Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
253 articles written by Vidhu Bajaj
How does a credit card interest free period work?
You’ve nabbed a credit card with a high number of interest free days but realised you’re not quite sure when the first day starts, or if your interest free days apply to each new purchase.
Vidhu Bajaj -
20 Apr, 2023 -
8 min read
How to set up an SMSF?
A self-managed super fund (SMSF) can give you more control of your super but you must ensure the setup is accurate and pay attention to the details to avoid penalties.
Vidhu Bajaj -
13 Apr, 2023 -
5 min read
What is blockchain: a quick introduction to the buzzword
Blockchain technology is the leading option for securing digital transactions, but the term is often misunderstood. What is Blockchain, and how might it relate to you?
Vidhu Bajaj -
04 Apr, 2023 -
5 min read
What is Algorand?
Algorand is a green public blockchain platform using a unique Pure Proof-of-Stake consensus mechanism to solve the blockchain trilemma.
Vidhu Bajaj -
03 Apr, 2023 -
3 min read
What is CoinJar?
CoinJar is an Australia-based cryptocurrency exchange platform that allows users to buy, sell, store, and trade cryptocurrencies.
Vidhu Bajaj -
03 Apr, 2023 -
2 min read
How to transfer Qantas Frequent Flyer points to another person
You may have Qantas Frequent Flyer points sitting in your account but no travel plans on your mind. You can actually transfer these Qantas points to a loved one and make their day.
Vidhu Bajaj -
28 Mar, 2023 -
3 min read
How much should you have in your savings account?
We’re constantly told that we should be building up savings, but how do you work out how much you should have in savings? Here are some things that will help.
Vidhu Bajaj -
28 Mar, 2023 -
8 min read
A beginner’s guide to cryptocurrency ETF
A beginner’s guide to cryptocurrency ETFs to help you understand the risks involved and the benefits offered.
Vidhu Bajaj -
21 Mar, 2023 -
4 min read
What are the best hatchbacks in Australia? How to choose the right one for you
Discover the best hatchbacks in Australia based on ANCAP Safety ratings and comparisons by car review sites.
Vidhu Bajaj -
16 Mar, 2023 -
6 min read
Should you save or invest your money?
Both saving and investing can help you grow your wealth, but they are quite different, so how do you choose? Understanding them both will help.
Vidhu Bajaj -
15 Mar, 2023 -
8 min read