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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

Big new incentives to help home buyers

Developers are offering up lavish gifts and money-can’t-buy experiences to prospective homebuyers in an effort to kick start a sluggish home building market.

Home Loans

27 Feb, 2013

4 min read

Big new incentives to help home buyers
Laine Gordon

Money Editor

The biggest mistakes women make with money

Ever indulged in a little more retail therapy than you meant to? Ever bailed out an ex? Or woken up one day and realised you didn’t know as much as you thought you did about your money?

Home Loans

18 Feb, 2013

3 min read

The biggest mistakes women make with money
Laine Gordon

Money Editor

Top 5 mistakes property investors make

Less volatile than the stock market and more rewarding than buying bonds, property has proved a relatively secure investment strategy over recent decades in Australia.

Home Loans

18 Feb, 2013

3 min read

Top 5 mistakes property investors make
Laine Gordon

Money Editor

How to retire in your 30s and live the good life

Forget working in to your mid-60s, a thrifty group of 30-somethings are retiring, and living the good life, to the envy of their peers.

Home Loans

10 Feb, 2013

3 min read

How to retire in your 30s and live the good life
Laine Gordon

Money Editor

The essential guide to downsizing

There are many reasons to downsize to a smaller home. Perhaps the kids have all flown the nest, or you are moving closer to the city centre where your budget only stretches to a smaller home. Or maybe you simply believe that smaller might be better.

Home Loans

07 Feb, 2013

3 min read

The essential guide to downsizing
RateCity

Your one-stop home loan website

Finding information about current Australian home loans takes time. The important thing to remember is, the more you read, research and gather information the better equipped you will be and the more money you could save when you finally put pen to mortgage contract.

Home Loans

29 Jan, 2013

3 min read

Your one-stop home loan website
Laine Gordon

Money Editor

Women are the super losers

It’s a sad reality that many women will retire with significantly less superannuation than their male colleagues, but new research reveals by how much.

Home Loans

24 Jan, 2013

3 min read

Women are the super losers
Laine Gordon

Money Editor

Where it's cheaper to buy than rent

A new report has found it’s now cheaper to buy a home than it is to rent in almost every capital city.

Home Loans

23 Jan, 2013

3 min read

Where it's cheaper to buy than rent
Laine Gordon

Money Editor

Three ways to increase your home's value

House prices are tipped to remain stable this year, with the almost annual double digit house price growth of the last decade a thing of the past, reports show.

Home Loans

21 Jan, 2013

4 min read

Three ways to increase your home's value
Jodie Humphries

Personal Finance Editor

How a little bit of research could save you thousands on your mortgage

Would you spend more time researching a holiday than the right home loan? According to reports, despite home loans being one of the biggest financial decisions most people make in their life time, some are still spending more time planning a holiday than their financial future.

Home Loans

14 Jan, 2013

2 min read

How a little bit of research could save you thousands on your mortgage
Laine Gordon

Money Editor

Return of the no-deposit home loan

Banks have relaxed their lending criteria amid growing competition in the mortgage market.

Home Loans

13 Jan, 2013

3 min read

Return of the no-deposit home loan
Laine Gordon

Money Editor

What does 2013 have in store for the property market?

Property prices across Australia were on a downward slide during 2012, along with interest rates. Great news if you were buying, but not so great if you were selling.

Home Loans

10 Jan, 2013

3 min read

What does 2013 have in store for the property market?