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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
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Managing home loan repayments
If only our home loans would pay themselves off or repayments were so minimal they barely make a dent in our bank accounts. Unfortunately, for most of us that is not the case, so let's take a closer look at these pesky home loan repayments.
Home Loans
08 Jan, 2013
2 min read
Laine Gordon
Money Editor
Housing too expensive for many Aussies
Two-thirds of Australians view the housing market as expensive, with half expecting property prices to rise over the coming 12 months, a report shows.
Home Loans
07 Jan, 2013
4 min read
Laine Gordon
Money Editor
Chip away at the mortgage using an offset facility
It appears there’s been a bounce in the real estate market following the release of the Australian Bureau of Statistics (ABS) numbers that revealed home loan approvals were up in October.
Home Loans
19 Dec, 2012
3 min read
Laine Gordon
Money Editor
Save thousands off your first home by comparing home loans
Australia’s first home buyers are being advised to shop around after the latest Reserve Bank cut shifted interest rates at their lowest levels since April 2009.
Home Loans
19 Dec, 2012
3 min read
Laine Gordon
Money Editor
From two incomes to one
Starting a family is an emotional milestone many young couples dream of. Most of us know what to expect when we embark on this life-changing journey – happiness, fulfillment, sleepless nights and crying babies. But little, if anything, is said about the challenges of transitioning from two incomes to one.
Home Loans
18 Dec, 2012
3 min read
Laine Gordon
Money Editor
Apartment v house: which is a better investment?
It’s an age-old question property investors have been asking themselves since they cottoned on to the fact that property makes a sound investment: house or apartment? Which property type makes a better investment?
Home Loans
18 Dec, 2012
3 min read
Laine Gordon
Money Editor
Is now a good time to buy?
If you’re considering buying a property, chances are you’ve asked yourself, “Is this a good time to buy?” Just as likely, friends and family have volunteered advice on whether now is a good time to buy, or whether you should wait until it is a good time to buy.
Home Loans
17 Dec, 2012
3 min read
Laine Gordon
Money Editor
Conditions improve for first home buyers
Rising incomes and stagnate house prices mean home buyers are taking less time to save for their first home deposit, research suggests.
Home Loans
09 Dec, 2012
3 min read
RateCity
About low doc home loans
A low doc loan or low-documentation loan is for someone, generally the self-employed, who has difficulty coming up with the necessary documentation required to apply for a traditional home loan. This may include those with a poor credit history or who don't work full time.
Home Loans
06 Dec, 2012
2 min read
Laine Gordon
Money Editor
Try before you buy property
In a bid to kick start a sluggish property market, would-be homebuyers in Queensland are being given the opportunity to live in their dream home before they buy it.
Home Loans
05 Dec, 2012
3 min read
Laine Gordon
Money Editor
Educated first home buyers slash home loans
In a sign that the Reserve Bank of Australia's (RBA) decision to cut interest rates in recent months is starting to bite, research shows borrowers are making more than the minimum loan repayments in a bid to slash their home loan liabilities.
Home Loans
03 Dec, 2012
3 min read
Laine Gordon
Money Editor
Six rules to capitalise in a slow property market
Buying property does not automatically guarantee financial success.
Home Loans
26 Nov, 2012
4 min read
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