- Home
- Home Loans
- Articles
- What are owner-occupied home loans?
What are owner-occupied home loans?
While the investment property market in Australia is on the rise, there are still plenty of Aussie home buyers looking for a house they can move straight into and make their home. When carrying out your home loan calculations, make sure you look at owner-occupied home loans to find the most suitable one for you.
Owner-occupied home loans are available for borrowers who plan to live in the home that the loan is required for. Those wanting to take out an owner-occupied home loan may want to purchase an existing home, build a new property, or renovate an established one.
If you are in the market for a home to live in, there are a range of both fixed and variable rate owner-occupied home loans available for any amount you hope to borrow.
Compare owner-occupied home loans:
Don’t forgot to also use the mortgage repayment calculator to crunch your home loan numbers.
Related links:
Disclaimer
This article is over two years old, last updated on April 1, 2022. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent home loans articles.
Compare home loans in Australia
5.99%
5.90%
$3,218
Australian Credit Licence 234945
Fees & charges apply
- Promoted
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.39%
6.40%
$3,342
Australian Credit Licence 233714
Fees & charges apply
- Promoted
- Cashback
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.29%
6.20%
$3,311
Australian Credit Licence 234945
Fees & charges apply
- Promoted
- Special
- Investor
- Variable
- 20% min deposit
- P&I
6.84%
7.16%
$3,611
Australian Credit Licence 233714
Fees & charges apply
- Promoted
- Owner Occupied
- Variable
- 5% min deposit
- P&I
7.09%
7.09%
$3,563
Australian Credit Licence 234527
Fees & charges apply
- Promoted
- Cashback
- Owner Occupied
- Variable
- 10% min deposit
- P&I
6.95%
7.15%
$2,896
Australian Credit Licence 234945
Fees & charges apply
- Promoted
- Investor
- Variable
- 20% min deposit
- Interest Only
7.20%
6.90%
$3,000
Australian Credit Licence 234945
Fees & charges apply
- Promoted
- Investor
- Variable
- 40% min deposit
- Interest Only
6.49%
7.25%
$2,704
Australian Credit Licence 234527
Fees & charges apply
- Promoted
- Cashback
- Owner Occupied
- Fixed 2 years
- 10% min deposit
- Interest Only
7.24%
7.56%
$3,183
Australian Credit Licence 233714
Fees & charges apply
- Promoted
- Investor
- Variable
- 30% min deposit
- Interest Only
7.46%
7.27%
$3,108
Australian Credit Licence 230686
Fees & charges apply
Tailored Home Loan
- Owner Occupied
- Variable
- 10% min deposit
- Interest Only
7.84%
7.84%
$3,806
Australian Credit Licence 234527
Fees & charges apply
Standard Variable Investment Loan
- Cashback
- Investor
- Variable
- 20% min deposit
- P&I
9.38%
9.52%
$4,327
Australian Credit Licence 234945
Fees & charges apply
Investment Standard Variable Rate Home Loan
- Investor
- Variable
- 5% min deposit
- P&I
Product database updated 27 Dec, 2024
Promoted home loans
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Australian Credit Licence 234945
Fees & charges apply
Basic Home Loan
Real Time Rating™
- Cashback
- Owner Occupied
- Variable
- 20% min deposit
Interest rate p.a.
6.39%
Comparison rate* p.a.
6.40%
Australian Credit Licence 233714
Fees & charges apply
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- Special
- Investor
- Variable
- 20% min deposit
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.20%
Australian Credit Licence 234945
Fees & charges apply
Basic Variable Rate (Flexi First Option) Home Loan
Real Time Rating™
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
6.84%
Comparison rate* p.a.
7.16%
Australian Credit Licence 233714
Fees & charges apply
Product data updated on 27 Dec 2024
