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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Home deposits remain a hurdle for first home buyers

First home buyers remain overwhelmed by the need to save a large deposit for their first home with the revelation that the nation's average loan size has jumped by 48 percent in the last 10 years.

Home Loans

19 Oct, 2012

3 min read

Home deposits remain a hurdle for first home buyers
Laine Gordon

Head of Public Relations

Rate cuts "too late" for struggling borrowers

Forty percent of Australians who bought homes after the global financial crisis are facing mortgage stress, and many will be forced to sell because their homes are worth less than their mortgages, reports show.

Home Loans

17 Oct, 2012

4 min read

Rate cuts "too late" for struggling borrowers
RateCity

Compare and save with RateCity

RateCity makes you smarter by comparison by easily allowing you to compare Australia's top financial institutions. Taking the hassle out of finding the right financial products for you, we can save you time, leg work and money with our online comparison tools.

Home Loans

12 Oct, 2012

2 min read

Compare and save with RateCity
Laine Gordon

Head of Public Relations

The 40-year home loan

When you're looking at your dream home, it's hard to stop and think about the long-term costs of borrowing. But with home loan terms ranging up to 40 years, it's always worth calculating these costs.

Home Loans

04 Oct, 2012

2 min read

The 40-year home loan
Laine Gordon

Head of Public Relations

How much is your teen costing you?

New mums and dads probably think if they can get through the first couple of years, the financial burden will get easier.

Home Loans

02 Oct, 2012

3 min read

How much is your teen costing you?
RateCity

Deciding whether to fix your home loan rate

Making a choice about whether to fix your home loan interest rate or ride the variable rollercoaster could mean thousands of dollars to your bottom line. It can also mean hours of procrastination trying to decide the right financial step.

Home Loans

26 Sep, 2012

3 min read

Deciding whether to fix your home loan rate
Laine Gordon

Head of Public Relations

What to do when you hit a financial cul-de-sac

Almost one-fifth of first-time buyers attracted by government grants during the global financial crisis face the prospect of losing their homes by the middle of 2013, according to a new report.

Home Loans

26 Sep, 2012

3 min read

What to do when you hit a financial cul-de-sac
Laine Gordon

Head of Public Relations

A step-by-step guide to buying your first home

If you've made the decision to buy your first home, it's probably a safe bet that you're more than a little confused.

Home Loans

24 Sep, 2012

4 min read

A step-by-step guide to buying your first home
Laine Gordon

Head of Public Relations

More families face financial hardship

Almost half the first-time buyers lured by hefty home grants towards the end of 2008 will be faced with the prospect of losing their homes by mid next year, a new report shows.

Home Loans

18 Sep, 2012

3 min read

More families face financial hardship
Laine Gordon

Head of Public Relations

Homeowners rush to fix rates

If you're a homeowner, then the big ticket item on your budget will be your mortgage, and the choices you make about whether to fix your rate or ride the variable rollercoaster could mean thousands of dollars to your bottom line.

Home Loans

11 Sep, 2012

3 min read

Homeowners rush to fix rates
Laine Gordon

Head of Public Relations

First home buyer warning

Would-be homebuyers are being urged not to overstretch their budgets in light of new data, which shows some lenders are loosening the belt in time for the spring mortgage season.

Home Loans

07 Sep, 2012

3 min read

First home buyer warning
Laine Gordon

Head of Public Relations

Super: mums missing out

If you believe the pundits, taking just two years out of the workforce to have children can leave women up to $50,000 worse off in retirement.

Home Loans

02 Sep, 2012

3 min read

Super: mums missing out