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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Wick

Video: Low interest rates remain on hold! October RBA Wrap

The Reserve Bank of Australia has left interest rates on hold at 2.5% at its October meeting, which marks 14 months since the last rate cut and almost 4 years since the last rate increase.

Home Loans

07 Oct, 2014

4 min read

Low interest rates remain on hold! October RBA Wrap
Laine Gordon

Money Editor

The risks of a smaller home deposit

Australians are taking out home loans, often with limited deposits. But this means they're paying for Lenders Mortgage Insurance, while sellers are also putting themselves at risk.

Home Loans

02 Oct, 2014

3 min read

The risks of a smaller home deposit
Laine Gordon

Money Editor

New home trend: Micro apartments

Using a home loan calculator is just the first step to buying property. What if your lender denies you a loan, because your desired dwelling is too small?

Home Loans

30 Sep, 2014

3 min read

New home trend: Micro apartments
Kate Wick

Borrowing to renovate

If you have a home loan and want to start renovations on your home but don't have the cash - what are your loan options?

Home Loans

28 Sep, 2014

3 min read

Borrowing to renovate
Laine Gordon

Money Editor

How to sort out issues with your landlord

Are you having trouble with your landlord? Don't let gripes turn into a costly exercise, affecting your savings account. Here are ways to resolve issues

Home Loans

25 Sep, 2014

3 min read

How to sort out issues with your landlord
Kate Wick

What the spring housing boom has in store for buyers

Use a home loan calculator to establish your borrowing capacity and be aware of where the Australian residential property market is headed in upcoming months.

Home Loans

18 Sep, 2014

3 min read

What the spring housing boom has in store for buyers
Kate Wick

What the median house price buys in each state

Use a home loan calculator to work out your borrowing capacity, then start investigating what kind of property you could snap up for the median national price.

Home Loans

16 Sep, 2014

3 min read

What the median house price buys in each state
Laine Gordon

Money Editor

Why spring brings out the home buyers

Do you have a home loan? If you're thinking about refinancing in order to buy or are looking to sell, it pays to understand why buyers come out in spring.

Home Loans

12 Sep, 2014

3 min read

Why spring brings out the home buyers
Laine Gordon

Money Editor

First home buyer numbers diminish, record lows!

The number of first-time buyers taking out mortgages has dipped, but why?

Home Loans

07 Sep, 2014

3 min read

First home buyer numbers diminish - record lows!
Kate Wick

How your home loan can earn you free travel

Are you thinking of taking out a home loan? Many lenders are offering sweet travel deals when you borrow to buy. Purchasing a home could lead to an exotic holiday.

Home Loans

07 Sep, 2014

3 min read

How your home loan can earn you free travel
Kate Wick

Housing a growing family

Complete a home loan comparison when buying a property for a growing family, and follow these tips when searching for the perfect house.

Home Loans

04 Sep, 2014

3 min read

Housing a growing family
Laine Gordon

Money Editor

Property exaggerations infuriate home buyers

Are you tossing up between investment funds and rental properties? Many Australians are feeling confident about buying real estate, but there are a few peeves.

Home Loans

04 Sep, 2014

3 min read

Property exaggerations infuriate home buyers