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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Home & Personal Finances Editor

Home loan cashbacks: will you qualify for up to $10k when you refinance?

Higher living costs mean that Australians looking to buy or refinance a home may be keen to offset some of their loan costs with a mortgage cashback deal. But with only a limited number of home loan cashbacks available, it’s important to compare your options and work out if you fulfil the offer’s terms and conditions.

Home Loans

09 Oct, 2023

5 min read

Home loan cashbacks: will you qualify for up to $10k when you refinance?

Alex Ritchie

Personal Finance Editor

Cashback offers up to $10k: where you can still nab a cashback home loan deal

In September, there are 15 lenders offering cashback deals. RateCity shows you which lenders are still offering cashback deals for new and refinancing customers.

Home Loans

11 Sep, 2023

5 min read

Cashback offers up to $10k: where you can still nab a cashback home loan deal

Mark Bristow

Home & Personal Finances Editor

Which banks are scrapping their cashback offers? And who is still offering them?

When mortgage interest rates are rising, many borrowers look for alternative ways to get value for money from their home loan. Cashback deals are one way that many mortgage lenders compete for customers in a rising rate environment, but record refinancing activity is leading some leading banks to pull their cashback offers.

Home Loans

05 Sep, 2023

4 min read

Which banks are scrapping their cashback offers? And who is still offering them?

Alex Ritchie

Personal Finance Editor

Unloan Review: 6 things you need to know about CBA's digital home loan

CBA has today announced the availability of its new lower-rate digital home loan, Unloan. What makes this new digital home loan offer stand out and what does it mean for Australians considering refinancing?

Home Loans

23 Aug, 2023

6 min read

Unloan Review: 6 things you need to know

Alex Ritchie

Personal Finance Editor

These are the median house and unit prices in Sydney and its regions

Whether you’re considering purchasing your first home in Sydney or looking to nab another investment property, it’s crucial you familiarise yourself with the latest housing market data before you take the plunge.

Home Loans

09 Aug, 2023

4 min read

These are the median house and unit prices in Sydney and its regions

Eden Radford

External Comms Lead

NAB last of the big four to hike fixed rates

NAB has today increased its fixed rates for owner-occupiers and investors by up to 0.30 percentage points.

Home Loans

21 Jul, 2023

3 min read

NAB last of the big four to hike fixed rates

Eden Radford

External Comms Lead

Changes afoot across housing, energy and super from 1 July 2023 – what it means for your hip pocket

A raft of changes are coming into effect from 1 July, as new policies, prices, thresholds and eligibility criteria move into the new financial year.

Home Loans

28 Jun, 2023

6 min read

Changes afoot across housing, energy and super from 1 July 2023 – what it means for your hip pocket

Eden Radford

External Comms Lead

CBA follows Westpac by slashing stress test for refinancers – with a catch

Australia’s biggest bank, CBA, has announced it will lower the stress test on select refinance applications from 3 percentage points to just 1 percentage point.

Home Loans

21 Jun, 2023

5 min read

Laine Gordon

Money Editor

Westpac hikes mortgage rates by 0.25%, stays quiet on savings accounts

Westpac has announced it will pass on the latest 0.25 percentage point RBA hike to its variable mortgage customers.

Home Loans

06 Jun, 2023

2 min read

Westpac hikes mortgage rates by 0.25%, stays quiet on savings accounts

Laine Gordon

Money Editor

NAB the first bank off the blocks to announce RBA hikes

NAB is the first big bank to announce it will pass on Tuesday’s 0.25 percentage point RBA hike to both mortgage and savings customers.

Home Loans

04 May, 2023

3 min read

NAB the first bank off the blocks to announce RBA hikes

Laine Gordon

Money Editor

The savings accounts that pass Lowe’s sniff test

A total of 24 savings accounts pass Governor Lowe’s sniff test with rates of 4.50 per cent or above, according to the RateCity.com.au database.

Home Loans

06 Apr, 2023

6 min read

The savings accounts that pass Lowe’s sniff test

Laine Gordon

Money Editor

CBA announces RBA hikes – how the big four now stack up

CBA is the last of the big four banks to announce it will be passing on the 0.25 percentage point RBA hike to its variable mortgage customers, effective 17 March.

Home Loans

09 Mar, 2023

4 min read