Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
192 articles written by Vidhu Bajaj
What are some of the good small cars in Australia?
Discover the safest small cars recommended by ANCAP and other criteria you may compare to find the best small car for you.
Vidhu Bajaj -
19 Dec, 2022 -
6 min read
Understanding inheritance tax in Australia
When a loved one passes away, you’ll have multiple financial matters to finalise. While Australia doesn’t charge death duties, there could still be tax liabilities to consider further down the line.
Vidhu Bajaj -
19 Dec, 2022 -
5 min read
How to pay your bills online with a credit card
Paying your bills online with a credit card depends on various factors, including your credit card provider, the type of bill, and the payment options provided by the merchant.
Vidhu Bajaj -
14 Dec, 2022 -
4 min read
What are deeming rates for superannuation?
Deeming rates are used by the government to calculate your income from financial assets while determining your age pension entitlements.
Vidhu Bajaj -
14 Dec, 2022 -
4 min read
Is it possible to get a personal loan using your home equity?
The equity you build in your house can be used as collateral to borrow money from a home loan lender at a potentially lower rate than a personal loan
Vidhu Bajaj -
30 Nov, 2022 -
5 min read
How do mortgage deposits work
Understand what lenders expect when it comes to mortgage deposits, and how the deposit you pay will affect your loan.
Vidhu Bajaj -
17 Nov, 2022 -
3 min read
How much should I spend on a car?
In the market for a new car? You may be wondering how much to spend? Before buying, ensure you consider all costs beyond the purchase price.
Vidhu Bajaj -
17 Nov, 2022 -
6 min read
Which are the best 4WD cars in Australia?
Deciding on the best four-wheel drive (4WD) car in Australia is really based on what you need and how you’ll use it.
Vidhu Bajaj -
20 Oct, 2022 -
6 min read
Can workers' compensation be used to qualify for a mortgage?
Explore how worker's compensation can help you qualify for a mortgage.
Vidhu Bajaj -
19 Oct, 2022 -
3 min read
Is home equity release the right option for you?
Home equity release loans can help you access some of the money you’ve paid into your home without taking on additional debt.
Vidhu Bajaj -
22 Sep, 2022 -
7 min read