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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Why spring brings out the home buyers

Do you have a home loan? If you're thinking about refinancing in order to buy or are looking to sell, it pays to understand why buyers come out in spring.

Home Loans

12 Sep, 2014

3 min read

Why spring brings out the home buyers
Laine Gordon

Head of Public Relations

First home buyer numbers diminish, record lows!

The number of first-time buyers taking out mortgages has dipped, but why?

Home Loans

07 Sep, 2014

3 min read

First home buyer numbers diminish - record lows!
Kate Wick

How your home loan can earn you free travel

Are you thinking of taking out a home loan? Many lenders are offering sweet travel deals when you borrow to buy. Purchasing a home could lead to an exotic holiday.

Home Loans

07 Sep, 2014

3 min read

How your home loan can earn you free travel
Kate Wick

Housing a growing family

Complete a home loan comparison when buying a property for a growing family, and follow these tips when searching for the perfect house.

Home Loans

04 Sep, 2014

3 min read

Housing a growing family
Laine Gordon

Head of Public Relations

Property exaggerations infuriate home buyers

Are you tossing up between investment funds and rental properties? Many Australians are feeling confident about buying real estate, but there are a few peeves.

Home Loans

04 Sep, 2014

3 min read

Property exaggerations infuriate home buyers
Kate Wick

Video: Record low interest rates hold! September RBA Wrap

Laine Lister chats with Peter Arnold, Product Director of RateCity.com.au, about the latest RBA rates hold announcement and the current record low interest rates.

Home Loans

02 Sep, 2014

3 min read

Video: Record low interest rates hold! September RBA Wrap
Laine Gordon

Head of Public Relations

How to handle a bad tenant in your investment property

Are you planning for retirement and buying a SMSF rental property? Here's what to do if you get a troublesome tenant - understand your state's tenancy laws!

Home Loans

31 Aug, 2014

3 min read

How to handle a bad tenant in your investment property
Kate Wick

Is now the time to buy property?

Use a home loan calculator to work out how much you can borrow, but pay close attention to the future of Australia's low cash rates, too.

Home Loans

28 Aug, 2014

3 min read

Is now the time to buy property?
Laine Gordon

Head of Public Relations

Renting vs. buying: the costs and fees

When tossing up whether to take out a home loan or stay in the renting game, there are a number of factors to ponder. Which option is cheaper?

Home Loans

20 Aug, 2014

3 min read

Renting vs. buying: the costs and fees
Kate Wick

How to buy property: A step-by-step guide

From securing a home loan to obtaining building reports, there are plenty of steps involved when buying a humble abode.

Home Loans

20 Aug, 2014

3 min read

How to buy property: A step-by-step guide
Kate Wick

Ways to add a touch of luxury to your home

Do you love the idea of luxury property but hate the price tag? Build up your savings account then complete some luxury home tweaks.

Home Loans

14 Aug, 2014

3 min read

Ways to add a touch of luxury to your home
Kate Wick

Why you should listen to your gut first, then your lender

Using a home loan calculator will help you find out how much you'll pay on your mortgage over the years. But have you considered what would happen if interest rates soared?

Home Loans

13 Aug, 2014

4 min read

Why you should listen to your gut first - then your lender