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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Kate Cowling
Tips to help you find the right home loan
Has the time come to make the ultimate commitment? Not marriage - a home loan! It's no easy process securing your first home loan but it's one worth investing some time in as a home loan will be part of your life for at least 25 years.
Home Loans
12 Apr, 2013
2 min read
Laine Gordon
Money Editor
New hurdle for first home buyers
Despite lower interest rates, it’s now more costly for some first home buyers to enter the property market than it was this time last year, research shows.
Home Loans
09 Apr, 2013
3 min read
Laine Gordon
Money Editor
Renovation high on the agenda
Two in five home owners are saving for a major renovation this year.
Home Loans
08 Apr, 2013
3 min read
Laine Gordon
Money Editor
How to identify a property hot spot
Buying property does not automatically guarantee financial success. But make a sound purchase, choose a home loan wisely, and a buyer stands to gain tens of thousands of dollars, even in a slow property market.
Home Loans
25 Mar, 2013
4 min read
Laine Gordon
Money Editor
Five common mistakes property investors make
Before you apply for your first mortgage as a property investor, take the time to consider the most common mistakes to avoid.
Home Loans
24 Mar, 2013
4 min read
Laine Gordon
Money Editor
The pros and cons of buying off the plan
Australia’s capital cities have long been plagued by a shortage of properties, helping drive up prices – which is great if you’re selling, but not ideal if you are in the market for your first home and facing the prospect of a daunting-sized first mortgage.
Home Loans
22 Mar, 2013
3 min read
Laine Gordon
Money Editor
Budgeting for baby
At a time when your expenses are set to skyrocket, you may also be adjusting to a single income. With a little planning, though, you can make the transition painless and easy.
Home Loans
20 Mar, 2013
3 min read
Laine Gordon
Money Editor
Government relocation plan a farce'
The four-year scheme has been capped at 40,000 grants, but figures from the Office of State Revenue show just 1363 grants were provided across NSW between June 2011 until October last year.
Home Loans
17 Mar, 2013
3 min read
Laine Gordon
Money Editor
How to take the pain out of moving house
It’s been described as the third most stressful life event (after death and divorce), it can take over your life and cause friction in your relationship. Packing up your life’s belongings and moving house is hardly ever stress-free, but planning ahead can ease the pain and save you money.
Home Loans
14 Mar, 2013
3 min read
Laine Gordon
Money Editor
Aussies still at risk in housing drought
A report from the federal government’s independent advisor on housing, the National Housing Supply Council (NHSC), has warned of the long-term consequences of constricted new supply and low affordability.
Home Loans
11 Mar, 2013
4 min read
Laine Gordon
Money Editor
Borrowers warm to fixed rates
January applications through the site showed an almost 50 percent jump in uptake of fixed rates compared to January 2012.
Home Loans
08 Mar, 2013
3 min read
Laine Gordon
Money Editor
Consumer cartel could force $100k loan savings
Banks are earning more profit on mortgages – 0.88 percent after tax – than at any time since 2004, according to a new report from global investment bank UBS.
Home Loans
04 Mar, 2013
3 min read
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