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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Money Editor
Borrowers look to fixed rates as cash rate stalls
The cash rate may have stalled but the appetite for fixed home loans has soared, as Australians look to take advantage of historically low rates. RateCity.com.au data shows that the number of people looking for fixed home loans has increased 58 per cent in the last seven weeks, in line with the major banks’ decision to lift variable rates, compared with the seven weeks prior.
Home Loans
01 Dec, 2015
2 min read
Peter Arnold
Is now the time to fix your home loan?
A total of 11 lenders, including several major banks, have dropped their three year fixed rates in the last fortnight to lows of 3.89 per cent. With rates at record lows, is now a good time to fix?
Home Loans
23 Nov, 2015
3 min read
Laine Gordon
Money Editor
Australians urged not to be complacent as rates stay on hold
The Reserve Bank may have left rates on hold today but mortgage holders are urged to take matters into their own hands if they are unhappy with their rate.
Home Loans
03 Nov, 2015
2 min read
RateCity
Breaking up with your bank, could it have saved you $23K?
The rate hike from the big four banks which takes affect this month, comes at a time when most people are predicting another rate cut. Is this the final straw for complacent borrowers? New research from RateCity shows that if you have been a long time mortgage holder with one of the big banks, you could have saved yourself $1000's, but that it's not too late to switch.
Home Loans
02 Nov, 2015
2 min read
Kate Cowling
Differential home loan pricing set to stay
The slowing in investor borrowing revealed in RBA figures released today are set to continue in coming months with more lenders offering different home loan rates, according to leading financial comparison website RateCity.
Home Loans
30 Sep, 2015
3 min read
Kate Cowling
Owning your own home just got 0.85% more affordable
The introduction of different rates for investors and owner-occupiers is turning the tables on the property market
Home Loans
30 Sep, 2015
4 min read
Patricia Babalis
Crunch before you commit, why rewards could lose you money
Competition in the home loan market continues to run hot, but are introductory offers such as cash back or rewards points actually worth it?
Home Loans
25 Sep, 2015
3 min read
Laine Gordon
Money Editor
Five financial tips for newlyweds
Just married? Just about ready to buy a home? Here are some tips for newlyweds that are yet to organise their home loan or other finances.
Home Loans
28 Jul, 2015
4 min read
Kate Wick
Three unusual benefits to being a property investor
Benefits like capital gains are something that all property investors know about. But do you know these ways you can get ahead with investment?
Home Loans
20 Jul, 2015
4 min read
Laine Gordon
Money Editor
Buying old vs building new: Which do you choose?
Buying a pre-occupied home versus purchasing a house and land package is one of the classic real estate questions. We weigh up their pros and cons.
Home Loans
02 Jul, 2015
5 min read
Laine Gordon
Money Editor
Top 4 home renovation lessons courtesy of The Block
The most recent season of The Block wasn't just a good watch. It could also have some valuable lessons for your renovation project.
Home Loans
19 Jun, 2015
4 min read
Kate Wick
Will Gen Y ever be able to afford their own home?
Generation Y is more financially savvy than they're given credit for. They'll need these skills if they want to be able to afford a home loan in today's market.
Home Loans
17 Jun, 2015
4 min read
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