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The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

Cashback deals to compare as rates are kept on hold in February 2024

Many mortgage lenders have been gradually pulling their cashbacks from the market due to increasing refinancing activity and more intensive competition. But there are still cashback deals available for refinancers and first home buyers to compare, as well as other competitive incentives.

Home Loans

14 Feb, 2024

4 min read

Cashback deals to compare as rates are kept on hold in February 2024

Mark Bristow

Personal Finance Editor

Apply now or wait? Some of the top-rated home loans in February 2024

With interest rates on hold for the time being, the next question for many Australian borrowers and refinancers is whether they should apply for a home loan now or later. In either case, it’s important to compare home loan options and make the best decision to suit your financial situation and personal goals.

Home Loans

06 Feb, 2024

3 min read

Apply now or wait? Some of the top-rated home loans in February 2024

Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in February 2024

In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target band, and when will the first interest rate cut arrive?

Home Loans

02 Feb, 2024

5 min read

What to expect from the RBA meeting in February 2024

Mark Bristow

Personal Finance Editor

Inflation growth at two-year low: does this mean no more rate hikes?

The latest figures from the Australian Bureau of Statistics (ABS) show that Australia has experienced its lowest rate of inflation growth in two years. So, what does this mean for Australia’s interest rates in 2024, and for Australian home loans in turn?

Home Loans

31 Jan, 2024

3 min read

Inflation growth at two-year low: does this mean no more rate hikes?

Mark Bristow

Personal Finance Editor

11 home loan cashback deals available in January 2024

If you’re considering refinancing this year, or looking for your first home loan, a cashback deal could be a competitive perk to prioritise when comparing home loans.

Home Loans

23 Jan, 2024

4 min read

11 home loan cashback deals available in January 2024

Eden Radford

External Comms Lead

NAB updates cash rate call, joins other big four banks in forecasting hold for February

NAB, Australia’s third largest bank, has today updated its cash rate forecast, changing from a 0.25 percentage point hike in February, to a hold.

Home Loans

17 Jan, 2024

4 min read

NAB updates cash rate call, joins other big four banks in forecasting hold for February

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in January 2024

Even if you’re still in holiday mode following the Christmas and New Year break, it may be worth keeping a close eye on Australia’s mortgage market. With the chance that interest rates could start falling later in the year, getting your finances organised could help to put you in a better position for when the time is right.

Home Loans

15 Jan, 2024

3 min read

Some of the top-rated home loans in January 2024

Eden Radford

External Comms Lead

Refinancing stabilises as home lending continues to climb

The value of refinanced mortgages rose slightly in the month of November, lifting by a modest $121 million – the first increase in four months.

Home Loans

12 Jan, 2024

5 min read

Refinancing stabilises as home lending continues to climb

Mark Bristow

Personal Finance Editor

Home loan cashbacks: will you qualify for up to $10k when you refinance?

Higher living costs mean that Australians looking to buy or refinance a home may be keen to offset some of their loan costs with a mortgage cashback deal. But with only a limited number of home loan cashbacks available, it’s important to compare your options and work out if you fulfil the offer’s terms and conditions.

Home Loans

09 Oct, 2023

5 min read

Home loan cashbacks: will you qualify for up to $10k when you refinance?

Alex Ritchie

Personal Finance Editor

Cashback offers up to $10k: where you can still nab a cashback home loan deal

In September, there are 15 lenders offering cashback deals. RateCity shows you which lenders are still offering cashback deals for new and refinancing customers.

Home Loans

11 Sep, 2023

5 min read

Cashback offers up to $10k: where you can still nab a cashback home loan deal

Mark Bristow

Personal Finance Editor

Which banks are scrapping their cashback offers? And who is still offering them?

When mortgage interest rates are rising, many borrowers look for alternative ways to get value for money from their home loan. Cashback deals are one way that many mortgage lenders compete for customers in a rising rate environment, but record refinancing activity is leading some leading banks to pull their cashback offers.

Home Loans

05 Sep, 2023

4 min read

Which banks are scrapping their cashback offers? And who is still offering them?

Alex Ritchie

Personal Finance Editor

Unloan Review: 6 things you need to know about CBA's digital home loan

CBA has today announced the availability of its new lower-rate digital home loan, Unloan. What makes this new digital home loan offer stand out and what does it mean for Australians considering refinancing?

Home Loans

23 Aug, 2023

6 min read