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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Peter Arnold
Opinion: What's all this chat about an RBA cut?
You may have been hearing more noise than usual about this month’s RBA meeting. The reason for this is it looks like the closest we’ve been to actually having a move by the RBA in about 18 months. Now that this talk has well and truly escaped the finance section and hit the headlines, the questions on many people's lips are why is this and what does it mean for me?
Home Loans
02 Feb, 2015
5 min read
Laine Gordon
Money Editor
Top 5 summer home renovations
Looking for a renovation project to make your home just a little bit nicer this summer? Have a look through this list for some cool ideas.
Home Loans
30 Jan, 2015
4 min read
Laine Gordon
Money Editor
Choosing between a house and a household
Decisions around money and relationships can be life changing - for example, would you choose a house over getting married?
Home Loans
23 Dec, 2014
4 min read
Laine Gordon
Money Editor
The cost of becoming an ethical buyer
The cost of becoming an ethical buyer
Home Loans
22 Dec, 2014
3 min read
Laine Gordon
Money Editor
Should you fix your home loan?
Should I fix or float my home loan? That's a question you may ask yourself, but what's the answer? For one thing, it can be largely tied up in what the Reserve Bank of Australia (RBA) has set the official cash rate at — and what it plans to do with it in the future.
Home Loans
22 Dec, 2014
3 min read
Laine Gordon
Money Editor
Five ways to grow your equity
Having substantial equity in your home can be a huge financial boon. Here are some great ways to maximise the amount you have.
Home Loans
19 Dec, 2014
3 min read
Laine Gordon
Money Editor
Where are Australia's million dollar suburbs?
Sydney's median house price crossed the million dollar mark recently. Where else can Australians find similarly high-priced suburbs?
Home Loans
14 Dec, 2014
3 min read
Laine Gordon
Money Editor
VIDEO: No rate move before Christmas. December RBA wrap
If you’re a borrower out there with a mortgage, don’t just wait for the RBA to move. The banks are cutting independently there’s a lot of great deals on the market.
Home Loans
02 Dec, 2014
3 min read
Laine Gordon
Money Editor
Cash rate holds: variable borrowers $625 better off in 2014
The Reserve Bank of Australia has passed up the final opportunity of the year to move the cash rate, leaving rates steady at 2.5 percent at today’s board meeting.
Home Loans
02 Dec, 2014
2 min read
Laine Gordon
Money Editor
Should Australians be taking their home loans offshore?
Some Australians choose to buy property in foreign locations, rather than domestically. What are the risks, and will it end up being worth it?
Home Loans
01 Dec, 2014
5 min read
Kate Wick
Should you buy new or renovate a do-upper?
Taking out a home loan to buy a do-upper is one option. But perhaps a new home is a better option for you? Consider your options carefully.
Home Loans
23 Nov, 2014
3 min read
Kate Wick
Should I fix my home loan?
Fixing a home loan interest rate can be an attractive option for borrowers because it offers repayment security but they aren’t as flexible. So should you choose a fixed or variable home loan?
Home Loans
18 Nov, 2014
5 min read
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Mark Bristow
Personal Finance Editor
15 Jan, 2025
Getting a mortgage for an international property
Mark Bristow
Personal Finance Editor
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