- Home
- Home Loans
- Articles
Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Alison Cheung
Finance Writer
Five home loans to let you borrow more in July 2020
Many people manage to secure a home loan with a deposit of less than 20 per cent, and that all comes down to what the lender allows.
Home Loans
30 Jun, 2020
2 min read
RateCity
Top 5 refinancing home loan rates in July 2020
Is your home loan rate still competitive? If you’ve let it go for a while, chances are you’ll be paying more than you should.
Home Loans
30 Jun, 2020
1 min read
Mark Bristow
Personal Finance Editor
Five home loans for getting cash out from your equity
With social distancing restrictions affecting many Australian workplaces, a lot of us have had to rethink our personal finances, including our home loans. And with big banks and smaller lenders slashing interest rates to new record lows, it’s no surprise that many Australians are refinancing their mortgages, as shown by recent ABS data.
Home Loans
25 Jun, 2020
3 min read
Alison Cheung
Finance Writer
Top five refinancing home loans that could save you money in the long run
Refinancing isn’t free, but it can save you money in the long run if you switch to a home loan with a lower interest rate, such as these home loan choices.
Home Loans
16 Jun, 2020
2 min read
Alex Ritchie
Personal Finance Editor
Stuck with a bank you don't like? There may be a psychological reason
Consumer inertia may be the reason why millions of Aussies choose to stay with their bank, even if it refuses to pass on a full RBA-led rate cut or charges higher than average fees.
Home Loans
22 Jan, 2020
3 min read
Jodie Humphries
Personal Finance Editor
Handy tips for buying a home at auction
Forget The Block, auctions are a lot less glamorous and much more stressful when you're the one holding the bidding paddle. If you are organised, have your home loan pre-approved, know what you are looking for and know your budget and won't go over it, then perhaps an auction could be the place you land your dream home.
Home Loans
13 Apr, 2019
3 min read
Nick Bendel
Property & Personal Finance Writer
CQU property expert reveals home truths on housing affordability
It’s never been harder for younger Australians to enter the property market, we regularly hear.
Home Loans
07 Mar, 2019
4 min read
Nick Bendel
Property & Personal Finance Writer
How I cut my home loan by 1.45 percentage points
I’ve just refinanced my home loan from one of the biggest mortgage lenders in Australia to one of the smallest. Why? I now have a much lower interest rate.
Home Loans
12 Feb, 2019
4 min read
RateCity
First Home Owners Grant
Learn more about the First Home Owners Grants available around Australia with our interactive map.
Home Loans
25 Nov, 2018
0 min read
Alex Ritchie
Personal Finance Editor
Sydney a "tenant's market", but not every city
Renter vacancy is shifting across the country, and depending on where you live, that may mean good or bad things for rental prices.
Home Loans
19 Sep, 2018
2 min read
Mark Bristow
Personal Finance Editor
What is mortgage insurance?
The idea of mortgage insurance is a fairly simple one – if circumstances mean a borrower can’t afford their mortgage repayments, an insurance policy can be used to help cover the costs.
Home Loans
29 Aug, 2018
5 min read
Nick Bendel
Property & Personal Finance Writer
Why it's now more important than ever to pay your debts on time
In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years.
Home Loans
17 Jul, 2018
5 min read
Trending articles
Mark Bristow
Personal Finance Editor
15 Jan, 2025
Getting a mortgage for an international property
Mark Bristow
Personal Finance Editor
15 Jan, 2025
Can you have two home loans on one property?
Mark Bristow
Personal Finance Editor
08 Jan, 2025
What do mortgage lenders look for in bank statements?
Popular searches
Best mortgages
>Fixed rate home loans
>Low interest home loans
>Variable rate home loans
>SMSF home loans
>Interest only home loans
>Investor home loans
>First mortgages
>Construction home loans
>Bridging home loans
>Low deposit home loans
>Home loan refinance calculator
>Related calculators
Home loan repayment calculator
>Borrowing power calculator
>Refinance calculator
>Stamp duty calculator
>Lender mortgage insurance (LMI) calculator
>
Find a local mortgage broker
Get expert home loan advice and assistance with your mortgage application.
