Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
276 articles written by Vidhu Bajaj
Three reasons why your car loan was probably rejected
Read three common reasons why car loans are generally rejected and what you can do to increase your chances of approval next time.
Vidhu Bajaj -
04 Oct, 2023 -
10 min read
Does home insurance provide coverage for malicious damage?
Learn about home insurance coverage for malicious damage, including what it covers, exceptions, and claims process.
Vidhu Bajaj -
04 Oct, 2023 -
8 min read
Does your home insurance have you covered against theft or burglary?
Most home insurance policies cover burglary or theft, but the coverage may vary depending on the type of insurance you have.
Vidhu Bajaj -
03 Oct, 2023 -
7 min read
What is a pre-approved car loan
Buying a car with a pre-approved loan can make choosing easier, as you know how much you’re allowed to spend. Here’s how the process works.
Vidhu Bajaj -
28 Sep, 2023 -
7 min read
Does home insurance cover gutter repair?
Learn about home insurance coverage for gutter-related damage and why regular gutter maintenance is crucial.
Vidhu Bajaj -
25 Sep, 2023 -
4 min read
What is a sports car, and what to consider when buying one?
The appeal of sports cars extends far beyond their performance, making them a choice for those who seek excitement and aspire to make a statement on the road.
Vidhu Bajaj -
08 Sep, 2023 -
7 min read
A storm preparation checklist for your home
It is crucial to be well-prepared to protect your home and loved ones from potential storm damage. You could reduce the risk to your property by taking a proactive approach and initiating protective measures ahead of time.
Vidhu Bajaj -
06 Sep, 2023 -
5 min read
What are ethical exchange-traded funds (ETFs)?
An exchange-traded fund or ETF is like a managed fund that's traded on an exchange, such as the Australian Securities Exchange (ASX) or Cboe Australia (CXA).
Vidhu Bajaj -
06 Sep, 2023 -
5 min read
Can you cancel your home insurance policy after auto-renewal?
You can generally cancel your home insurance policy anytime as homeowners often choose automatic policy renewals as a way to prevent coverage gaps.
Vidhu Bajaj -
04 Sep, 2023 -
4 min read
Does home insurance provide coverage against damage caused by tenants?
It’s unlikely for a standard home and contents insurance policy to provide comprehensive coverage against tenant-related damage. If you’re planning to rent out your home, you may want to consider a home insurance plan designed specifically for landlords.
Vidhu Bajaj -
04 Sep, 2023 -
4 min read