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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Mark Bristow
Personal Finance Editor
How much is Lender's Mortgage Insurance?
Because Lender’s Mortgage Insurance (LMI) can be a significant extra expense when purchasing a property, it’s important to include it in your budget when calculating whether you can afford a home loan, to avoid finding yourself in financial stress at the very start of a 30-year mortgage term.
Home Loans
21 Nov, 2017
3 min read
Nick Bendel
Property & Personal Finance Writer
The lowest rates from the biggest banks
Ever wondered which of the high-profile banks offers the cheapest home loan?
Home Loans
16 Nov, 2017
2 min read
Alex Ritchie
Personal Finance Editor
Save $1,000 by next Christmas by doing this one thing
If you’re the kind of person who has trouble saving, avoid complicated budgets and the guilt and stress that comes from unexpected expenses by following this one simple savings tip today.
Home Loans
15 Nov, 2017
3 min read
Nick Bendel
Property & Personal Finance Writer
The cheapest home loans on the market
You might be surprised to learn that various lenders are currently offering some of the cheapest mortgage rates in Australia’s history.
Home Loans
02 Nov, 2017
3 min read
Mark Bristow
Personal Finance Editor
What is LVR?
LVR stands for Loan to Value Ratio, and is a comparison of how much you’re borrowing with your mortgage (the Loan) to how much the property you’re purchasing is worth (the Value).
Home Loans
31 Oct, 2017
2 min read
Alex Ritchie
Personal Finance Editor
Using a reverse mortgage to pay for retirement
The average age of borrowers taking out a reverse mortgage is 75, so many Aussies are turning to reverse mortgages to pay for their retirement.
Home Loans
30 Oct, 2017
5 min read
Nick Bendel
Property & Personal Finance Writer
Aussies flushing thousands of dollars down the toilet
Ever fancied the idea of flushing money down the toilet? It sounds ridiculous, yet many Australians do something similar.
Home Loans
20 Oct, 2017
3 min read
Alex Ritchie
Personal Finance Editor
5 ways to save your home deposit faster
When you’re scraping by to save for your home deposit, the dream can start to feel more like fantasy than reality. RateCity has compiled a list of new and timeless ways you can save your home deposit faster.
Home Loans
09 Oct, 2017
4 min read
Nick Bendel
Property & Personal Finance Writer
What is conveyancing?
Conveyancing is the process of transferring legal ownership of a property from one party to another.
Home Loans
29 Sep, 2017
3 min read
Nick Bendel
Property & Personal Finance Writer
Why do banks change interest rates when the cash rate is steady?
Banks, credit unions, building societies and non-bank lenders often take their lead from the Reserve Bank of Australia when making decisions about interest rates.
Home Loans
21 Sep, 2017
2 min read
Nick Bendel
Property & Personal Finance Writer
These 5 home loan traps could cost you massive dollars
Taking out a mortgage can be an intimidating and confusing process – and the banks don’t exactly go out of their way to make it simpler.
Home Loans
14 Sep, 2017
4 min read
Alex Ritchie
Personal Finance Editor
Hidden fee traps and how you can avoid them
RateCity spoke to Sydney mother of two, Natalie, about how she found herself falling into her banks’ fee traps, and how she’s choosing to break the cycle.
Home Loans
07 Sep, 2017
8 min read
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Mark Bristow
Personal Finance Editor
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Mark Bristow
Personal Finance Editor
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Mark Bristow
Personal Finance Editor
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