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Home Loan News

The latest home loans mortgage news and tips

Eden Radford

External Comms Lead

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Home Loans

25 Mar, 2024

3 min read

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans
Mark Bristow

Personal Finance Editor

Cashback home loan deals in March 2024

The Reserve Bank of Australia (RBA) kept the national cash rate on hold at its March 2024 meeting. The number of cashbacks available to refinancers and first home buyers to compare also remained relatively steady this month.

Home Loans

20 Mar, 2024

5 min read

Cashback home loan deals in March 2024
Eden Radford

External Comms Lead

Cash rate on hold: how to keep your budget in the black until rate cuts eventuate

The RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.

Home Loans

19 Mar, 2024

5 min read

Cash rate on hold: how to keep your budget in the black until rate cuts eventuate
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in March 2024

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

Home Loans

19 Mar, 2024

4 min read

Some of the top-rated home loans in March 2024
Eden Radford

External Comms Lead

A tale of two cities: offset balances hit a new record high as arrears climb

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Home Loans

13 Mar, 2024

5 min read

A tale of two cities: offset balances hit a new record high as arrears climb
Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in March 2024

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Home Loans

12 Mar, 2024

5 min read

What to expect from the RBA meeting in March 2024
Eden Radford

External Comms Lead

Refinancing and new lending continues to slide

The home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.

Home Loans

07 Mar, 2024

4 min read

Refinancing and new lending continues to slide
Eden Radford

External Comms Lead

Offset accounts, the great hack?

Australians love a good life hack and offset accounts are no exception, but as with all good hacks, it’s worth double checking the details to make sure there's no catch.

Home Loans

06 Mar, 2024

4 min read

Offset accounts, the great hack?
Eden Radford

External Comms Lead

RBA to hold steady as inflation does the same - what borrowers can do to get a rate cut ahead of time

The latest monthly CPI indicator released today is further evidence the RBA will keep the cash rate on hold at 4.35 per cent, but borrowers are encouraged to break the holding pattern themselves.

Home Loans

28 Feb, 2024

3 min read

RBA to hold steady as inflation does the same - what borrowers can do to get a rate cut ahead of time
Eden Radford

External Comms Lead

The lowest advertised rates for your deposit size

We’ve pulled the lowest home loan rates per deposit size from over 100 home loan products on the RateCity database.

Home Loans

26 Feb, 2024

3 min read

The lowest advertised rates for your deposit size
Vidhu Bajaj

Personal Finance Writer

Will there be a recession in Australia in 2024?

Will Australia face a recession in 2024? Despite challenges and economic indicators, uncertainties loom over the country's economic future.

Home Loans

23 Feb, 2024

7 min read

Will there be a recession in Australia in 2024?
Eden Radford

External Comms Lead

How to get a rate cut

The 3 steps - and script - to help you call your bank and ask for a rate cut.

Home Loans

23 Feb, 2024

4 min read

How to get a rate cut