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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Money Editor
More homebuyers fix amid economic uncertainty
It was always the big question for homebuyers; lock in a fixed interest rate or take a gamble and go for variable. Now amid economic uncertainty more Australians are taking the guesswork out of mortgages by fixing their rates.
Home Loans
19 Nov, 2012
3 min read
Laine Gordon
Money Editor
Auction v private sale: how to create a bidding war
If you're thinking of selling your home now may be the time to do it as buyers flood back into the market.
Home Loans
14 Nov, 2012
3 min read
Laine Gordon
Money Editor
Millions have no savings safety net
Millions of Australians have little or no savings set aside to cover emergency situations such as redundancy, research shows.
Home Loans
11 Nov, 2012
3 min read
Laine Gordon
Money Editor
Low interest rates fail to curb mortgage defaults
Borrowers are increasingly defaulting on their home loan repayments despite the low official cash rates, research shows.
Home Loans
08 Nov, 2012
3 min read
Laine Gordon
Money Editor
Renovating for profit
It’s easy enough to paint a few walls, sand floorboards and call yourself a renovator. But knowing exactly what you need to do to add value to your home requires expert knowledge, which many people do not have.
Home Loans
07 Nov, 2012
3 min read
Laine Gordon
Money Editor
Rents surpass purchase prices in affordable suburbs
Renters looking to play the property game now have an opportunity to do so, according to the latest research from RP Data, which revealed that there is up to 238 suburbs nationwide where it is currently cheaper to own a home through a principal and interest mortgage than it is to rent.
Home Loans
29 Oct, 2012
3 min read
Laine Gordon
Money Editor
Property market ripe for rebound
Falling property prices and lower interest rates are drawing buyers back into the property market, giving Australia's gloomy lending sector some cause for optimism.
Home Loans
28 Oct, 2012
3 min read
Laine Gordon
Money Editor
Home deposits remain a hurdle for first home buyers
First home buyers remain overwhelmed by the need to save a large deposit for their first home with the revelation that the nation's average loan size has jumped by 48 percent in the last 10 years.
Home Loans
18 Oct, 2012
3 min read
Laine Gordon
Money Editor
Rate cuts "too late" for struggling borrowers
Forty percent of Australians who bought homes after the global financial crisis are facing mortgage stress, and many will be forced to sell because their homes are worth less than their mortgages, reports show.
Home Loans
16 Oct, 2012
4 min read
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RateCity makes you smarter by comparison by easily allowing you to compare Australia's top financial institutions. Taking the hassle out of finding the right financial products for you, we can save you time, leg work and money with our online comparison tools.
Home Loans
12 Oct, 2012
2 min read
Laine Gordon
Money Editor
The 40-year home loan
When you're looking at your dream home, it's hard to stop and think about the long-term costs of borrowing. But with home loan terms ranging up to 40 years, it's always worth calculating these costs.
Home Loans
04 Oct, 2012
2 min read
Laine Gordon
Money Editor
How much is your teen costing you?
New mums and dads probably think if they can get through the first couple of years, the financial burden will get easier.
Home Loans
01 Oct, 2012
3 min read
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