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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Conditions improve for first home buyers
Rising incomes and stagnate house prices mean home buyers are taking less time to save for their first home deposit, research suggests.
Home Loans
09 Dec, 2012
3 min read
RateCity
About low doc home loans
A low doc loan or low-documentation loan is for someone, generally the self-employed, who has difficulty coming up with the necessary documentation required to apply for a traditional home loan. This may include those with a poor credit history or who don't work full time.
Home Loans
06 Dec, 2012
2 min read
Laine Gordon
Head of Public Relations
Try before you buy property
In a bid to kick start a sluggish property market, would-be homebuyers in Queensland are being given the opportunity to live in their dream home before they buy it.
Home Loans
06 Dec, 2012
3 min read
Laine Gordon
Head of Public Relations
Educated first home buyers slash home loans
In a sign that the Reserve Bank of Australia's (RBA) decision to cut interest rates in recent months is starting to bite, research shows borrowers are making more than the minimum loan repayments in a bid to slash their home loan liabilities.
Home Loans
04 Dec, 2012
3 min read
Laine Gordon
Head of Public Relations
Six rules to capitalise in a slow property market
Buying property does not automatically guarantee financial success.
Home Loans
27 Nov, 2012
4 min read
Laine Gordon
Head of Public Relations
More homebuyers fix amid economic uncertainty
It was always the big question for homebuyers; lock in a fixed interest rate or take a gamble and go for variable. Now amid economic uncertainty more Australians are taking the guesswork out of mortgages by fixing their rates.
Home Loans
19 Nov, 2012
3 min read
Laine Gordon
Head of Public Relations
Auction v private sale: how to create a bidding war
If you're thinking of selling your home now may be the time to do it as buyers flood back into the market.
Home Loans
15 Nov, 2012
3 min read
Laine Gordon
Head of Public Relations
Millions have no savings safety net
Millions of Australians have little or no savings set aside to cover emergency situations such as redundancy, research shows.
Home Loans
11 Nov, 2012
3 min read
Laine Gordon
Head of Public Relations
Low interest rates fail to curb mortgage defaults
Borrowers are increasingly defaulting on their home loan repayments despite the low official cash rates, research shows.
Home Loans
08 Nov, 2012
3 min read
Laine Gordon
Head of Public Relations
Renovating for profit
It’s easy enough to paint a few walls, sand floorboards and call yourself a renovator. But knowing exactly what you need to do to add value to your home requires expert knowledge, which many people do not have.
Home Loans
07 Nov, 2012
3 min read
Laine Gordon
Head of Public Relations
Rents surpass purchase prices in affordable suburbs
Renters looking to play the property game now have an opportunity to do so, according to the latest research from RP Data, which revealed that there is up to 238 suburbs nationwide where it is currently cheaper to own a home through a principal and interest mortgage than it is to rent.
Home Loans
29 Oct, 2012
3 min read
Laine Gordon
Head of Public Relations
Property market ripe for rebound
Falling property prices and lower interest rates are drawing buyers back into the property market, giving Australia's gloomy lending sector some cause for optimism.
Home Loans
29 Oct, 2012
3 min read
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