Can I have two personal loans at the same time?

In many cases, it is possible to have two personal loans at the same time, even two personal loans from the same bank.

Fixed vs variable rates: which is better, and can you have both?

To fix or not to fix; it’s a question that every home loan borrower will need to answer. So, is a fixed rate or a variable rate home loan better? And is it possible to have both?

How to repair your credit score

Having a bad credit score can sometimes feel like a life sentence. However, there are ways to get your credit score back on track.

How to lower your mortgage repayments

Reducing your mortgage repayments can potentially save you thousands of dollars over the life of your loan.

Can a car be used as collateral for a loan?

It is possible to use a car as collateral to secure a loan, which could let you enjoy a cheaper interest rate. But there are also risks to consider before you apply.

The advantages and disadvantages of a chattel mortgage

A chattel mortgage is one of the financing options available when you’re buying a car for business use. Understanding the pros and cons will help you make an informed decision.

Will my car loan affect my mortgage application?

A car loan may positively or negatively affect your mortgage application, depending on your credit score and debt to income ratio.

Can you convert a personal loan to a home loan?

If you are juggling multiple debts, one way to simplify your finances is by consolidating your debts into a single loan.

Will paying off a personal loan increase my credit score?

Will paying off your personal loan give your credit score a boost? Or could it have the opposite effect?

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan, you’ll need to have gathered all your personal documentation and ensured you’re meeting the loan’s eligibility requirements.