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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Patricia Babalis
Buying a home with friends
Despite record low interest rates, housing affordability remains a concern for a majority of Australians. The median house price in Sydney, the most expensive city in Australia, is $640,000 and figures from the Australian Bureau of Statistics show that prices grew 6.1 percent in the year to June 2013.
Home Loans
22 Sep, 2013
4 min read
Laine Gordon
Money Editor
Investors push first home buyers out
As if it wasn’t hard enough for first home buyers to get a foot on the property ladder, new research shows investors are now shouldering their way in and making it harder still.
Home Loans
20 Sep, 2013
3 min read
Kate Cowling
Spring clean your finances
We are marching through Spring, speedily heading towards the most expensive part of the year: Christmas and the summer break. Before you get lost in the madness likely to ensue, now is the perfect time of year to sort out your finances and learn to manage your money better.
Home Loans
19 Sep, 2013
3 min read
Kate Cowling
Stress-free transition to your new home
Buying a new home is one of the most stressful things you can do. Doing it while trying to sell your current home at the same time amplifies the stress – and the risk.
Home Loans
12 Sep, 2013
4 min read
Kate Cowling
Top 5 home buying risks and how to avoid them
Whether you’re buying your first home, upsizing or downsizing, the process can be scary and stressful. Not to mention expensive. That’s why it’s important to be ready and aware of the biggest risks you can encounter when buying a home. By knowing what can go wrong, you can take steps to avoid it.
Home Loans
10 Sep, 2013
4 min read
Laine Gordon
Money Editor
Rate hike looms
The interest rate slide may be coming to an end, with new research suggesting rates could start to climb as early as next year, signally some relief for savers but bad news for borrowers.
Home Loans
08 Sep, 2013
3 min read
Laine Gordon
Money Editor
Reserve Bank Interest Rate Announcement August
August update: Reserve Bank cuts the cash rate to 2.5%
Home Loans
03 Sep, 2013
3 min read
Kate Cowling
Gadgets your budget will love
Many Australian households are feeling the pinch of higher household costs and research shows that most are taking sensible steps to make money stretch further. To help you get ahead, we've rounded up five affordable tech gadgets designed to save you money.
Home Loans
29 Aug, 2013
3 min read
Jodie Humphries
Personal Finance Editor
How to slash your grocery bill and potentially help mortgage repayments
The biggest cost we face involves putting a roof over our head, with housing – rent or mortgage – accounting for 18 percent of our weekly spend. That's closely followed by the cost of feeding the family. Try these tips to slash your food bills.
Home Loans
27 Aug, 2013
3 min read
Patricia Babalis
Tricks and traps when buying property
Finding a low-priced mortgage is only one piece of the puzzle facing first time home buyers, who must contend with a raft of expenses such as stamp duty, insurance and mortgage establishment fees which can quickly add up.
Home Loans
22 Aug, 2013
2 min read
Patricia Babalis
Debt is not always bad news
No matter what the state of play in the economy might be, some debt is actually helpful, an expert has warned.
Home Loans
18 Aug, 2013
3 min read
Jodie Humphries
Personal Finance Editor
Easing cost of living pressures
It’s not only the politicians who need to consider some belt tightening; Australians spent $20.3 billion on purchases in June, with credit limits hitting an all-time high of $139.8 billion. But there are some smart strategies to keep our personal finances in check.
Home Loans
12 Aug, 2013
3 min read
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