Can a car be used as collateral for a loan?

It is possible to use a car as collateral to secure a loan, which could let you enjoy a cheaper interest rate. But there are also risks to consider before you apply.

The advantages and disadvantages of a chattel mortgage

A chattel mortgage is one of the financing options available when you’re buying a car for business use. Understanding the pros and cons will help you make an informed decision.

Will my car loan affect my mortgage application?

A car loan may positively or negatively affect your mortgage application, depending on your credit score and debt to income ratio.

Can you convert a personal loan to a home loan?

If you are juggling multiple debts, one way to simplify your finances is by consolidating your debts into a single loan.

Will paying off a personal loan increase my credit score?

Will paying off your personal loan give your credit score a boost? Or could it have the opposite effect?

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan, you’ll need to have gathered all your personal documentation and ensured you’re meeting the loan’s eligibility requirements.

How high will rates go? Here's what experts think about the RBA cash rate

The Reserve Bank of Australia was forecast to make at least one cut to the cash rate this year. Here's when the experts predict it could happen.

When will interest rates go down?

Find out when interest rates may fall in 2025, why they rose, and how to reduce your mortgage costs while waiting for potential RBA rate cuts.

Can you get a car loan with a new job?

It is possible to get a car loan if you’ve just started a new job, though you may need to take some extra steps.

Can you transfer a personal loan to another bank? 

It is possible to effectively transfer a personal loan to another bank by refinancing your personal loan.