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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Where it's cheaper to buy than rent

A new report has found it’s now cheaper to buy a home than it is to rent in almost every capital city.

Home Loans

23 Jan, 2013

3 min read

Where it's cheaper to buy than rent
Laine Gordon

Head of Public Relations

Three ways to increase your home's value

House prices are tipped to remain stable this year, with the almost annual double digit house price growth of the last decade a thing of the past, reports show.

Home Loans

21 Jan, 2013

4 min read

Three ways to increase your home's value
Jodie Humphries

Personal Finance Editor

How a little bit of research could save you thousands on your mortgage

Would you spend more time researching a holiday than the right home loan? According to reports, despite home loans being one of the biggest financial decisions most people make in their life time, some are still spending more time planning a holiday than their financial future.

Home Loans

14 Jan, 2013

2 min read

How a little bit of research could save you thousands on your mortgage
Laine Gordon

Head of Public Relations

Return of the no-deposit home loan

Banks have relaxed their lending criteria amid growing competition in the mortgage market.

Home Loans

13 Jan, 2013

3 min read

Return of the no-deposit home loan
Laine Gordon

Head of Public Relations

What does 2013 have in store for the property market?

Property prices across Australia were on a downward slide during 2012, along with interest rates. Great news if you were buying, but not so great if you were selling.

Home Loans

10 Jan, 2013

3 min read

What does 2013 have in store for the property market?
RateCity

Managing home loan repayments

If only our home loans would pay themselves off or repayments were so minimal they barely make a dent in our bank accounts. Unfortunately, for most of us that is not the case, so let's take a closer look at these pesky home loan repayments.

Home Loans

08 Jan, 2013

2 min read

Managing home loan repayments
Laine Gordon

Head of Public Relations

Housing too expensive for many Aussies

Two-thirds of Australians view the housing market as expensive, with half expecting property prices to rise over the coming 12 months, a report shows.

Home Loans

07 Jan, 2013

4 min read

Housing too expensive for many Aussies
Laine Gordon

Head of Public Relations

Chip away at the mortgage using an offset facility

It appears there’s been a bounce in the real estate market following the release of the Australian Bureau of Statistics (ABS) numbers that revealed home loan approvals were up in October.

Home Loans

19 Dec, 2012

3 min read

Chip away at the mortgage using an offset facility
Laine Gordon

Head of Public Relations

Save thousands off your first home by comparing home loans

Australia’s first home buyers are being advised to shop around after the latest Reserve Bank cut shifted interest rates at their lowest levels since April 2009.

Home Loans

19 Dec, 2012

3 min read

Save thousands off your first home by comparing home loans
Laine Gordon

Head of Public Relations

From two incomes to one

Starting a family is an emotional milestone many young couples dream of. Most of us know what to expect when we embark on this life-changing journey – happiness, fulfillment, sleepless nights and crying babies. But little, if anything, is said about the challenges of transitioning from two incomes to one.

Home Loans

18 Dec, 2012

3 min read

From two incomes to one
Laine Gordon

Head of Public Relations

Apartment v house: which is a better investment?

It’s an age-old question property investors have been asking themselves since they cottoned on to the fact that property makes a sound investment: house or apartment? Which property type makes a better investment?

Home Loans

18 Dec, 2012

3 min read

Apartment v house: which is a better investment?
Laine Gordon

Head of Public Relations

Is now a good time to buy?

If you’re considering buying a property, chances are you’ve asked yourself, “Is this a good time to buy?” Just as likely, friends and family have volunteered advice on whether now is a good time to buy, or whether you should wait until it is a good time to buy.

Home Loans

17 Dec, 2012

3 min read

Is it ever a good time to buy?