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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Money Editor
Investors beware: house prices don't always rise
Investing in bricks and mortar is a safe bet, right? According to the Reserve Bank of Australia (RBA), this is not always the case as the central bank warns home investment won't always bring home the bacon.
Home Loans
15 Jul, 2014
3 min read
Laine Gordon
Money Editor
Homeownership falling away for the young
While current low interest rates are making home loans more affordable, competition for properties is leading more young Australians to stay at home for longer, or rent rather than buy.
Home Loans
10 Jul, 2014
3 min read
Kate Wick
Australians sacrificing lifestyle for mortgages
Australians are ditching the fancy meals out in order to save for home loans faster. Setting up the right savings account is essential.
Home Loans
08 Jul, 2014
3 min read
Laine Gordon
Money Editor
Should you go guarantor for your kids?
Becoming a guarantor for your kids is a great way to help them enter the property market. But there are numerous risks involved too.
Home Loans
03 Jul, 2014
3 min read
Kate Wick
VIDEO: July RBA Wrap, RateCity news update
The good news keeps coming for Australian home owners and potential buyers, with the Reserve Bank of Australia (RBA) announcing it is leaving interest rates on hold at 2.5 percent – for a least another month.
Home Loans
01 Jul, 2014
3 min read
Kate Wick
Tips for building a new home
Building a new home from scratch has a lot of advantages and you just got an extra incentive to look at home loans for a newly-built home, thanks to the changes to the First Home Owners Grant (FHOG) in the state budget.
Home Loans
30 Jun, 2014
3 min read
Laine Gordon
Money Editor
Signs it's time to move house
Like the dreaded seven-year itch, if you've been living in your present home for a while it's not unusual to suddenly feel the urge to refinance your home loan and move. And don't worry - you're not alone.
Home Loans
26 Jun, 2014
3 min read
Laine Gordon
Money Editor
Getting the most out of your rental property
In the current Australian housing market, it's not surprising if you've been surreptitiously comparing home loans and thinking about buying a house to rent out. If you've got a rental property, or are planning to refinance your home loan so you can get one, there are a few things you can do to increase its value.
Home Loans
19 Jun, 2014
3 min read
Kate Wick
In debt at 105-years-old
The prospect of being in debt for a 30-year standard home loan period is cumbersome for most, so imagine carrying this debt into the ripe old age of 105.
Home Loans
16 Jun, 2014
3 min read
Laine Gordon
Money Editor
What Australia's growth means for property buyers
Australia's population will more than double in a little over 60 years. For those thinking about getting a home loan, this could have a variety of impacts.
Home Loans
16 Jun, 2014
3 min read
Laine Gordon
Money Editor
Four things you might forget when buying a house
Buying a house is always complicated, but if this is your first time doing it, you might miss out a few important details.
Home Loans
13 Jun, 2014
3 min read
Kate Wick
Why to sell in winter and buy in spring
When it comes to selling houses, the conventional wisdom is that spring is the best time to go to market. Reasons cited include the extra sunshine, which can make homes look brighter and gardens more blooming, and the fact that warmer weather is more conducive to bringing buyers out in droves.
Home Loans
13 Jun, 2014
3 min read
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