Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
253 articles written by Vidhu Bajaj
What are blockchain forks, and why do they occur?
Forking in the blockchain is a process where the chain splits in two. Forks can be created accidentally or intentionally, and intentional forks are further classified into soft forks and hard forks.
Vidhu Bajaj -
23 Feb, 2023 -
5 min read
A guide to in specie transfers
Non-cash contributions to superannuation accounts are known as in specie transfers. Find out what they are and how they work in relation to self managed super funds (SMSF).
Vidhu Bajaj -
22 Feb, 2023 -
4 min read
What are Bitcoin debit cards?
Bitcoin debit cards allow you to use your crypto coins for any online purchases or at any store conveniently and easily. Find out more about a Bitcoin debit card.
Vidhu Bajaj -
22 Feb, 2023 -
6 min read
Who needs a commercial mortgage broker?
If you’re currently in the market for a commercial mortgage, having an experienced commercial mortgage broker on your team can help you get a great deal. They can also help guide you through the process, saving you precious time.
Vidhu Bajaj -
21 Feb, 2023 -
5 min read
What is a business credit card and its benefits?
A business credit card is specifically designed for work or business spending. Discover the benefits and disadvantages of using a business credit card.
Vidhu Bajaj -
20 Feb, 2023 -
7 min read
Dealing with cryptocurrency in a divorce settlement
Cryptocurrencies are digital assets that must be disclosed during divorce proceedings to ensure a fair division of assets between the partners.
Vidhu Bajaj -
09 Feb, 2023 -
3 min read
What are genuine savings, and how to use rent as genuine savings for a home loan?
id you know regularly setting aside some money as savings could make it easier to qualify for a home loan?
Vidhu Bajaj -
09 Feb, 2023 -
5 min read
Real Estate Investment Trusts (REITs): A jargon-free guide
Learn about REITs, equity and mortgage REITs in this jargon free guide made by RateCity
Vidhu Bajaj -
09 Feb, 2023 -
6 min read
Which are the best hybrid cars and SUVs in Australia?
Find out about the best hybrid cars in Australia and how to pick one that’s right for you.
Vidhu Bajaj -
09 Feb, 2023 -
6 min read
How the Amex Cashback Credit Card works, its benefits and fees
American Express commissioned a survey to help them understand the younger financial consumer, which led them to offer the AMEX Cashback Credit Card.
Vidhu Bajaj -
07 Feb, 2023 -
5 min read