Home
Home Loans
Articles

Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Cowling

Frugal living: the top cheap housing trends

In the world's most expensive cities, savvy inhabitants tend to find workaround solutions to beat the affordability crisis.

Home Loans

09 Sep, 2016

2 min read

Frugal living: the top cheap housing trends

Kate Cowling

Australian cities amongst the most unaffordable in the world

If you have been looking to buy in one of Australia’s capital cities, then it would come as little shock to you that Australian house prices have become amongst the most unaffordable in the world.

Home Loans

07 Sep, 2016

3 min read

Australian cities amongst the most unaffordable in the world

Patricia Babalis

Do you live in one of Australia's retiree hotspots?

As much a part of the great Australian dream as owning your own property, retiring to a peaceful beach side town or somewhere in-land, away from the congestion of the city, is on the to-do list for many Australians.

Home Loans

30 Aug, 2016

2 min read

Do you live in one of Australia's retiree hotspots?

Patricia Babalis

Tiny houses: Downsizing to avoid a mortgage

There’s been lots of buzz surrounding tiny houses since they first came onto the scene as a substitute to traditional housing.

Home Loans

26 Aug, 2016

3 min read

Tiny houses: Downsizing to avoid a mortgage

Patricia Babalis

Is this Australia's best city for first home buyers?

For Aussies who thought they would never be able to afford their own home in one of Australia’s capital cities, this may be some welcome news.

Home Loans

24 Aug, 2016

3 min read

Is this Australia's best city for first home buyers?

Patricia Babalis

Housing affordability: Is a tree change the answer

Home Loans

22 Aug, 2016

2 min read

Housing affordability: Is a tree change the answer

Peter Arnold

Have you paid $16k more for your big bank loan?

Home Loans

16 Aug, 2016

3 min read

Have you paid $16k more for your big bank loan?

RateCity

How long does it take lenders to pass on RBA rate cuts?

Home Loans

02 Aug, 2016

1 min read

How long does it take lenders to pass on RBA rate cuts?

Kate Cowling

How much of an RBA rate cut do lenders pass on?

Home Loans

01 Aug, 2016

1 min read

How much of an RBA rate cut do lenders pass on?

Kate Cowling

What the ANZ bank fees case means for credit card customers

Home Loans

27 Jul, 2016

2 min read

What the ANZ bank fees case means for credit card customers

RateCity

Three reasons the RBA will cut rates next week

After holding fire in July, the market expects the Reserve Bank to cut the official cash rate to a record low of 1.5 per cent when it meets next Tuesday.

Home Loans

25 Jul, 2016

2 min read

Three reasons the RBA will cut rates next week

Jodie Humphries

Personal Finance Editor

Pros and cons of buying off the plan

With capital cities across Australia suffering from a housing shortage – which subsequently pushes up property prices – the proliferation of new developments is seen as contributing to meeting the housing needs of our growing urban populations.

Home Loans

20 Jul, 2016

4 min read