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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Patricia Babalis

Don't bank on the RBA for the big savings, experts

Experts are warning consumers to resist the temptation to rely exclusively on the central bank for delivering savings.

Home Loans

06 Aug, 2013

3 min read

Don't bank on the RBA for the big savings, experts
Laine Gordon

Money Editor

Reserve Bank Interest Rate Announcement July

July update: Reserve Bank leaves cash rate at 2.75%

Home Loans

06 Aug, 2013

2 min read

Reserve Bank Interest Rate Announcement July
Laine Gordon

Money Editor

Take the pain out of moving house

Packing up your life’s belongings and moving house is hardly ever stress-free, but planning ahead can ease the pain and save you money.

Home Loans

01 Aug, 2013

3 min read

Take the pain out of moving house
Laine Gordon

Money Editor

Add value with a home renovation

Two in five home owners are saving for a major renovation this year, research shows.

Home Loans

28 Jul, 2013

3 min read

Add value with a home renovation
Laine Gordon

Money Editor

Cut your weekly bills by over $300

If you have a home you cannot escape paying bills; from groceries to credit card and home loan repayments, they eat up most of the weekly pay packet.

Home Loans

23 Jul, 2013

4 min read

Cut your weekly bills by over $300
Patricia Babalis

Falling rates set to drive up house prices

While lower interest rates can make buying your first home – or next, bigger home – more affordable thanks to lower repayments, they can also drive up property prices by tempting more people into the market.

Home Loans

22 Jul, 2013

3 min read

Falling rates set to drive up house prices
Laine Gordon

Money Editor

Going green could add value to your home

With electricity prices expected to soar in Australia over the coming years, improving your property value is just one more motivation to take up eco renovating.

Home Loans

19 Jul, 2013

3 min read

Going green could add value to your home
Laine Gordon

Money Editor

Five ways to save money this winter

There are a few clever ways to cut costs of keeping cosy and potentially add value to your home.

Home Loans

14 Jul, 2013

4 min read

Five ways to save money this winter
Laine Gordon

Money Editor

Why winter is the best time to buy

The number of homes for sale can plummet by 20 percent, and much more in some cases, during the colder months of winter, research shows.

Home Loans

10 Jul, 2013

3 min read

Why winter is the best time to buy
Laine Gordon

Money Editor

Cautious Aussies remain sensible with cash

With the 2013/14 financial year beginning today many Australians will start to prepare their tax returns in the coming weeks and about three in five people will either use their refund to pay off debts or will save it, research found.

Home Loans

01 Jul, 2013

3 min read

Cautious Aussies remain sensible with cash
Laine Gordon

Money Editor

World's worst home renovation disasters

Television home makeover programs make it look so easy. Some minor modifications and your home will be irresistible to buyers and worth thousands of dollars more. That’s the theory, but in reality there is often not a lot of money to be made out of renovating.

Home Loans

25 Jun, 2013

4 min read

World's worst home renovation disasters
Laine Gordon

Money Editor

How to reduce risk when buying an investment property

Low interest rates and strong rental prices in metro areas means becoming an investor is an increasingly attractive option for many Australians. But it can be risky business, unless you do you research.

Home Loans

23 Jun, 2013

4 min read

How to reduce risk when buying an investment property