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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Kate Wick
Video: Low interest rates remain on hold! October RBA Wrap
The Reserve Bank of Australia has left interest rates on hold at 2.5% at its October meeting, which marks 14 months since the last rate cut and almost 4 years since the last rate increase.
Home Loans
07 Oct, 2014
4 min read
Laine Gordon
Money Editor
The risks of a smaller home deposit
Australians are taking out home loans, often with limited deposits. But this means they're paying for Lenders Mortgage Insurance, while sellers are also putting themselves at risk.
Home Loans
02 Oct, 2014
3 min read
Laine Gordon
Money Editor
New home trend: Micro apartments
Using a home loan calculator is just the first step to buying property. What if your lender denies you a loan, because your desired dwelling is too small?
Home Loans
30 Sep, 2014
3 min read
Kate Wick
Borrowing to renovate
If you have a home loan and want to start renovations on your home but don't have the cash - what are your loan options?
Home Loans
28 Sep, 2014
3 min read
Laine Gordon
Money Editor
How to sort out issues with your landlord
Are you having trouble with your landlord? Don't let gripes turn into a costly exercise, affecting your savings account. Here are ways to resolve issues
Home Loans
25 Sep, 2014
3 min read
Kate Wick
What the spring housing boom has in store for buyers
Use a home loan calculator to establish your borrowing capacity and be aware of where the Australian residential property market is headed in upcoming months.
Home Loans
18 Sep, 2014
3 min read
Kate Wick
What the median house price buys in each state
Use a home loan calculator to work out your borrowing capacity, then start investigating what kind of property you could snap up for the median national price.
Home Loans
16 Sep, 2014
3 min read
Laine Gordon
Money Editor
Why spring brings out the home buyers
Do you have a home loan? If you're thinking about refinancing in order to buy or are looking to sell, it pays to understand why buyers come out in spring.
Home Loans
12 Sep, 2014
3 min read
Laine Gordon
Money Editor
First home buyer numbers diminish, record lows!
The number of first-time buyers taking out mortgages has dipped, but why?
Home Loans
07 Sep, 2014
3 min read
Kate Wick
How your home loan can earn you free travel
Are you thinking of taking out a home loan? Many lenders are offering sweet travel deals when you borrow to buy. Purchasing a home could lead to an exotic holiday.
Home Loans
07 Sep, 2014
3 min read
Kate Wick
Housing a growing family
Complete a home loan comparison when buying a property for a growing family, and follow these tips when searching for the perfect house.
Home Loans
04 Sep, 2014
3 min read
Laine Gordon
Money Editor
Property exaggerations infuriate home buyers
Are you tossing up between investment funds and rental properties? Many Australians are feeling confident about buying real estate, but there are a few peeves.
Home Loans
04 Sep, 2014
3 min read
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Mark Bristow
Personal Finance Editor
15 Jan, 2025
Getting a mortgage for an international property
Mark Bristow
Personal Finance Editor
15 Jan, 2025
Can you have two home loans on one property?
Mark Bristow
Personal Finance Editor
08 Jan, 2025
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