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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Cowling

The trick that could add $100,000 to your home

In a competitive marketplace, selling a home is no longer a straightforward transaction. But there is a trick that you can use to help add value.

Home Loans

20 Feb, 2014

3 min read

The trick that could add $100,000 to your home
Patricia Babalis

How to minimise the stress of buying a home

Whether you are buying your first home or have prior experience, the process is likely to be emotionally charged and stressful. But you can certainly minimise your stress levels with the right amount of preparation and research.

Home Loans

06 Feb, 2014

3 min read

How to minimise the stress of buying a home
Kate Cowling

Where are Australia's next property hot spots?

The tail end of 2013 was a lucrative time for property investors and home owners alike as property prices across Australia boomed thanks to improved confidence and low interest rates.

Home Loans

06 Feb, 2014

3 min read

Where are Australia's next property hot spots?
Patricia Babalis

Home inspection guide

You could be searching for your first home, upgrading from a bachelor pad to a family home or downsizing after the kids have moved out – whatever your circumstances, visiting countless open houses can leave you suffering sensory overload and feeling confused.

Home Loans

31 Jan, 2014

3 min read

Home inspection guide
Patricia Babalis

Apartments on the rise

As most would-be homebuyers know all too well, Australia suffers from a housing supply shortage, which experts cite as one of the reasons property prices are among the highest in the world.

Home Loans

28 Jan, 2014

3 min read

Apartments on the rise
Kate Wick

Weddings are costing couples home deposits

It seems the Australian dream of home ownership is shifting, as couples begin to place more financial importance on a single day instead – their wedding day!

Home Loans

24 Jan, 2014

4 min read

Weddings are costing couples home deposits
Laine Gordon

Money Editor

Is now the right time to fix?

To fix or not to fix? Latest inflation figures have changed the outlook for interest rates in Australia.

Home Loans

23 Jan, 2014

3 min read

Is now the right time to fix?
Jodie Humphries

Personal Finance Editor

Simple ideas for adding value to your home

Whether you’re planning to sell now or simply want to keep your options open in the long-term, adding value to your home over time is a smart move for any homeowner.

Home Loans

19 Dec, 2013

3 min read

Simple ideas for adding value to your home
RateCity

Smart tips for adding value to your home

Whether you’re planning to sell now or simply want to keep your options open in the long-term, adding value to your home over time is a smart move for any homeowner.

Home Loans

18 Dec, 2013

3 min read

Smart tips for adding value to your home
Kate Cowling

Superannuation versus paying off the mortgage

You’ve saved diligently all year, or perhaps you’ve received an unexpected windfall, bonus or inheritance. No matter how you’ve come across it, the question is likely to be about how to make the most of any spare cash – a common choice would be to inject it into your mortgage or add it to your superannuation fund.

Home Loans

15 Dec, 2013

3 min read

Superannuation versus paying off the mortgage
Laine Gordon

Money Editor

Fixed rates rise further in November

A growing number of institutions are increasing the interest rates on their fixed home loans - a move that shows their hand on where they think the market might be heading.

Home Loans

10 Dec, 2013

3 min read

Fixed rates rise further in November
Jodie Humphries

Personal Finance Editor

Four property investment myths

Just under 8 percent of the Australian population owns an investment property, according to the Australian taxation Office, although a much higher proportion considers it – or ends up selling up and giving up on the dream of being a landlord.

Home Loans

25 Nov, 2013

3 min read

Four property investment myths