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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Patricia Babalis
The 10 new Australian household tribes
The average suburban street could look very different by 2030 according to a report from the Commonwealth Bank’s Future Home Insights Series.
Home Loans
15 Nov, 2016
3 min read
Patricia Babalis
The home loans of the future
Borrowing money to buy your own home could look very different in coming years, predicts a report from the Commonwealth Bank’s Future Home Insights Series.
Home Loans
14 Nov, 2016
4 min read
RateCity
Investors flock back to property market
Investors have returned to the Australian property market, a little more than a year after regulatory interventions saw lending to the group plummet.
Home Loans
14 Nov, 2016
1 min read
Kate Cowling
What Trump's victory could mean for Aussie house prices
As the world digests Donald Trump's surprise presidential win, attention has turned to the local impact on investment markets, including housing. Many home-owners and prospective home buyers may be wondering whether the property mogul could lift Australian house prices.
Home Loans
10 Nov, 2016
2 min read
Patricia Babalis
Why now could be the time to fix your rate
A week ago today, the RBA decided to keep the cash rate on hold at the historic low of 1.5 per cent. With only one more meeting left this year and no meeting held in January, economists predict that the cash rate is likely to remain steady for at least a few months to come.
Home Loans
09 Nov, 2016
3 min read
Jodie Humphries
Personal Finance Editor
Comparing home loan terms: is 25 or 30 years better?
There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.
Home Loans
08 Nov, 2016
3 min read
Patricia Babalis
Expensive purchases that you won't regret
When it comes to purchases there are certain things where quality really matters. While with some items you can get away with a cheap fix, others require an investment of your hard earned cash.
Home Loans
03 Nov, 2016
4 min read
RateCity
Save on Your Mortgage and Update Your Kitchen
Find out how much money you could save by using our home loan calculator and add value to your home by updating your kitchen.
Home Loans
01 Nov, 2016
13 min read
Jodie Humphries
Personal Finance Editor
Will we see a Melbourne Cup rate cut?
Will we see a Melbourne Cup rate cut?
Home Loans
31 Oct, 2016
1 min read
Patricia Babalis
Could you be eligible for a low doc home loan?
If your financial situation is best described as “complicated” you may find it difficult to secure a standard home loan with most lenders. Even if it is through no fault of your own, such as losing your job or a failed business venture, lenders have certain lending criteria they uphold for their protection and for yours.
Home Loans
28 Oct, 2016
4 min read
Patricia Babalis
Could you pay your mortgage if rates hit 7 per cent?
With mortgage rates kept low by the historic low cash rate, it’s fair to say that many borrowers are coasting along in an ideal situation. Rates lower than 4 per cent are no longer uncommon for owner-occupier mortgage holders with some equity built up in their property.
Home Loans
26 Oct, 2016
3 min read
Patricia Babalis
How can we fix the housing affordability crisis?
It seems as though there is no hotter topic than the housing affordability crisis and what needs to be done to solve it. From the endless news articles to the discussions had in homes around Australia, it’s a problem that strikes right at the heart of the Australian dream of property ownership.
Home Loans
25 Oct, 2016
4 min read
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Alex Ritchie
Personal Finance Editor
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Mark Bristow
Personal Finance Editor
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The pros and cons of paying off your mortgage early vs buying an investment property
Mark Bristow
Personal Finance Editor
10 Sep, 2024
What do house valuers look for?
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