Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
186 articles written by Vidhu Bajaj
How much should I spend on a car?
In the market for a new car? You may be wondering how much to spend? Before buying, ensure you consider all costs beyond the purchase price.
Vidhu Bajaj -
17 Nov, 2022 -
6 min read
Which are the best 4WD cars in Australia?
Deciding on the best four-wheel drive (4WD) car in Australia is really based on what you need and how you’ll use it.
Vidhu Bajaj -
20 Oct, 2022 -
6 min read
Can workers' compensation be used to qualify for a mortgage?
Explore how worker's compensation can help you qualify for a mortgage.
Vidhu Bajaj -
19 Oct, 2022 -
3 min read
Is home equity release the right option for you?
Home equity release loans can help you access some of the money you’ve paid into your home without taking on additional debt.
Vidhu Bajaj -
22 Sep, 2022 -
7 min read
Can I use a personal loan to refinance my credit card debt?
It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.
Vidhu Bajaj -
01 Sep, 2022 -
7 min read
What is the difference between a home equity loan and a reverse mortgage?
Accessing the equity in your home can be done via a home equity loan or reverse mortgage, but what are they? Understand what they are and how they work.
Vidhu Bajaj -
23 Aug, 2022 -
6 min read
What to know before buying a house with your parents or anybody else
Buying a house with your family members or others can make the purchase more affordable for everyone but there are some important things to consider.
Vidhu Bajaj -
10 Aug, 2022 -
5 min read
What is the difference between AWD and 4WD cars?
Find out what AWD and 4WD cars are, and why you may want to buy one.
Vidhu Bajaj -
27 Jul, 2022 -
8 min read
Which are the best station wagons in Australia?
Discover the best wagons in Australia based on ANCAP Safety ratings and comparisons by car review sites.
Vidhu Bajaj -
21 Jul, 2022 -
3 min read
What happens if I don’t activate a credit card?
Most credit cards cannot be used until they are activated, but leaving a card unactivated also carries some fraud risk. Check if you can cancel the card.
Vidhu Bajaj -
09 Jun, 2022 -
4 min read