Updated on 17 Sep, 2024

2022 RateCity Home Loan Gold Awards Winners

Finding Australia's best Home Loans has just been made easier. Select a category below and discover the Home Loans that have received a coveted RateCity Gold Award.

How does RateCity determine the Gold Award winners?

The RateCity Home Loan awards celebrate lenders who consistently offer competitive mortgages to Australian consumers.

The awards are based on our market-leading Real Time Ratings™ system which gives every mortgage in our database a score out of five, based on cost and flexibility.

Importantly, these scores are calculated every day, capturing product changes as they happen – a factor that is missed by some awards programs.

How Real Time Ratings™ work

How RateCity Leaderboards work

Our leaderboards allow you to quickly find and compare the top financial products in each of our key categories.

View all leaderboards

2022 Gold Awards Categories

RateCity’s Gold Awards recognise the best financial products across six categories as determined by our Real Time Ratings ™ system. Discover the best in Home Loans, Personal Loans, Car Loans, Savings Accounts, Term Deposits and Bank Accounts.