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The latest home loans mortgage news and tips

Eden Radford
External Comms Lead
How to get a rate cut
The 3 steps - and script - to help you call your bank and ask for a rate cut.
Home Loans
23 Feb, 2024
4 min read


Mark Bristow
Personal Finance Editor
ANZ and Suncorp Bank merger back on – what does this mean for refinancing?
The merger between ANZ and the banking arm of Suncorp is set to proceed, with a previous block from the competition watchdog being overturned. But what does this mean for Australian mortgage holders?
Home Loans
22 Feb, 2024
3 min read


Mark Bristow
Personal Finance Editor
Cashback deals to compare as rates are kept on hold in February 2024
Many mortgage lenders have been gradually pulling their cashbacks from the market due to increasing refinancing activity and more intensive competition. But there are still cashback deals available for refinancers and first home buyers to compare, as well as other competitive incentives.
Home Loans
14 Feb, 2024
4 min read


Mark Bristow
Personal Finance Editor
Apply now or wait? Some of the top-rated home loans in February 2024
With interest rates on hold for the time being, the next question for many Australian borrowers and refinancers is whether they should apply for a home loan now or later. In either case, it’s important to compare home loan options and make the best decision to suit your financial situation and personal goals.
Home Loans
06 Feb, 2024
3 min read


Mark Bristow
Personal Finance Editor
What to expect from the RBA meeting in February 2024
In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target band, and when will the first interest rate cut arrive?
Home Loans
02 Feb, 2024
5 min read


Mark Bristow
Personal Finance Editor
Inflation growth at two-year low: does this mean no more rate hikes?
The latest figures from the Australian Bureau of Statistics (ABS) show that Australia has experienced its lowest rate of inflation growth in two years. So, what does this mean for Australia’s interest rates in 2024, and for Australian home loans in turn?
Home Loans
31 Jan, 2024
3 min read


Mark Bristow
Personal Finance Editor
11 home loan cashback deals available in January 2024
If you’re considering refinancing this year, or looking for your first home loan, a cashback deal could be a competitive perk to prioritise when comparing home loans.
Home Loans
23 Jan, 2024
4 min read


Eden Radford
External Comms Lead
NAB updates cash rate call, joins other big four banks in forecasting hold for February
NAB, Australia’s third largest bank, has today updated its cash rate forecast, changing from a 0.25 percentage point hike in February, to a hold.
Home Loans
17 Jan, 2024
4 min read


Mark Bristow
Personal Finance Editor
Some of the top-rated home loans in January 2024
Even if you’re still in holiday mode following the Christmas and New Year break, it may be worth keeping a close eye on Australia’s mortgage market. With the chance that interest rates could start falling later in the year, getting your finances organised could help to put you in a better position for when the time is right.
Home Loans
15 Jan, 2024
3 min read


Eden Radford
External Comms Lead
Refinancing stabilises as home lending continues to climb
The value of refinanced mortgages rose slightly in the month of November, lifting by a modest $121 million – the first increase in four months.
Home Loans
12 Jan, 2024
5 min read


Mark Bristow
Personal Finance Editor
Home loan cashbacks: will you qualify for up to $10k when you refinance?
Higher living costs mean that Australians looking to buy or refinance a home may be keen to offset some of their loan costs with a mortgage cashback deal. But with only a limited number of home loan cashbacks available, it’s important to compare your options and work out if you fulfil the offer’s terms and conditions.
Home Loans
09 Oct, 2023
5 min read


Alex Ritchie
Personal Finance Editor
Cashback offers up to $10k: where you can still nab a cashback home loan deal
In September, there are 15 lenders offering cashback deals. RateCity shows you which lenders are still offering cashback deals for new and refinancing customers.
Home Loans
11 Sep, 2023
5 min read

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Mark Bristow
Personal Finance Editor
14 Mar, 2025
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Mark Bristow
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13 Mar, 2025
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28 Feb, 2025
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