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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in March 2024

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

Home Loans

19 Mar, 2024

4 min read

Some of the top-rated home loans in March 2024
Eden Radford

External Comms Lead

A tale of two cities: offset balances hit a new record high as arrears climb

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Home Loans

13 Mar, 2024

5 min read

A tale of two cities: offset balances hit a new record high as arrears climb
Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in March 2024

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Home Loans

12 Mar, 2024

5 min read

What to expect from the RBA meeting in March 2024
Eden Radford

External Comms Lead

Refinancing and new lending continues to slide

The home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.

Home Loans

07 Mar, 2024

4 min read

Refinancing and new lending continues to slide
Eden Radford

External Comms Lead

Offset accounts, the great hack?

Australians love a good life hack and offset accounts are no exception, but as with all good hacks, it’s worth double checking the details to make sure there's no catch.

Home Loans

06 Mar, 2024

4 min read

Offset accounts, the great hack?
Eden Radford

External Comms Lead

RBA to hold steady as inflation does the same - what borrowers can do to get a rate cut ahead of time

The latest monthly CPI indicator released today is further evidence the RBA will keep the cash rate on hold at 4.35 per cent, but borrowers are encouraged to break the holding pattern themselves.

Home Loans

28 Feb, 2024

3 min read

RBA to hold steady as inflation does the same - what borrowers can do to get a rate cut ahead of time
Eden Radford

External Comms Lead

The lowest advertised rates for your deposit size

We’ve pulled the lowest home loan rates per deposit size from over 100 home loan products on the RateCity database.

Home Loans

26 Feb, 2024

3 min read

The lowest advertised rates for your deposit size
Vidhu Bajaj

Personal Finance Writer

Will there be a recession in Australia in 2024?

Will Australia face a recession in 2024? Despite challenges and economic indicators, uncertainties loom over the country's economic future.

Home Loans

23 Feb, 2024

7 min read

Will there be a recession in Australia in 2024?
Eden Radford

External Comms Lead

How to get a rate cut

The 3 steps - and script - to help you call your bank and ask for a rate cut.

Home Loans

23 Feb, 2024

4 min read

How to get a rate cut
Mark Bristow

Personal Finance Editor

ANZ and Suncorp Bank merger back on – what does this mean for refinancing?

The merger between ANZ and the banking arm of Suncorp is set to proceed, with a previous block from the competition watchdog being overturned. But what does this mean for Australian mortgage holders? 

Home Loans

22 Feb, 2024

3 min read

ANZ and Suncorp Bank merger back on – what does this mean for refinancing?
Mark Bristow

Personal Finance Editor

Cashback deals to compare as rates are kept on hold in February 2024

Many mortgage lenders have been gradually pulling their cashbacks from the market due to increasing refinancing activity and more intensive competition. But there are still cashback deals available for refinancers and first home buyers to compare, as well as other competitive incentives. 

Home Loans

14 Feb, 2024

4 min read

Cashback deals to compare as rates are kept on hold in February 2024
Mark Bristow

Personal Finance Editor

Apply now or wait? Some of the top-rated home loans in February 2024

With interest rates on hold for the time being, the next question for many Australian borrowers and refinancers is whether they should apply for a home loan now or later. In either case, it’s important to compare home loan options and make the best decision to suit your financial situation and personal goals. 

Home Loans

06 Feb, 2024

3 min read

Apply now or wait? Some of the top-rated home loans in February 2024