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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
RateCity
Has NZ locked first time buyers out of the property market?
The Reserve Bank of New Zealand has been accused of stifling first home buyers' chances of getting into the property market by reducing the owner-occupier LVR to 80 per cent.
Home Loans
27 Sep, 2016
2 min read
Jodie Humphries
Personal Finance Editor
Bathroom renovation trends for 2016
A bathroom renovation can spark life and luxury into even the most tired of properties.
Home Loans
23 Sep, 2016
2 min read
Patricia Babalis
Two income reliant families at higher risk of mortgage stress
With most Australians now accepting the fact that it will take two incomes to be able to afford a mortgage there is a risk that not enough borrowers are considering what would happen if one of these incomes was lost.
Home Loans
21 Sep, 2016
3 min read
Alana Drayton
How to negotiate yourself a better deal: Three tips for borrowers
A home loan is often the biggest financial commitment you’ll take on in your life, which means there are few excuses to not go in prepared to bargain for the best deal.
Home Loans
20 Sep, 2016
3 min read
Patricia Babalis
Should you sell your home yourself?
If you’re looking into selling your home, you would have noticed the thousands of dollars in fees it takes to employ the services of an agent.
Home Loans
19 Sep, 2016
3 min read
Jodie Humphries
Personal Finance Editor
Interest-only loans are back
Interest-only loans have seen a resurgence, despite questions raised by a regulatory review about their appropriateness for certain borrowers.
Home Loans
15 Sep, 2016
2 min read
RateCity
How you can become a property investor in minutes
With interest rates so low, many first time property buyers feel like they will never be able to amass a big enough deposit to purchase their first property.
Home Loans
14 Sep, 2016
2 min read
Kate Cowling
Frugal living: the top cheap housing trends
In the world's most expensive cities, savvy inhabitants tend to find workaround solutions to beat the affordability crisis.
Home Loans
09 Sep, 2016
2 min read
Kate Cowling
Australian cities amongst the most unaffordable in the world
If you have been looking to buy in one of Australia’s capital cities, then it would come as little shock to you that Australian house prices have become amongst the most unaffordable in the world.
Home Loans
07 Sep, 2016
3 min read
Patricia Babalis
Do you live in one of Australia's retiree hotspots?
As much a part of the great Australian dream as owning your own property, retiring to a peaceful beach side town or somewhere in-land, away from the congestion of the city, is on the to-do list for many Australians.
Home Loans
30 Aug, 2016
2 min read
Patricia Babalis
Tiny houses: Downsizing to avoid a mortgage
There’s been lots of buzz surrounding tiny houses since they first came onto the scene as a substitute to traditional housing.
Home Loans
26 Aug, 2016
3 min read
Patricia Babalis
Is this Australia's best city for first home buyers?
For Aussies who thought they would never be able to afford their own home in one of Australia’s capital cities, this may be some welcome news.
Home Loans
24 Aug, 2016
3 min read
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