RateCity.com.au
  1. Home
  2. Home Loans
  3. Articles

Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

RateCity

Has NZ locked first time buyers out of the property market?

The Reserve Bank of New Zealand has been accused of stifling first home buyers' chances of getting into the property market by reducing the owner-occupier LVR to 80 per cent.

Home Loans

27 Sep, 2016

2 min read

Has NZ locked first time buyers out of the property market?
Jodie Humphries

Personal Finance Editor

Bathroom renovation trends for 2016

A bathroom renovation can spark life and luxury into even the most tired of properties.

Home Loans

23 Sep, 2016

2 min read

Bathroom renovation trends for 2016
Patricia Babalis

Two income reliant families at higher risk of mortgage stress

With most Australians now accepting the fact that it will take two incomes to be able to afford a mortgage there is a risk that not enough borrowers are considering what would happen if one of these incomes was lost.

Home Loans

21 Sep, 2016

3 min read

Two income reliant families at higher risk of mortgage stress
Alana Drayton

How to negotiate yourself a better deal: Three tips for borrowers

A home loan is often the biggest financial commitment you’ll take on in your life, which means there are few excuses to not go in prepared to bargain for the best deal.

Home Loans

20 Sep, 2016

3 min read

How to negotiate yourself a better deal: Three tips for borrowers
Patricia Babalis

Should you sell your home yourself?

If you’re looking into selling your home, you would have noticed the thousands of dollars in fees it takes to employ the services of an agent.

Home Loans

19 Sep, 2016

3 min read

Should you sell your home yourself?
Jodie Humphries

Personal Finance Editor

Interest-only loans are back

Interest-only loans have seen a resurgence, despite questions raised by a regulatory review about their appropriateness for certain borrowers.

Home Loans

15 Sep, 2016

2 min read

Interest-only loans are back
RateCity

How you can become a property investor in minutes

With interest rates so low, many first time property buyers feel like they will never be able to amass a big enough deposit to purchase their first property.

Home Loans

14 Sep, 2016

2 min read

How you can become a property investor in minutes
Kate Cowling

Frugal living: the top cheap housing trends

In the world's most expensive cities, savvy inhabitants tend to find workaround solutions to beat the affordability crisis.

Home Loans

09 Sep, 2016

2 min read

Frugal living: the top cheap housing trends
Kate Cowling

Australian cities amongst the most unaffordable in the world

If you have been looking to buy in one of Australia’s capital cities, then it would come as little shock to you that Australian house prices have become amongst the most unaffordable in the world.

Home Loans

07 Sep, 2016

3 min read

Australian cities amongst the most unaffordable in the world
Patricia Babalis

Do you live in one of Australia's retiree hotspots?

As much a part of the great Australian dream as owning your own property, retiring to a peaceful beach side town or somewhere in-land, away from the congestion of the city, is on the to-do list for many Australians.

Home Loans

30 Aug, 2016

2 min read

Do you live in one of Australia's retiree hotspots?
Patricia Babalis

Tiny houses: Downsizing to avoid a mortgage

There’s been lots of buzz surrounding tiny houses since they first came onto the scene as a substitute to traditional housing.

Home Loans

26 Aug, 2016

3 min read

Tiny houses: Downsizing to avoid a mortgage
Patricia Babalis

Is this Australia's best city for first home buyers?

For Aussies who thought they would never be able to afford their own home in one of Australia’s capital cities, this may be some welcome news.

Home Loans

24 Aug, 2016

3 min read

Is this Australia's best city for first home buyers?