How long does it take to get a credit card?

The credit card approval process may take a few days, depending on the credit card issuer and the accuracy of the information provided in your application.

What do I need to get a credit card?

Increase your chances of credit card approval by discovering the essential requirements for getting a credit card in Australia.

What is negative gearing?

Negative gearing refers to when investors can claim a tax deduction when their investments make a loss. While negative gearing offers several potential benefits, there are also risks involved.

What happens to my redraw when I refinance?

Some lenders allow you to make extra repayments on top of your minimum home loan repayments, and a redraw facility allows you to access these funds when you need them for other purposes.

What is a home loan offset account?

Getting a home loan with the right features is one of the simplest ways to reduce your costs in the long term. A mortgage offset account is one feature that could make a huge difference, potentially saving you thousands of dollars per year, and may help you repay your mortgage sooner.

How to choose between fixed and variable rate car loans

Before you buy a new set of wheels, it helps to explore your financing options and choose the right type of car loan to get the maximum value out of the deal. Unfortunately, there's no formula to decide which car loan is the best for you, but learning more about the available options can help you make an informed choice. 

Home loan redraw pros and cons

Redraw facilities are a way to access any additional payments you make on your mortgage but are they worth it? Weigh up the pros and cons.

What is a charge card, and is it different from a credit card?

Charge cards and credit cards may look similar, but they work differently. Credit cards let you pay for your purchases over time. However, charge cards require you to pay the balance in full each month.

Why should you consider paying your mortgage every two weeks?

While many people make mortgage repayments once a month, paying your mortgage every two weeks offers some advantages. Find out why you should consider paying your mortgage fortnightly.

Are credit cards worth it?

A credit card could be a convenient way to pay for purchases, earn rewards and build credit when used responsibly. At the same time, credit cards could also lead to financial stress.