend if you use them wisely but your worst enemy if you use them irresponsibly.
Vidhu Bajaj -
25 Jul, 2023 -
9 min read