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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

VIDEO: No rate move before Christmas. December RBA wrap

If you’re a borrower out there with a mortgage, don’t just wait for the RBA to move. The banks are cutting independently there’s a lot of great deals on the market.

Home Loans

02 Dec, 2014

3 min read

VIDEO: No rate move before Christmas. December RBA wrap

Laine Gordon

Head of Public Relations

Cash rate holds: variable borrowers $625 better off in 2014

The Reserve Bank of Australia has passed up the final opportunity of the year to move the cash rate, leaving rates steady at 2.5 percent at today’s board meeting.

Home Loans

02 Dec, 2014

2 min read

Reserve Bank leaves interest rates on hold in December

Laine Gordon

Head of Public Relations

Should Australians be taking their home loans offshore?

Some Australians choose to buy property in foreign locations, rather than domestically. What are the risks, and will it end up being worth it?

Home Loans

01 Dec, 2014

5 min read

Should Australians be taking their home loans offshore?

Kate Wick

Should you buy new or renovate a do-upper?

Taking out a home loan to buy a do-upper is one option. But perhaps a new home is a better option for you? Consider your options carefully.

Home Loans

23 Nov, 2014

3 min read

Kate Wick

Should I fix my home loan?

Fixing a home loan interest rate can be an attractive option for borrowers because it offers repayment security but they aren’t as flexible. So should you choose a fixed or variable home loan?

Home Loans

18 Nov, 2014

5 min read

Laine Gordon

Head of Public Relations

Aussies forced to sell up to live it up!

Will you sell your home to pave the way for retirement? A new survey shows one in 10 Australians plan to do so.

Home Loans

17 Nov, 2014

3 min read

Aussies giving up home loans for comfortable superannuation retirement

Kate Wick

How profitable is your home?

If you're paying off a home loan, you might be wondering whether you'll profit when you sell in order to upgrade or downgrade. Read on for some handy advice!

Home Loans

17 Nov, 2014

4 min read

Will your home investment make you money?

Laine Gordon

Head of Public Relations

Is it time to ditch the city for the country?

Those taking out home loans in Victoria may consider purchasing in regional areas, thanks to cheaper house prices, which drive down mortgage repayments.

Home Loans

17 Nov, 2014

3 min read

Is it time to ditch the city for the country?

Kate Wick

New homes to charm Aussie buyers

Taking out a home loan to buy a property is a common aspiration for many Australians. But should they buy a new dwelling or an existing home?

Home Loans

11 Nov, 2014

3 min read

Home loans for new homes increase in popularity

Laine Gordon

Head of Public Relations

Are you underinsured for home and contents?

Don't rely on your savings account to cover financial strife - secure home and contents insurance, and make surely you've got the appropriate level of cover.

Home Loans

05 Nov, 2014

3 min read